UK fintechs face rising costs, regulatory pressure and shrinking incentives. Clear priorities on stablecoins, open banking and investment rules are needed to restore momentum.
New FCA proposals to remove contactless limits could transform payments authentication, with major implications for PSPs, banks, and merchants.
Regulatory alignment and lighter-touch US rules are opening new routes for cross-border investment and shaping the future of UK-US payments.
New global stablecoin rules are accelerating adoption, shaping demand for US debt, and pressuring the UK to finalise its own framework to stay competitive.
New research from The Payments Association shows confidence in regulation is split, while payments leaders increasingly view AI as the key to tackling financial crime.
UK merchants face their most complex regulatory phase in a decade, with new enforcement powers, fraud rules, and payment reforms reshaping strategy.
