The Joint Regulatory Oversight Committee’s (JROC)’s open banking recommendations have the potential to revolutionise payments, but big investments will be necessary into digital transformation, legacy platform modernisation and cloud migration that is future-proof.
Rather than building a single global rulebook for payments, regional rulebooks are the better approach in the medium term, according to industry participants.
Fintech regulation in Europe shows no signs of slowing. So what are the main challenges and frameworks fintechs should be aware of to ensure their future success.
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