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Imran Ali, Managing Principal at Answer Digital published new article on InstaPay: “The Opportunities for Fintechs presented by the UK New Payments Architecture”

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Pay.UK, the governing body that has responsibility over the UK domestic payments schemes (Bacs, Faster Payments, and Image Clearing System), is undertaking the biggest overhaul of the UK Payments infrastructure ever. Each of the three schemes currently operate across three different infrastructures. The vision is to consolidate them to one, and at the same time open up the opportunities for Fintechs to launch new ‘value-add’ services. The new infrastructure is called The New Payments Architecture (NPA).

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