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FICO predicts 2018: fraud and payments

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Just as the Wild Card Round is followed by the Divisional Round in the NFL playoffs, fraud and payments predictions are always followed by New Year’s resolutions. This year, in the spirit of efficiency, I’m combining both predictions and resolutions by forecasting that in 2018, my wallet is going to go on a diet; it will definitely become slimmer as physical (plastic) credit cards are replaced with payment apps on my smart phone.

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