Banking and Payments in 2022: Digital transformation and trends in financial technology

Share this post

Once dominated by a set of large retail banks, the payments landscape of today is rife with competition. In fact, the latest research reveals that:

  • Upstart payments firms represent almost a quarter of all fintechs launched between 2015 and 2020
  • EU banks could lose up to a third of their payments revenue to disruptors by 2025
  • More than 6 in 10 banking executives view non-traditional payments firms more competitively than traditional players

As new players continue to expand market share with data and customer-centric business models, incumbent banks face an urgent need to modernise systems to remain competitive in the payments landscape.

However, banks undergoing this transition will want to know what operational factors to prioritise, how to embrace automated technologies and how to remain compliant with an ever-evolving regulatory landscape.

In our latest industry report, we partnered with FinTech Futures and Informa Engage to survey more than 50 senior banking and payments professionals to learn how their firm handles payments and plans for operational enhancements in 2022.


Download the full report to learn more about:

  • What technology and automation trends will define banking in 2022
  • Why banks should leverage automation to handle payments
  • How banks are remaining compliant with regulations
  • Growth targets and impediments to growth across banking in 2022
  • What features banks are prioritising when selecting a system for handling payments data
  • The risks of manual processes for banking and payments
Article by AutoRek

More To Explore


Are you a member of The Payments Association?

Member benefits include free tickets, discounts to more tickets, elevated brand visibility and more. Sign in to book tickets and find out more.


Log in to access complimentary passes or discounts and access exclusive content as part of your membership. An auto-login link will be sent directly to your email.

Having trouble signing?

We use an auto-login link to ensure optimum security for your members hub. Simply enter your professional work e-mail address into the input area and you’ll receive a link to directly access your account.

First things first

Have you set up your Member account yet? If not, click here to do so.

Still not receiving your auto-login link?

Instead of using passwords, we e-mail you a link to log in to the site. This allows us to automatically verify you and apply member benefits based on your e-mail domain name.

Please click the button below which relates to the issue you’re having.

I didn't receive an e-mail

Tip: Check your spam

Sometimes our e-mails end up in spam. Make sure to check your spam folder for e-mails from The Payments Association

Tip: Check “other” tabs

Most modern e-mail clients now separate e-mails into different tabs. For example, Outlook has an “Other” tab, and Gmail has tabs for different types of e-mails, such as promotional.

Tip: Click the link within 60 minutes

For security reasons the link will expire after 60 minutes. Try submitting the login form again and wait a few seconds for the e-mail to arrive.

Tip: Only click once

The link will only work one time – once it’s been clicked, the link won’t log you in again. Instead, you’ll need to go back to the login screen and generate a new link.

Tip: Delete old login e-mails

Make sure you’re clicking the link on the most recent e-mail that’s been sent to you. We recommend deleting the e-mail once you’ve clicked the link.

Tip: Check your security policies

Some security systems will automatically click on links in e-mails to check for phishing, malware, viruses and other malicious threats. If these have been clicked, it won’t work when you try to click on the link.

Need to change your e-mail address?

For security reasons, e-mail address changes can only be complete by your Member Engagement Manager. Please contact the team directly for further help.

Still got a question?