ComplyAdvantage has launched its annual research report, The State of Financial Crime 2025. Based on a global survey of 600+ compliance leaders from across the banking and payments industries, it provides a compelling analysis of the evolving and increasingly complex financial crime landscape – driven by geopolitical tensions, technological advancements and increasing sophistication of organised crime.
Key findings include:
- While organised crime rises, firms lack guidance: Over two-thirds of firms expressed a need for clearer guidance on the illicit activities driving organized crime, underscoring its growing complexity and prevalence. How can firms strengthen their defences and stay resilient as criminal networks evolve?
2. Real-time payments (RTPs) set for a breakthrough: 100% of EU firms believe they are on track to meet SEPA ICT requirements, though not without significant upgrades to tech stacks and personnel. Meanwhile, the US is experiencing rapid RTP growth, yet consumer adoption remains low. With countries like the UK and India leading in RTP usage, how can firms worldwide align their strategies to drive adoption and harness the full potential of RTPs?
3. Businesses & regulators: At odds over AI? 91% of firms are willing to trade AI explainability for efficiency. At the same time, regulators continue to emphasise the need for accountability and transparency. With FIs eager to leverage AI for compliance, how can they ensure that efficiency gains don’t come at the cost of regulatory misalignment?