The Impact of Realtime on Payments and Data

The Project Futures workshop held at the Glazier’s Hall, London Bridge in September 2019 focused on the impact of realtime on payments and data.

The focus of the discussion was as follows:

• To clarify what we mean by realtime payments and determine current usage
• To discuss why the industry needs to transition to realtime
• To hear about the innovative realtime use cases that are emerging
• To identify key barriers and challenges that must be addressed

The half-day workshop was structured around four interactive breakout sessions on:

• The emerging market trends faced by the ecosystem in transitioning to realtime with a review of the key business and social factors
• The impact of realtime on consumers, SMEs, corporates, government and the payments industry
• The technology and regulation challenges faced
• A review of realtime innovations and use cases

This report is part of a series of Project Futures reports produced by the The Payments Association. It highlights the contents of the discussions, the insights derived and the conclusions drawn. These conclusions highlight the direction of travel for the payments industry as it develops and how the ecosystem may change in the light of new technologies and innovations.

Thank you to the Benefactor behind this project, FICO, the workshop moderator and report author Mark McMurtrie, Director of Payments Consultancy Ltd and to the 25 workshop participants for their contributions to this interactive and insightful workshop.

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