Explore how regulation, technology, and customer expectations are reshaping European payments in this whitepaper, Payments in Change.
Payments are evolving faster than ever, driven by regulation, technology, and shifting customer expectations.
Our whitepaper, Payments in Change: Where Is the Journey Headed?, explores the forces reshaping the European payments landscape and what they mean for financial institutions, PSPs, and the broader ecosystem.
Our whitepaper, Payments in Change: Where Is the Journey Headed?, explores the forces reshaping the European payments landscape and what they mean for financial institutions, PSPs, and the broader ecosystem.
Key topics covered:
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Direct access to TARGET/CSM – how new regulation levels the playing field for non-bank PSPs
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Instant payments adoption – opportunities, challenges, and infrastructure readiness
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AI, compliance & risk – where automation creates real value
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Sustainability & ESG in payments – why financial flows are part of the ESG conversation
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Future outlook – what’s next for liquidity, clearing, and settlement innovation
Who should read this?
This whitepaper is designed for:
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Banks & financial institutions navigating instant payments regulation and infrastructure investment
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Regulatory, risk, and compliance leaders seeking clarity on AI’s role in compliance
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Innovation & strategy teams shaping the future of payments offerings
Download the Whitepaper and explore how to turn regulatory change into Payments advantage.
Interested to read more about Future of Payments, check out the Journal of Financial Services by Projective Institute.


















