xpate. The cashflow champions.
We believe that cashflow is the single biggest problem facing businesses. We’re building a platform and a community dedicated to fixing it. Through speeding up access to income from sales, removing barriers to global payments, and saving money on currency exchange, xpate keeps your cashflow healthy and your business thriving. For SMEs, xpate combines real-time cash flow access from card processing and bank transfers, uniquely all from a single account. And for Fintechs and Marketplaces we offer embedded financial services that benefit from our expertise, technology and infrastructure.