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PPS is a Mastercard Principal Member and an FCA regulated Electronic Money Institution, offering a range of services including processing, UK and SPayments Association banking solutions, BIN sponsorship, eWallet provision, compliance, and fraud services. We are the driving force behind UK and Europe’s fintech space and provide the launch platform for many innovative solutions, some of which are industry firsts.

We are firm believers that one size doesn’t fit all, as we work with brand new challenger start-ups to make their first marks on the industry, to more seasoned players who have the badges to show their experience in the marketplace already. Then there are the others who aren’t technically classed as a challenger bank, but are adding value to existing propositions to enhance their current proposition.

Whatever the scale and size of the project, all programmes have one thing in common, and that’s connectivity to the PPS processing platform and access to our banking licences. PPS is the invisible, white-labelled technology in the background, providing a truly all round technical and regulatory base for the upcoming fintech stars to launch from. All connectivity happens through our APIs and web service calls, and our customers adapt an agent or distributor model, allowing them to benefit from the issuing and regulatory licenses held by our UK and EU entities.

PPS takes pride in the flexibility of our modular approach and as our customers grow in size and confidence, if they choose to take on some of the chunks of the overall solution on their own, we provide as seamless transition to the tasks and responsibilities sharing model.


PPS Provides Real Time Payments for the Post Office

PPS has signed up to the Banking Framework offered by the Post Office Ltd that allows customers to deposit instantly using their existing Chip&PIN card. Individuals and small businesses using PPS services can now deposit cash instantly to their accounts at 11,500 post offices across the United Kingdom.

PPS Provides Real Time Payments for the Post Office 

PPS has made banking more efficient for Post Office customers by deploying a real time solution that allows card holders banking with the Post Office to make instant deposits.

PPS powers ekko to bring eco-friendly payments to the UK

PPS, an Edenred company, announces its partnership with UK-based ekko, an iconic climate-friendly debit card, app, and ecosystem that empowers consumers to make a difference in the fight against climate change. The partnership showcases PPS’ commitment to the enablement of the green finance movement.

PPS partners with ViaBill

PPS and ViaBill join forces to bring BNPL to shoppers in-store and online. PPS was appointed as the issuer and processor for ViaBill, Europe’s leading Buy Now Pay Later (BNPL) solution, which facilitates end users to a greater access to flexible forms of credit. PPS will be acting as BIN Sponsor, Card Issuer and Transaction Processor, and also integrating Apple and Google Pay to offer ViaBill's customers further flexibility in payments.

PPS powers Suits Me – the personal account for everyone

Suits me has migrated away from previous provider Contis. By utilising PPS’ technology and licenses for issuing cards and e-money, Suits Me is now able to offer services including Debit BIN, Mastercard Settlement, Banking Service, BACs In, CHAPs In, Direct Debit, Direct Debit Indemnity Claim and PayPoint cash load.

PPS Powers Sprive, The World’s First Mortgage Overpayment Platform

PPS, an Edenred company, today announces its partnership with UK-based Sprive, the first of its kind mortgage overpayment app designed to help homeowners become mortgage free faster and save interest.


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