At OneStep Financial, we’re on a mission to unleash innovation in digital money and financial technology to deliver a step-change in digital engagement and operational control.
We see that the $8.6bn market for corporate incentives and loyalty payments generates huge, often disproportionate, operational costs for corporations to manage these micropayments. We are therefore building a company dedicated to streamlining such payments, aligning data and money so as to create efficiencies and benefits by recognising that a transaction is more than just the payment – it is also about the data (and often its validity) gathered before and after the transaction. Our vision is to leverage the programmability of DLT cash to streamline the operations processes that occur before, during, and after a payment into an end-to-end “onestep” transaction. Our platform also provides added benefits of enhanced engagement and therefore incentive effectiveness as well as a better all-round corporate and underlying user (worker, salesperson, client etc.) experience.
We do so using a distributed ledger e-money capability which is fully fungible with all other forms of money, and this is the real deal, true fiat cash. We are offering a payment platform, which offers the attractiveness of blockchain (no need for intermediaries;interoperable;security and privacy controls;financial inclusion;innovative and efficient infrastructure) but without the tradeability, price fluctuations and risk profile features of crypto. Through e-money licenses, we are offering regulated digital cash.