MHA Baker Tilly

As one of the UK’s leading ‘challenger’ accounting and advisory firms and the UK member form of the global Baker Tilly network, MHA is proud to support the Payments Association and its members. With over 150 years of heritage and a team of 2,300 professionals across 30 UK offices, we are a driving force for ambitious growth in the financial services sector. Our practice is uniquely positioned to support payments services processors, FX companies, and credit card businesses by combining deep technical expertise with an agile, human-centred approach.

MHA offers a comprehensive suite of services tailored to the high-growth, high-regulation environment of modern payments:
• Audit and Assurance: As the fifth largest statutory auditor of banks in the UK, we possess extensive experience working with e-money issuers, challenger start-ups, and specialist lenders. We utilise complex data analytics to ensure robust financial statement assessments.
• Regulatory Compliance: Our team includes ex-Big 4 and industry professionals who specialise in navigating FCA and PRA frameworks. We provide critical support for authorisation processes, KYC/AML, transaction monitoring, and CASS compliance.
• Payments Security and Technology: We offer specialised IT audits, penetration testing, and payment security reviews to help businesses build resilient digital infrastructures.
• Tax and Financial Advisory: From R&D tax credits for FinTech innovation to complex international tax structuring and transfer pricing, we help businesses optimise their fiscal positions.

We understand that the payments sector is currently facing a wave of unprecedented change. Whether you are a fast-growing start-up or an established payment processor, we bring the insight and energy to help you navigate the horizon of future regulations and achieve your long-term ambitions.

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