Howden is a global insurance broking business with specialty at its heart. We have invested in expert teams in key specialty sectors, one of which is Howden’s Fintech and Payment services division. Howden Fintech (through its acquisition of Protean Risk) was the first insurance broking team to have a dedicated fintech and payment services specialism and we are one of the largest producers of direct fintech premium into Lloyd’s of London.
We therefore have the industry knowledge to understand the intricacies of the payments sector and the specific risks fintech’s face.
Our diverse portfolio of over 450 fintech companies range from fintech start-ups to unicorns.
Our Fintech clients are regulated firms typically operating under PSD2. Our client portfolio are typically hold EMI / API / AIS / PIS permissions.
Insurance products we offer are:
Fintech insurance (PI/D&O/Crime/Cyber Insurance)
Safeguarding Insurance (PSD Bond)
PSD2 Insurance for AIS / PIS
Crowdfunding Insurance – Article 11 of the European Crowdfunding Service Providers Regulation (ECSPR)
Professional Indemnity Insurance
Directors and Officers Insurance
Cyber Insurance
Crime Insurance
Employers Liability Insurance
Public Liability Insurance
General Liability Insurance
Key Person Insurance
Employee Benefits Insurance