Future of Payments
January 22, 2025
Payments Association has released a report, “Transforming the UK’s Payments Infrastructure,” proposing a revamp of the UK’s payments. The paper argues that the current system of account-to-account (A2A) payments hinders consumer choice and investment and proposes a new model inspired by the success of the card payments model.
This proposal follows the announcement of the UK government’s National Payments Vision, designed to reshape the UK’s payments ecosystem, which emphasised the importance of open banking and A2A payments in enhancing the UK’s payment systems. The Payments Association will work together with the Government to achieve this vision – a strategy that is in line with TPA’s 2025 Payments Manifesto.
Transforming the UKs Payments Infrastructure – a proposal – Click here to download the paper now
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