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Starling Bank – Welcome to Banking-as-a-Service

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I’d like to make an important announcement. I am announcing the death of transaction banking. To those of you who are transaction bankers, I offer my sympathy.

But this is also a time of celebration, a time to celebrate a new age of banking – the age of the API – the age of Banking-as-a-Service.

Think of it a bit like The Doctor in Doctor Who being regenerated as the first female Time Lord: it’s still all about banking – or in The Doctor’s case, intergalactic time travel – only now a traditional paradigm has been recast and unbundled to reflect advances in technology, culture, demand and practice.

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