Future of Payments
January 22, 2025
Andrea Dunlop, project lead of Project Banking Access, endorsed the Bank of England’s activity in upgrading RTGS. Published in PaymentsSource, Andrea commended the Bank’s focus on accelerating the time to access for new entrants and commented ‘The BofE is trying hard to address the needs of new players, as its current model is restrictive’. Andrea also highlighted the challenge for FinTechs regarding de-risking and how direct access addresses these challenges commenting ‘There’s also the issue of banks de-risking for AML compliance reasons, by declining to offer accounts to fintechs. By having direct access, fintechs will have reduced their exposure to being reliant on a third-party bank.’
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