M-commerce and the Single Device Experience

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Have you ever made a purchase directly from your mobile device? If so, you are certainly not alone.

2021 wasn’t just an e-commerce boom, but an m-commerce boom; that is, the online purchasing made from mobile devices. By the end of 2021, m-commerce sales are expected to make up a staggering 72.9% of all e-commerce transactions globally. So what does this mean for compliance and security?

Well, our extensive use of smartphones make it a natural choice for a lot of issuers to use them as the possession factor, which would be the first factor used to authenticate the customer. However, the intensive usage of smartphones for online payments also makes them a natural target for fraudsters and hackers.

As we know, new types of attacks are on the rise on top of existing scams. This is why issuers must pay special attention to how they handle security on their smartphone while providing the best experience to their users.

How should single device experiences be handled? Read read more on okaythis.com.

Article by Okay

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