Open banking puts data at the heart of financial management, supplying users with a network that consolidates their data at different financial institutions through application programming interfaces (APIs). Data is securely shared between institutions, making it easier to transfer funds and compare offerings, in turn forcing large banks to compete more directly with smaller, specialized institutions. Corporate clients—not to mention consumers, pension funds and banks—will be scrambling to keep up. Those that can may find themselves in a new, more profitable environment; those that cannot may be left behind.
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The Payments Association
St Clement’s House
27 Clements Lane
London EC4N 7AE
© Copyright 2024 The Payments Association. All Rights Reserved. The Payments Association is the trading name of Emerging Payments Ventures Limited.
Emerging Ventures Limited t/a The Payments Association; Registered in England and Wales, Company Number 06672728; VAT no. 938829859; Registered office address St. Clement’s House, 27 Clements Lane, London, England, EC4N 7AE.
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