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Consumers today are spoiled for choice – which clothes to wear, gadgets to buy and payment networks to use to acquire these goods. The competition is tight for merchants and issuing banks, who must do everything they can to deliver an unforgettable experience and ensure repeat business isn’t threatened. This includes having a security strategy in place to protect the consumers, issuer, and merchant before, during and after a fraudulent card-not-present (CNP) attack.