The Payments Association Announces 2020 Payments Associationward Finalists

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The Payments Association annual ceremony honours innovation in the financial sector

London, United Kingdom. 06th August 2020: The The Payments Association, which celebrates collaboration and innovation across the emerging payments industry, announced the finalists for the 13th annual Payments Association Awards at PAY360 Virtual yesterday.

With a 50% increase in entries, this year has proved to be one of the most competitive for the esteemed judging panel who have reviewed hundreds of submissions from all across the world. The judges duly noted this year’s entries demonstrating examples of high-quality and innovative payment solutions and organisations.

Tony Craddock, Director General of the The Payments Association, said: “I am always astounded by the innovation, creativity and passion of our UK FinTech and payments sector. It has been truly inspiring to see the quality of entries grow on a yearly basis and this year’s Payments Associationwards will truly be the best one yet.”

The full shortlist of finalists for 2020 is as follows:

  • Best International Payments, Remittance or use of FX: Banking Circle, Crown Agents Bank – EMpowerFX, Ebury, Flywire, Ixaris, Post Office Ltd – Post Office Travel app
  • Best Financial Inclusion Payments Programme: Airtel Uganda and Comviva, Banking Circle, Prepaid Financial Services, Telenor Microfinance Bank
  • Best B2C Payments Programme: Curve – Go-Back-In-Time, Stocard, Swile, Treezor
  • Best B2B Payments Programme: Banking Circle – Banking Circle Virtual IBAN, Bottomline – Bottomline PTX, Ebury – Instant Payments Era, Modulr, Monzo Bank Ltd – Monzo Business, Payoneer, PPS, WEX
  • Best Banking or Open Banking Initiative: Bankily by BPM & Comviva, Currensea and GPS, Konsentus – Konsentus Verify, Lloyds Banking Group – Payables API, Railsbank – Railsbank Open Banking Platform (Banking as a Platform), Token, Trustly
  • Best Partnership Initiative: Banking Circle – Banking Circle and Cardstream, Lloyds Bank – I-safe, Osper, PPS – PPS and Monese, Vitesse PSP Ltd
  • Best Use of Payments Data or AI in Financial Services:, ACI Worldwide, Chargebacks911, Ethoca – Alerts + Eliminator, Jumio – AI-Powered Identity Verification for Financial Services, Kani, Visa Europe – Visa Advanced Authorisation
  • Most Innovative Mobile or Financial Services Payments Solution: Airtel Uganda and Comviva, Judopay, Ordo, Stocard by Wirecard
  • Most Innovative Merchant Services Solution: Airtel Uganda and Comviva,, Cybertonica Ltd – GoFrictionless™, Ingenico – Ingenico Enterprise Retail, PayDock, Premier Technologies – COVID-19 Business Continuity Package
  • Best Back Office Innovation: Banking Circle, Cybertonica Ltd. – ScreenWiZe, Mastercard – Threat Scan by Mastercard
  • Best Customer Facing Experience: FIS – Premium Payback, ID-Pal, MuchBetter by Wirecard, Their Perfect Gift by Wirecard, Thyngs Ltd, Total Processing – Apple Pay For WooCommerce Payment Plugin
  • Marketing Campaign of the Year: Blue Train Marketing & Fintech Finance – Team Card at the Fintech Finance Payments Race 2019, CCgroup PR – Fame & Fortune in Fintech: Launching Tribe Payments
  • Leading Financial Services or Payments Start-Up: Currensea & GPS, Kani, Ordo, PayDock, SimplyPayMe, Tribe Payments,
  • Leading Payments Association Organisation: GPS- The Super Processor™, PPRO, PPS, Trustly
  • Best Use of Blockchain in Financial Services: Eligma Ltd, Nuggets
  • Best Direct Account to Account Solution: Comviva – mobiquity® Money – COVID-19 Response, Nuapay by Sentenial, Ordo
  • Best Lending Initiative: Capital on Tap, DivideBuy, Starling Bank, Trezeo
  • Best CSR or Charity Initiative: allpay – Herefordshire Flooding – Prepaid Programme, allpay – National Lottery – Community Fund Prepaid Programme, EML,, SumUp Payments Limited, Collecting, Claire House, Thyngs
  • Best Market Expansion: Ebury, GLINT PAY, Global Processing Services, Railsbank


The Payments Association Awards celebrate innovation, collaboration and emerging payments by recognising companies that have made significant advances in how we pay today. The winners were announced last year at a glittering ceremony in London attended by 800 of the industry’s most senior opinion-formers and decision-makers.

To find out more about the Emerging Payment Awards, please visit:

For more information on the work and services of the Payments Association you can visit: you can speak directly to the Payments Association at:


About the Payments Association

The Payments Association, established in 2008, sets out to make payments work for everyone. It achieves this by delivering a comprehensive programme of activities for members with guidance from an independent Advisory Board of 15 senior executives that addresses the main problems facing the industry. These activities include a programme of digital and face-to-face events including an annual conference and awards dinner, numerous briefings and webinars, and networking and training activities. It also produces research papers and reports to shed light on the big issues of the day.

The Payments Association has over 130 members and is growing at 20% annually. Its members come from across the payments value chain including payments schemes, banks and issuers, merchant acquirers, PSPs, retailers, and more. These companies have come together to join our community, collaborate, and speak with a unified voice. Payments Association Asia has been an active participant in the research process for this report and Payments Association EU is a valued partner in the ongoing development of policies regarding open banking.

This response was delivered as an output from the Payments Association in support of a group of syndicates including Mastercard, Refinitiv, Token and Chargebacks911.

Media contact

Scott Girling-Heathcote

Senior Account Manager at SkyParlour

+44 (0)330 043 1315


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