We made filing chargebacks too easy. Now we’re all paying the price.
Chargeback costs are rising as friendly fraud grows, with merchants increasingly passing the financial impact of disputes on to consumers.
August 7, 2026
Chargeback costs are rising as friendly fraud grows, with merchants increasingly passing the financial impact of disputes on to consumers.
Agentic payments may be advancing rapidly, but scalable adoption depends on reconciliation that can prove what agents did, and why.
Trusted, interoperable payments infrastructure will be critical to UK competitiveness as stablecoins, AI and global money movement evolve.
