
Challenging convention: Rethinking payments, platforms and progress
HCLTech’s Sudip Lahiri on AI, payment modernisation, self-disruption, CBDCs & why adaptability and partnerships are key in an evolving financial ecosystem.

HCLTech’s Sudip Lahiri on AI, payment modernisation, self-disruption, CBDCs & why adaptability and partnerships are key in an evolving financial ecosystem.

Tokenisation is now a core enabler of secure, interoperable digital payments—powering embedded finance, asset tokenisation, and evolving identity flows.

UK’s first Financial Inclusion Strategy aims to tackle vulnerability with better cash access, KYC innovation, community finance, and financial education.

Early CBDC deployments show promise for cross-border payments, but adoption hinges on privacy, interoperability, and user-friendly, inclusive design.
