Merchant survey 2025: Navigating the payment innovation divide
A 2025 survey of UK retailers reveals how payment challenges and innovation priorities are shaping merchant strategies across the sector.
June 17, 2025
A 2025 survey of UK retailers reveals how payment challenges and innovation priorities are shaping merchant strategies across the sector.
UK SME survey shows open banking intrigues merchants with faster, cheaper payments, but gaps in awareness and security fears slow adoption.
The Bank of England’s offline CBDC trials show it’s technically possible—but device limits, fraud risks, and policy gaps must still be solved.
Six months into APP scam reimbursement rules, 86% of victims are refunded—yet calls grow for a cross-sector, prevention-first fraud strategy.
Paysend launches Instant Settlement Accounts, unlocking $400bn in trapped liquidity and enabling real-time cross-border fund movement.
A new Payments Association consumer behaviour survey reveals UK consumers’ payment habits in 2025, highlighting growing digital use, persistent cash reliance, and a strong focus on security.
My EU Pay’s Derry office is thriving—proving fintech success can flourish beyond major hubs, with growing demand for compliance talent in NI.
As fraud grows more sophisticated, platforms must balance growth and security—turning risk management into a competitive edge through smart tech and strategy.
Millennials favour mobile wallets for travel and everyday use—but only if they’re secure, seamless, and reward-driven, new PXP research finds.
RT2 modernises UK payments with ISO 20022, enhanced access, APIs & real-time resilience—enabling innovation, new entrants & a dynamic ecosystem.
Burges Salmon appoints Anna Vangrove as banking & finance partner, bringing dual-qualified expertise in UK & NI real estate, corporate & energy finance.
HCLTech’s Sudip Lahiri on AI, payment modernisation, self-disruption, CBDCs & why adaptability and partnerships are key in an evolving financial ecosystem.
Tokenisation is now a core enabler of secure, interoperable digital payments—powering embedded finance, asset tokenisation, and evolving identity flows.
UK’s first Financial Inclusion Strategy aims to tackle vulnerability with better cash access, KYC innovation, community finance, and financial education.
Early CBDC deployments show promise for cross-border payments, but adoption hinges on privacy, interoperability, and user-friendly, inclusive design.
Paysend celebrates 8 years of innovation, now serving 11m+ users. Focused on instant global payments, it expands enterprise solutions & tech hubs in 2025.
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