What should be in the Future of Payments Review?

Five payments pundits share their views on what should be in the Chancellor’s report and Autumn Statement.

Tony Craddock, Director General, The Payments Association

• Jana Mackintosh, Managing Director, Payments, Innovation & Resilience, UK Finance
• Paul Horlock, Chief Payments Officer, Santander UK
• Laura McCracken, Board Advisor – platforms, fintech & payments
• Peter Harmston, Partner – Head of Payments Consulting, KPMG
• Riccardo Tordera-Richi, Head of Policy & Government Relations, The Payments Association

This timely discussion tackles the key pain points of 7 core areas within payments and, ways in which as an industry we can work together to tackle them. These include:

  • Environmental, social and governance: driving more responsible and sustainable spending?
  • Financial Crime: are we focusing on the right thing?
  • Financial Inclusion: going beyond simple access to a payments account
  • Currencies: after the FSMA, will secondary legislation come in time?
  • Open Banking, finance and data: providing alternative payment options for merchants
  • Regulations, standards & compliance: unraveling the spaghetti
  • Cross border: the untapped potential

Our pundits also discuss the four proposed building blocks that will ensure firm foundations moving forward:

  • Industry regulator alliance: A payments ecosystem alliance that creates a holistic, integrated and agile industry
  • Inclusive boundaries: Boundaries to the payments ecosystem that include the entire value chain
  • Consumer focus: A relentless focus on solving un-met market and consumer needs
  • Sustainable incentives: A system that provides sustainable incentives and prioritises initiative

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