<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type='text/xml' href='//thepaymentsassociation.org/?wds_sitemap_styling=1&#038;template=sitemapBody'?><!-- SMARTCRAWL SITEMAP -->
<urlset
	xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
	xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 https://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd"
	xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
	>
			<url>
<loc>https://thepaymentsassociation.org/</loc>
<lastmod>2026-10-07T10:35:46+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/metro-bank-becomes-first-high-street-bank-to-join-faster-payments-scheme-since-its-launch/</loc>
<lastmod>2014-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-europe-report-uk-well-prepared-to-meet-demand-for-personalised-shopping/</loc>
<lastmod>2015-01-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/chinese-e-commerce-companies-benefit-from-mastercards-new-digital-service/</loc>
<lastmod>2015-01-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cubits-helps-iphoria-to-accept-bitcoin-payments/</loc>
<lastmod>2015-01-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bryan-cave-hosts-data-privacy-and-protection-seminar-in-nyc-on-3-feb/</loc>
<lastmod>2015-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/first-data-and-verifone-partner-to-combat-consumer-payment-data-theft/</loc>
<lastmod>2015-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cpi-sells-non-secure-card-operations-in-nevada-to-pli/</loc>
<lastmod>2015-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/jumios-id-document-authentication-helps-otys-with-new-employees/</loc>
<lastmod>2015-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-now-offering-cyber-fraud-and-risk-management-solutions/</loc>
<lastmod>2015-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/from-fingerprint-scanning-to-wearables-launch-of-new-paysafecard-app/</loc>
<lastmod>2015-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/m2-payment-solutions-introduces-authengin-v2-0/</loc>
<lastmod>2015-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-opportunity-for-european-start-ups-from-mastercard/</loc>
<lastmod>2015-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optimal-payments-payment-solution-now-live-on-playolg-ca/</loc>
<lastmod>2015-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wex-europe-infographic-a-look-back-over-2014/</loc>
<lastmod>2015-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/skrill-connects-with-linden-lab-to-expand-payment-options-for-second-life/</loc>
<lastmod>2015-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tuxedo-money-solutions-selects-global-processor-i2c-to-power-expansion/</loc>
<lastmod>2015-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-europe-study-young-people-keen-for-biometric-security-to-replace-passwords/</loc>
<lastmod>2015-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/seqr-joins-forces-with-limonetik/</loc>
<lastmod>2015-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/digiseq-case-study-contactless-payments-at-events/</loc>
<lastmod>2015-01-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optimal-payments-recognition-with-two-igaming-awards/</loc>
<lastmod>2015-02-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/american-express-helps-us-small-merchants-fight-fraud/</loc>
<lastmod>2015-02-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bluesnap-help-merchants-customize-global-hosted-checkout-pages/</loc>
<lastmod>2015-02-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/best-payments-lawyer-award-for-robert-courtneidge-of-locke-lord/</loc>
<lastmod>2015-02-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/first-datas-security-approved-by-uk-information-commissioner/</loc>
<lastmod>2015-02-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/jumios-new-id-scan-image-capturing-technology-in-netverify/</loc>
<lastmod>2015-02-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/valitor-ceo-leaving-your-wallet-behind-is-just-around-the-corner/</loc>
<lastmod>2015-02-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/suresh-vaghjiani-of-optimal-payments-joins-emerging-payments-association-advisory-board/</loc>
<lastmod>2015-02-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/limonetik-helps-european-merchants-access-chinese-consumers-online/</loc>
<lastmod>2015-02-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tuxedo-solutions-and-gps-partner-on-payment-programmes/</loc>
<lastmod>2015-02-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-europes-tokenisation-service/</loc>
<lastmod>2015-02-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-cybersecurity-enhances-peace-of-mind/</loc>
<lastmod>2015-02-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visas-global-expansion-of-peer-to-peer-capabilities/</loc>
<lastmod>2015-02-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bluesnap-increases-mylife-payment-conversion-rates/</loc>
<lastmod>2015-03-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/citi-to-launch-banking-app-for-apple-watch/</loc>
<lastmod>2015-03-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/carta-worldwide-announces-cloud-suite-1-0-for-mobile-payments/</loc>
<lastmod>2015-03-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cubits-partner-with-betvip/</loc>
<lastmod>2015-03-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/callcredits-aml-technology-supports-smart-pensions-auto-enrolment/</loc>
<lastmod>2015-03-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fis-makes-social-media-affordable-and-efficient-for-financial-institutions/</loc>
<lastmod>2015-03-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/next-generation-payment-solutions-from-first-data-and-cap-gemini/</loc>
<lastmod>2015-03-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/limonetik-future-of-payments-myths-and-realities/</loc>
<lastmod>2015-03-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-improves-financial-inclusion-for-egypt-through-digital-national-id-program/</loc>
<lastmod>2015-03-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/jumios-netverify-to-support-landbay/</loc>
<lastmod>2015-03-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tuxedo-money-solutions-partners-with-travelex-on-supercard/</loc>
<lastmod>2015-03-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optimal-payments-proposed-acquisition-of-skrill/</loc>
<lastmod>2015-03-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/sodexo-launches-a-new-suite-of-rewards/</loc>
<lastmod>2015-03-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ukash-strong-pound-prompts-people-to-book-holidays/</loc>
<lastmod>2015-03-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-sets-new-compliance-standards-for-instant-messaging-in-financial-markets/</loc>
<lastmod>2015-03-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/prepay-solutions-comments-on-financial-inclusion-commissions-report/</loc>
<lastmod>2015-03-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-celebrating-hce-mobile-payment-adoption-at-mobile-world-congress/</loc>
<lastmod>2015-03-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/alaska-usa-streamlines-payment-capabilities-with-fis/</loc>
<lastmod>2015-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ace-fx-prepaid-currency-mastercards-now-in-store/</loc>
<lastmod>2015-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contactless-card-payments-on-vodafone-from-carta-worldwide-and-visa/</loc>
<lastmod>2015-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/credorax-explains-how-to-increase-revenue-via-international-ecommerce/</loc>
<lastmod>2015-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/discover-to-bring-apple-pay-to-card-members/</loc>
<lastmod>2015-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mobile-payment-solution-brings-hassle-free-parking-to-apple-watch/</loc>
<lastmod>2015-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mobile-payments-interview-with-carta-ceo-brian-semkiw/</loc>
<lastmod>2015-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optimals-former-head-of-issuing-joins-global-processing-services-exec-team/</loc>
<lastmod>2015-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/realex-payments-acquired-by-global-payments/</loc>
<lastmod>2015-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/prepaid-mobile-money-account-in-brazil-from-mastercard-caixa-and-tim/</loc>
<lastmod>2015-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optimal-payments-neteller-account-verification-80-faster-with-jumio/</loc>
<lastmod>2015-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/sodexos-new-premium-multi-choice-gift-card/</loc>
<lastmod>2015-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optal-becomes-primary-issuer-of-enett-virtual-account-numbers/</loc>
<lastmod>2015-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/svs-ecommerce-digital-gift-card-platform-for-retailer-charming-charlie/</loc>
<lastmod>2015-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-bancorps-official-comments-on-proposed-rules-for-prepaid-accounts/</loc>
<lastmod>2015-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/validsoft-signs-us-contract-for-voice-biometrics-technology/</loc>
<lastmod>2015-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/whos-who-at-valitor/</loc>
<lastmod>2015-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/dubai-card-showcased-at-prepaid-summit-in-dubai/</loc>
<lastmod>2015-04-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thames-card-technology-reports-on-landmark-year/</loc>
<lastmod>2015-04-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vocalink-celebrates-30-years-of-link-processing/</loc>
<lastmod>2015-04-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/gps-appoints-former-head-of-issuing-at-optimal-payments-plc/</loc>
<lastmod>2015-05-17T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/carta-spearheads-new-payment-platform-and-processing-for-allpay/</loc>
<lastmod>2015-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/callcredit-partners-with-stonebridge-on-aml-for-mortgage-brokers/</loc>
<lastmod>2015-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cubits-goes-mobile/</loc>
<lastmod>2015-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/diners-club-and-abank-announce-new-card-issuing-agreement-in-turkey/</loc>
<lastmod>2015-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fis-reinvents-banking-access-in-india-one-e-lobby-at-a-time/</loc>
<lastmod>2015-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/gary-conroy-appointed-as-md-of-realex-payments/</loc>
<lastmod>2015-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/grass-roots-banking-survey-successful-employee-engagement-have-happier-customers/</loc>
<lastmod>2015-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/limonetik-accelerates-international-expansion-via-new-subsidiary-in-the-uk/</loc>
<lastmod>2015-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/payment-card-technologies-ceo-on-emerging-trends-the-future-is-mobile/</loc>
<lastmod>2015-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/locke-lord-4-tips-for-disclosing-data-breaches-to-regulators/</loc>
<lastmod>2015-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paypoint-partners-with-capita-to-extend-range-of-payments-available/</loc>
<lastmod>2015-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-report-impact-of-technology-and-innovation-on-consumer-and-retailer-behaviour/</loc>
<lastmod>2015-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafecard-official-sponsor-of-esl/</loc>
<lastmod>2015-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/prepay-solutions-on-the-rise-of-cashless-payments/</loc>
<lastmod>2015-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ramparts-comes-to-manchester/</loc>
<lastmod>2015-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/sodexo-we-practice-what-we-preach/</loc>
<lastmod>2015-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/valitor-welcomes-new-board-members/</loc>
<lastmod>2015-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tuxedo-achieves-principal-membership-of-mastercard/</loc>
<lastmod>2015-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-analysis-shows-concerning-trend-for-global-innovation/</loc>
<lastmod>2015-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/jumio-white-paper-is-customer-verification-the-achilles-heel-in-online-account-opening/</loc>
<lastmod>2015-06-15T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epa-launches-payments-incubator-the-catalyst/</loc>
<lastmod>2015-06-17T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/currency-cloud-raises-18m-investment/</loc>
<lastmod>2015-06-22T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-fx-solution-helps-banks-deliver-to-e-commerce-customers/</loc>
<lastmod>2015-06-22T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thames-card-technology-to-produce-over-one-million-cards-for-serbian-bank/</loc>
<lastmod>2015-06-22T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/valitor-offers-applepay-as-service-partner-in-europe/</loc>
<lastmod>2015-06-22T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-global-data-fighting-fraud-with-veridu/</loc>
<lastmod>2015-06-22T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ramparts-comments-on-the-new-european-regulation-on-interchange-fees/</loc>
<lastmod>2015-06-22T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cubits-and-wikando-partnership-offers-bitcoin-option-to-charities-worldwide/</loc>
<lastmod>2015-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/first-data-launches-clover-mini-pos-device/</loc>
<lastmod>2015-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/limonetik-named-a-cool-vendor-by-gartner/</loc>
<lastmod>2015-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-and-ecobank-accelerate-electronic-payments-adoption-in-sub-saharan-africa/</loc>
<lastmod>2015-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercards-tokenization-secures-cardholder-credentials-with-merchants/</loc>
<lastmod>2015-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optimal-payments-partners-with-rentmoola-to-digitize-the-rental-market/</loc>
<lastmod>2015-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/telegraph-advocates-prepay-solutions-travel-money-card-for-business-travel/</loc>
<lastmod>2015-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/programme-manager-consolidation-is-now-the-time/</loc>
<lastmod>2015-07-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/advanced-payment-solutions-partnership-supports-sole-traders-and-microbusinesses/</loc>
<lastmod>2015-07-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/carta-worldwides-tokenization-supports-mobile-payments-for-hp/</loc>
<lastmod>2015-07-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/credorax-comments-on-new-eu-anti-money-laundering-rules/</loc>
<lastmod>2015-07-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/digiseq-gains-approval-from-mastercard-for-wearable-personalisation/</loc>
<lastmod>2015-07-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/currency-cloud-ceo-mike-laven-interview/</loc>
<lastmod>2015-07-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/first-data-acquires-gift-card-distributor-transaction-wireless/</loc>
<lastmod>2015-07-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/newest-uk-bank-atom-selects-fis-to-offer-digital-banking/</loc>
<lastmod>2015-07-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/build-a-fully-interactive-card-on-pannovate-vid-au-card-platform/</loc>
<lastmod>2015-07-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/myorder-selects-wirecard-for-hce-solution/</loc>
<lastmod>2015-07-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optimal-payments-partners-with-revolut-on-innovative-currency-exchange-solution/</loc>
<lastmod>2015-07-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kpmg-smartwatches-are-vulnerable-to-cyber-attacks/</loc>
<lastmod>2015-07-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-opens-its-digital-security-lab-to-customers/</loc>
<lastmod>2015-07-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/raphaels-bank-launches-euro-summer-sale-at-london-underground-cash-points/</loc>
<lastmod>2015-07-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pcts-euro-currency-card-by-easyjet-nominated-for-british-travel-awards/</loc>
<lastmod>2015-07-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wex-to-provide-full-suite-of-corporate-payments-solutions-for-servicemaster/</loc>
<lastmod>2015-07-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/callcredit-to-help-standard-life-prevent-pensions-fraud/</loc>
<lastmod>2015-08-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/discover-global-network-expands-card-acceptance-with-creditcall/</loc>
<lastmod>2015-08-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fca-approval-for-optimal-payments-acquisition-of-skrill/</loc>
<lastmod>2015-08-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/judo-payments-enables-mobile-micro-donations/</loc>
<lastmod>2015-08-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercards-partnership-on-samsung-pay-in-europe/</loc>
<lastmod>2015-08-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/sodexos-money-boost-and-simply-gift-visa-cards-now-accepted-at-gap/</loc>
<lastmod>2015-08-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-bancorps-transact-payments-is-new-issuer-in-european-gaming/</loc>
<lastmod>2015-08-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/american-express-checkout-for-us-card-members/</loc>
<lastmod>2015-08-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fis-is-new-core-banking-provider-for-security-first-bank/</loc>
<lastmod>2015-08-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paypoints-service-improvements-to-help-retailers/</loc>
<lastmod>2015-08-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/how-should-igaming-view-the-payments-sector/</loc>
<lastmod>2015-08-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epa-dg-tony-craddock-early-stage-fintech-startups-could-benefit-from-better-advice/</loc>
<lastmod>2015-08-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epa-dg-tony-craddock-how-should-igaming-view-the-payments-sector/</loc>
<lastmod>2015-08-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vocalink-research-on-atm-users/</loc>
<lastmod>2015-08-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/interview-with-validsoft-ceo/</loc>
<lastmod>2015-08-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/currency-cloud-ceo-profile-interview/</loc>
<lastmod>2015-08-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/is-the-future-payments-landscape-a-puzzle/</loc>
<lastmod>2015-09-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/key-for-financial-services-digital-transformation-will-be-to-remove-friction-from-customer-experience/</loc>
<lastmod>2015-09-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/more-choice-and-more-control-financial-decisions-in-2015/</loc>
<lastmod>2015-09-14T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/poll-banking-lite-september-2015/</loc>
<lastmod>2015-09-15T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/are-we-getting-vfm-from-the-psr/</loc>
<lastmod>2015-09-16T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cubits-partners-with-gametwist/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/westwood-trust-selects-fis-for-trust-operations-technology-solutions/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/idt-finance-is-recruiting/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kpmg-research-retail-overtakes-financial-services-in-customer-experience/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/locke-lord-white-paper-cybersecurity-risks-remain-top-concern/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/silicon-valley-bank-and-mastercard-invite-start-ups-to-apply-for-commerce-innovated/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-delivers-android-pay-to-us-cardholders/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ask-italian-zizzi-and-carluccios-all-to-offer-qkr-with-masterpass/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optimal-partners-with-emergent-payments-to-support-growth-of-digital-businesses/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pay-ons-network-continues-to-grow/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/prepay-solutions-reacts-to-increased-contactless-limit/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/proxama-partners-with-stanchion-to-allow-card-issuers-to-plug-and-play-new-mobile-services/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/realex-payments-creates-50-new-jobs-in-dublin/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/svs-the-opportunities-gift-cards-offer/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-bancorp-nillsons-top-issuer-of-prepaid-cards-in-us-for-2014/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aps-research-smes-avoid-opening-a-high-street-bank-account/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/amazon-and-ukti-join-forces-to-boost-british-exports/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/annecto-is-payment-partner-for-tickhill-grand-prix/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bny-mellon-offers-bottomlines-paymode-x-as-payment-solution/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-technologies-recognized-as-a-top-100-fintech-company/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/callcredit-research-many-consumers-still-to-embrace-change-and-use-mobile-banking-apps/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/hp-picks-carta-for-nfc-mobile-payments/</loc>
<lastmod>2015-09-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-research-growing-significance-of-muslim-consumers/</loc>
<lastmod>2015-09-22T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-europe-collab-showcases-frictionless-payments-at-london-fashion-week/</loc>
<lastmod>2015-09-22T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-payment-services-now-available-for-all-sky-subscriptions/</loc>
<lastmod>2015-09-22T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/former-ukash-ceo-david-hunter-appointed-as-chairman-of-kerv-the-wearable-payments-start-up/</loc>
<lastmod>2015-09-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/uk-and-italy-consumer-prepaid-card-fee-simulator/</loc>
<lastmod>2015-10-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/prepay-solutions-once-again-named-as-leading-prepaid-organisation-at-emerging-payments-awards/</loc>
<lastmod>2015-10-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/emerging-payments-association-urges-payment-technology-providers-to-enable-charitable-micro-donations/</loc>
<lastmod>2015-10-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/keeping-students-in-loot/</loc>
<lastmod>2015-10-20T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bryan-cave-increased-concerns-for-rational-regulation-of-bitcoin/</loc>
<lastmod>2015-10-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ground-breaking-token-processing-appliance-for-cloud-based-payments-from-carta/</loc>
<lastmod>2015-10-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/chargebacks911-will-mobile-payments-soon-reign-supreme/</loc>
<lastmod>2015-10-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cubits-accepts-credit-cards-to-buy-bitcoin/</loc>
<lastmod>2015-10-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/currency-cloud-how-fintech-copes-with-the-on-demand-economy/</loc>
<lastmod>2015-10-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/diners-club-international-and-checkout-com-sign-e-commerce-merchant-acquiring-agreement/</loc>
<lastmod>2015-10-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/grass-roots-is-supplier-of-the-year-to-center-parcs/</loc>
<lastmod>2015-10-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/jumio-and-loot-partner-to-power-a-current-account-revolution-in-student-finances/</loc>
<lastmod>2015-10-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kpmg-comments-on-cma-report-into-retail-banking-from-challenger-banks-perspective/</loc>
<lastmod>2015-10-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-to-tokenize-masterpass-for-online-and-in-app-shopping/</loc>
<lastmod>2015-10-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paypoints-retailer-satisfaction-hits-high-for-ninth-year-running/</loc>
<lastmod>2015-10-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/proxama-the-importance-of-a-compelling-mobile-experience/</loc>
<lastmod>2015-10-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/raphaels-bank-rebrands-southern-finance-as-raphaels-finance/</loc>
<lastmod>2015-10-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/finetics-studio-the-bancorps-live-interview-series-at-money20-20/</loc>
<lastmod>2015-10-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-europe-becomes-official-payment-partner-to-the-fia-formula-e-championship/</loc>
<lastmod>2015-10-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vocalink-developing-real-time-payments-for-the-clearing-house/</loc>
<lastmod>2015-10-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/meeting-tom-blomfield/</loc>
<lastmod>2015-10-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/advisory-board-member-rich-wagner-ceo-of-aps-featured-in-city-a-m/</loc>
<lastmod>2015-10-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/realex-payments-listed-among-10-most-innovative-fintech-companies/</loc>
<lastmod>2015-11-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/chambers-guide-recognition-for-robert-courtneidge-and-locke-lord/</loc>
<lastmod>2015-11-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/meeting-richard-ransom/</loc>
<lastmod>2015-11-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/meeting-duena/</loc>
<lastmod>2015-11-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optimal-payments-becomes-paysafe-in-game-changing-global-rebrand/</loc>
<lastmod>2015-11-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/stored-value-in-eastern-markets/</loc>
<lastmod>2015-11-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/xcordis-fintech-showcasing-innovation/</loc>
<lastmod>2015-11-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aps-instant-approval-for-digital-current-accounts/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-and-visa-business-payment-automation-solution/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/carta-help-mastercard-cardholders-use-vodafone-wallet-for-nfc-payments/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cubits-introduces-atm-cash-out-solution-and-now-accepts-dotpay/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/currency-cloud-partners-with-fidor-bank-on-sepa-direct-debit-functionality/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/los-alamos-national-bank-selects-fis-as-core-banking-provider/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/gps-implements-d8-stronghold-for-risk-management/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-risk-technologies-how-to-eliminate-fraud-and-chargebacks-on-black-friday/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kpmg-research-uk-business-failing-to-walk-the-talk-on-innovation/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/jumio-helps-tutorfair-turbo-charge-their-registration-process/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/stonegate-bank-and-mastercard-enable-debit-cards-for-use-in-cuba/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-delivers-industrys-first-global-zero-liability-promise/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-acquires-pay-on/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/neosurf-and-eva-energy-sign-agreements-with-paypoint-romania/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/raphaels-bank-streamlines-euro-payments-through-sepa/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/how-realex-is-simplifying-online-payments/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/surge-in-uk-prepaid-popularity-drives-business-for-thames-card-technology/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-bancorp-blog-the-need-for-speed/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-collaborates-on-asia-pacifics-first-alternative-finance-benchmarking-survey/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ubiquity-partners-with-the-virtual-force-on-fintech-software-solutions/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wex-completes-acquisition-of-benaissance/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/boon-by-wirecard-redefining-payment-with-smartphones/</loc>
<lastmod>2015-11-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/emerging-payments-association-boosts-its-advisory-board-with-four-top-payments-specialists/</loc>
<lastmod>2015-12-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/consent-is-king/</loc>
<lastmod>2015-12-14T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bryan-cave-adds-leading-payments-lawyer-to-its-rapidly-expanding-london-office/</loc>
<lastmod>2015-12-17T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tony-craddock-interviewed-by-the-finetics-studio-the-bancorp-money2020/</loc>
<lastmod>2015-12-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/callcredit-yougov-research-into-mobile-banking/</loc>
<lastmod>2015-12-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fis-acquisition-of-sungard/</loc>
<lastmod>2015-12-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-processing-services-enhances-transaction-processing-platform-with-iliad/</loc>
<lastmod>2015-12-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/jumios-mobile-payment-solution-is-a-winner/</loc>
<lastmod>2015-12-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/masterpass-launched-in-sweden/</loc>
<lastmod>2015-12-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-enables-revoluts-currency-exchange-solution-and-prepaid-card/</loc>
<lastmod>2015-12-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-to-manage-its-tjcs-entire-payments-system/</loc>
<lastmod>2015-12-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pay-on-expands-payment-capabilities-for-global-marketing-campaigns/</loc>
<lastmod>2015-12-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/romanians-road-tax-through-paypoint-partner-stores/</loc>
<lastmod>2015-12-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paypoint-terminals-available-in-carrefour-stores-throughout-romania/</loc>
<lastmod>2015-12-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/proxamas-three-mobile-proximity-award-wins-in-a-month/</loc>
<lastmod>2015-12-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-enhances-mypay-solutions-payroll-services/</loc>
<lastmod>2015-12-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/beware-of-article-10-especially-if-you-are-a-consumer/</loc>
<lastmod>2016-01-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epa-training-week/</loc>
<lastmod>2016-01-07T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/raphaels-bank-to-join-faster-payments-scheme/</loc>
<lastmod>2016-01-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ey-says-there-is-a-massive-void-in-fintech-is-anyone-actually-using-this-stuff/</loc>
<lastmod>2016-01-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/metro-bank-business-customers-now-supported-by-post-office-network/</loc>
<lastmod>2016-01-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/first-data-expands-clover-line-with-mpos-dongle/</loc>
<lastmod>2016-01-20T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-named-official-service-provider-for-eba-clearings-pan-european-sepa-instant-credit-transfer-scheme/</loc>
<lastmod>2016-01-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/inside-the-accelerator/</loc>
<lastmod>2016-01-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aps-transforms-customer-contact-with-ip-integration/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-technologies-provides-breakthrough-banking-lite-capabilities/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/callcredit-launches-counter-fraud-and-data-sharing-hub-for-the-public-sector/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/carta-partners-with-nxp-on-nfc-mobile-payments/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/first-data-to-establish-ireland-rd-hub/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fis-recognised-as-best-tech-brand-in-india/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fss-partners-with-montran-to-provide-wholesale-payments-solutions-for-banks/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/just-cashflows-businessplus-mastercard-offers-pos-card-access-to-business-finance/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-and-coin-sign-agreement-to-power-wearable-payments/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/launch-of-groceries-by-mastercard-app-with-samsung-enables-smart-home-shopping/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pct-recruiting-for-customer-service-team/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paypoint-romania-agreement-with-good-bee-credit/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paypoint-romania-extends-rcs-rds-partnership-to-prepaid-mobile-phones/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/sign-up-to-the-march-2016-realex-finappsparty-hackathon-in-london/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-partners-with-startupbootcamp-fintech-singapore/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-europe-announces-record-revenues-as-the-uk-goes-contactless/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vocalink-partners-with-raphaels-on-faster-payments/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-whitepaper-the-fourth-money-laundering-directive-do-you-know-the-score/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vocalink-partners-with-yourcash-in-belgium-and-netherlands/</loc>
<lastmod>2016-01-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/central-banks-reinvent-yourselves/</loc>
<lastmod>2016-02-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/rich-wagner-ceo-of-advanced-payment-solutions-announced-as-chairman-of-the-emerging-payments-association/</loc>
<lastmod>2016-02-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/week-one-inside-the-accelerator/</loc>
<lastmod>2016-02-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epa-advisory-board-member-suresh-vaghjiani-interviewed-by-finetics-studio/</loc>
<lastmod>2016-02-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-provides-suite-of-payment-services-for-payfriendz-p2p-app/</loc>
<lastmod>2016-02-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/inside-the-accelerator-week-2-mentor-madness/</loc>
<lastmod>2016-02-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/nets-selects-cartas-tpa-to-enable-token-based-nfc-payments-for-200-banks-in-northern-europe/</loc>
<lastmod>2016-02-17T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/world-food-programme-hope-in-the-blink-of-an-eye/</loc>
<lastmod>2016-02-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/inside-the-accelerator-week-3-merit-in-the-madness/</loc>
<lastmod>2016-02-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/emerging-payments-awards-the-countdown-has-begun/</loc>
<lastmod>2016-02-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-achieves-customer-service-excellence-hallmark-for-the-5th-year/</loc>
<lastmod>2016-02-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-announces-expansion-of-healthcare-privacy-and-data-security/</loc>
<lastmod>2016-02-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bryan-caves-judith-rinearson-profiled-in-law-society-gazette/</loc>
<lastmod>2016-02-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/callcredit-restructures-software-analytics-and-fraud-division-for-growth/</loc>
<lastmod>2016-02-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/carta-and-nets-roll-out-europes-largest-multi-bank-payments-solution/</loc>
<lastmod>2016-02-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/currency-cloud-powered-money-transfer-service-raises-45-million/</loc>
<lastmod>2016-02-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fis-and-paypal-set-pace-for-cardless-cash-in-the-us/</loc>
<lastmod>2016-02-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fss-receives-award-for-process-innovation/</loc>
<lastmod>2016-02-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/register-nowsign-in-global-processing-services-evp-in-the-finetics-studio/</loc>
<lastmod>2016-02-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-risk-technologies-data-behind-cardnotpresent-com-article/</loc>
<lastmod>2016-02-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/grass-roots-consider-the-future-of-promotion-reward-technology/</loc>
<lastmod>2016-02-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/headcount-look-at-2016s-recruitment-challenges-for-the-payments-industry/</loc>
<lastmod>2016-02-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-over-1-billion-contactless-transactions/</loc>
<lastmod>2016-02-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optal-becomes-principal-member-of-mastercard-in-hk/</loc>
<lastmod>2016-02-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-expands-homesend-partnership-to-offer-more-cross-border-payments/</loc>
<lastmod>2016-02-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pct-are-recruiting-skilled-customer-services-team-members/</loc>
<lastmod>2016-02-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paygateway-ceo-interview-making-uk-fintech-the-best-in-the-eu/</loc>
<lastmod>2016-02-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paypoint-launches-manchester-multi-operator-smart-ticketing-service/</loc>
<lastmod>2016-02-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/prepay-solutions-launches-new-gift-card-programme-for-thomas-cook/</loc>
<lastmod>2016-02-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/legal-news-you-can-use-from-ramparts/</loc>
<lastmod>2016-02-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/realex-finappsparty-welcomes-veridu-as-latest-partner/</loc>
<lastmod>2016-02-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-europe-expands-tokenisation-service/</loc>
<lastmod>2016-02-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/eu-commission-action-plan-on-terrorist-financing-money-laundering/</loc>
<lastmod>2016-02-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mondo-selects-wirecard-as-their-prepaid-card-issuer/</loc>
<lastmod>2016-02-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-9th-annual-emerging-payments-awards-are-now-open-for-entries/</loc>
<lastmod>2016-03-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/inclusion-in-ftse-250-index-from-21-march-2016/</loc>
<lastmod>2016-03-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/what-can-we-learn-from-the-powa-story/</loc>
<lastmod>2016-03-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-payments-tech-is-oiling-the-wheels-of-change/</loc>
<lastmod>2016-03-14T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/inside-the-accelerator-keeping-it-simple/</loc>
<lastmod>2016-03-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/unison-bank-launches-pin-delivery-via-sms-based-on-tranzware-from-compass-plus/</loc>
<lastmod>2016-03-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/amazon-files-patent-to-offer-payment-with-a-selfie/</loc>
<lastmod>2016-03-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-technologies-recognized-as-top-100-risktech-company/</loc>
<lastmod>2016-03-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bryan-cave-to-co-host-fintech-conference-in-atlanta/</loc>
<lastmod>2016-03-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/callcredit-acquires-numero-to-enhance-product-development-and-software-analytics-strategy/</loc>
<lastmod>2016-03-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/credorax-partners-with-vantiv-to-expand-card-not-present-payments-acceptance/</loc>
<lastmod>2016-03-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/discover-card-leads-the-field-in-customer-loyalty-for-20th-consecutive-year/</loc>
<lastmod>2016-03-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/equinix-invests-76-m-in-a-new-data-centre-in-brazil/</loc>
<lastmod>2016-03-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fss-toggle-wins-technoviti-award-for-innovation/</loc>
<lastmod>2016-03-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/intercash-sponsors-the-wroclaw-open-2016/</loc>
<lastmod>2016-03-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kpmg-paper-claims-innovation-is-key-to-survival-for-retailers/</loc>
<lastmod>2016-03-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-contactless-payment-capability-in-the-first-ever-intelligent-mechanical-luxury-watch/</loc>
<lastmod>2016-03-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ip-integration-announced-as-avaya-uk-partner-of-the-year-2016/</loc>
<lastmod>2016-03-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/inside-the-accelerator-presenting-and-pitching/</loc>
<lastmod>2016-03-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pennies-impact-story-the-entertainer/</loc>
<lastmod>2016-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/are-fintechs-helping-banks-evolve-or-planning-a-revolution/</loc>
<lastmod>2016-04-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/amazon-payments-launches-global-partner-program/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/american-express-and-newegg-announce-tech-integration-for-rewards/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bryan-cave-explains-difference-between-us-and-uk-payments-systems/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/win-yourself-some-bitcoin-through-cubits-bitcoin-halving-contest/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/currency-cloud-in-hottest-ten-fintech-startups/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/discover-signs-with-computop-to-increase-e-commerce-merchant-acceptance/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/equinix-new-data-hub-solution-brings-data-processing-capability-to-the-edge/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fis-and-the-clearing-house-prepare-real-time-payments-for-us/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fss-to-provide-upi-solution-for-six-major-indian-banks/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-processing-services-agrees-partnership-with-noor-bank/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-helps-22m-bangladeshis-receive-cross-border-money-transfers-on-mobile-phones/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-and-emerchants-to-deliver-card-solutions-for-gaming-operators/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paypoint-romania-and-restart-energy-partner-on-secure-bill-payment/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/raphaels-bank-champions-open-access-to-empower-payments-innovation/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/subway-opens-5000th-european-store-in-scotland/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-enhances-fx-liquidity-access-with-new-regional-data-centres/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cardholder-alerts-now-available-to-tsys-clients-in-europe/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tsys-propay-supports-samsung-pay/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-partners-with-global-processing-services-on-kyc-and-aml/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/compass-plus-celebrates-five-years-of-success-since-the-launch-of-its-open-development-payment-platform/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-global-data-w2-over-subscribed-in-latest-funding-round-as-transactions-reach-10-million-per-month-milestone/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/noddle-protect-yougov-research-finds-51-of-business-decision-makers-are-kept-awake-at-night-by-the-threat-of-a-data-breach-caused-by-a-cyber-attack/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/allpay-signs-two-year-deal-with-realex-payments/</loc>
<lastmod>2016-04-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aps-financial-granted-full-fca-consumer-credit-permission/</loc>
<lastmod>2016-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/allpays-range-of-payment-channels-support-robin-hood-energy/</loc>
<lastmod>2016-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-partners-with-barclays-on-mobile-payments-for-uk-businesses/</loc>
<lastmod>2016-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/psd2-bryan-cave-and-polymath-breakfast-briefing-2nd-june/</loc>
<lastmod>2016-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/callcredit-to-provide-verification-risk-and-affordability-insight-to-atom/</loc>
<lastmod>2016-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tokenization-webinar-from-carta-nets-and-nfc-world/</loc>
<lastmod>2016-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/credorax-arms-wargaming-with-better-online-payments/</loc>
<lastmod>2016-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/currency-cloud-awarded-iso20071-standard-for-information-security/</loc>
<lastmod>2016-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/equinix-cloud-exchange-offers-direct-access-to-f5-networks-ddos-protection-solution/</loc>
<lastmod>2016-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fire-processes-e4m-in-2016-a-year-since-spin-off-from-realex/</loc>
<lastmod>2016-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fis-finds-uk-consumers-expect-more-recognition-fairness-and-reliability-from-their-banks/</loc>
<lastmod>2016-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/two-european-firsts-for-the-just-loans-group/</loc>
<lastmod>2016-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-to-expand-digital-aid-distribution-services/</loc>
<lastmod>2016-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-put-cutting-edge-fraud-prevention-tool-in-hands-of-small-business-owners/</loc>
<lastmod>2016-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-powers-first-commerce-application-within-softbank-robotics-humanoid-robot/</loc>
<lastmod>2016-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-bolsters-international-processing-capabilities/</loc>
<lastmod>2016-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pay-on-white-paper-claims-psd2-and-mif-regulation-create-opportunities-in-europe-for-those-who-can-adapt/</loc>
<lastmod>2016-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pct-launch-usp-digital-banking-platform/</loc>
<lastmod>2016-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/raphaels-bank-partners-with-avuba-for-alternative-payment-account/</loc>
<lastmod>2016-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-onesource-fatca-crs-reporting-solution-helps-banks-manage-regulatory-compliance/</loc>
<lastmod>2016-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tsys-introduces-new-innovative-virtual-payment-solution/</loc>
<lastmod>2016-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-europes-digital-enablement-programme-to-include-android-pay/</loc>
<lastmod>2016-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vocalink-signs-uks-largest-atm-processing-deal/</loc>
<lastmod>2016-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vocalink-signs-deal-with-unionpay-international/</loc>
<lastmod>2016-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wex-australia-extends-virtual-payments-solution-to-flight-centre-travel-group/</loc>
<lastmod>2016-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wex-secures-five-year-extension-of-fleet-cards-for-quiktrip/</loc>
<lastmod>2016-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-and-visa-europe-offer-contactless-payment-via-eurovision-wristband/</loc>
<lastmod>2016-05-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cards-and-payments-expert-robert-courtneidge-joins-mypinpad/</loc>
<lastmod>2016-06-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-announces-collaboration-with-raphaels-bank/</loc>
<lastmod>2016-06-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/psi-pay-and-kerv-partner-to-release-the-worlds-first-contactless-payment-ring/</loc>
<lastmod>2016-06-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/allpay-limited-authorised-as-e-money-provider-by-fca/</loc>
<lastmod>2016-06-14T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/enabling-the-fintech-transformation-revolution-restoration-or-reformation-speech-by-mark-carney/</loc>
<lastmod>2016-06-16T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/allpay-provides-cost-savings-boost-for-pfh-members/</loc>
<lastmod>2016-06-22T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/american-express-to-update-us-fraud-policies-to-limit-emv-chargebacks-for-merchants/</loc>
<lastmod>2016-06-22T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cartas-token-services-in-nilson-report/</loc>
<lastmod>2016-06-22T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-targets-31-5m-visitors-to-london-with-where-pass-london/</loc>
<lastmod>2016-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/discover-optimizes-checkout-experience-with-discover-quick-chip/</loc>
<lastmod>2016-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/equinix-extends-data-center-services-in-china/</loc>
<lastmod>2016-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fss-toggle-launched-in-middle-east/</loc>
<lastmod>2016-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/dipocket-chooses-gps-for-new-mobile-app-to-manage-personal-finances-that-makes-banks-obsolete/</loc>
<lastmod>2016-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/novatti-bringing-next-gen-financial-payment-solutions-to-pakistan/</loc>
<lastmod>2016-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/payolution-launches-e-commerce-payments-service-in-netherlands/</loc>
<lastmod>2016-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pct-helps-street-uk-to-offer-affordable-lending/</loc>
<lastmod>2016-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-and-hkex-launch-co-branded-renminbi-index-series/</loc>
<lastmod>2016-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-enables-financial-services-to-manage-big-data-challenges-with-intelligent-tagging/</loc>
<lastmod>2016-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-launches-new-fx-benchmark-for-corporates-valuing-cross-border-transactions/</loc>
<lastmod>2016-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/jdc-moves-pos-network-to-innovative-new-tns-payments-solution/</loc>
<lastmod>2016-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tsys-and-equinox-launch-semi-integrated-emv-solution-for-lodging/</loc>
<lastmod>2016-06-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-tsys-toolkit-helps-banks-prepare-for-digital-payments/</loc>
<lastmod>2016-06-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-inc-completes-acquisition-of-visa-europe/</loc>
<lastmod>2016-06-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-research-uk-households-set-to-spend-63-4-billion-on-international-travel-by-2025/</loc>
<lastmod>2016-06-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/uk-banks-sign-up-to-vocalinks-pay-by-bank-app/</loc>
<lastmod>2016-06-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vocalink-report-new-payments-systems-needed-to-support-small-businesses/</loc>
<lastmod>2016-06-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/travelex-collaborates-with-wirecard-to-launch-new-supercard-for-british-travellers/</loc>
<lastmod>2016-06-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paygoo-selects-wirecard-as-prepaid-card-issuer/</loc>
<lastmod>2016-06-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/gps-and-bottomline-go-live-with-banking-lite-for-card-accounts/</loc>
<lastmod>2016-07-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/grass-roots-and-questback-launch-affordable-customer-experience-survey-solution/</loc>
<lastmod>2016-07-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/idt-finance-md-interview-from-payexpo-europe/</loc>
<lastmod>2016-07-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-just-loans-group-is-fintech-taking-banking-back-to-the-good-old-days/</loc>
<lastmod>2016-07-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-announces-acquisition-of-vocalink/</loc>
<lastmod>2016-07-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paypoint-romania-and-erb-retail-services-announce-agreement/</loc>
<lastmod>2016-07-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/subway-extends-partnership-with-aramark/</loc>
<lastmod>2016-07-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thames-card-technology-dominates-market-for-supermarket-retailer-loyalty-key-fobs/</loc>
<lastmod>2016-07-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-launches-kyc-solution-for-africa/</loc>
<lastmod>2016-07-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/travix-adopts-travelports-technology-to-drive-accelerated-growth/</loc>
<lastmod>2016-07-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tsys-renews-payments-agreement-with-lloyds-banking-group/</loc>
<lastmod>2016-07-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-research-european-consumers-ready-to-use-biometrics-for-securing-payments/</loc>
<lastmod>2016-07-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-ag-announces-its-acquisition-of-citi-prepaid-card-services/</loc>
<lastmod>2016-07-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/interview-with-alberto-dalmasso-ceo-and-co-founder-of-satispay/</loc>
<lastmod>2016-07-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thanks-to-satispays-alliance-with-iccrea-bank-ingenico-payment-terminals-are-ready-to-accept-satispay-mobile-payments/</loc>
<lastmod>2016-07-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aba-bank-launches-cash-by-code-service-using-tranzware-from-compass-plus/</loc>
<lastmod>2016-07-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/did-the-regulators-get-debit-card-interchange-fees-wrong/</loc>
<lastmod>2016-08-07T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/apple-pay-20-months-on-little-volume-at-point-of-sale-but-big-expectations-for-in-web-in-ios10/</loc>
<lastmod>2016-08-07T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/compass-plus-achieves-accreditation-for-faster-payments/</loc>
<lastmod>2016-08-17T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bacs-welcomes-cmas-final-report-into-retail-banking/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bryan-cave-webinar-the-legal-issues-involved-with-commercializing-data/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/steve-humm-joins-callcredit-as-chief-operating-officer/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/monica-eaton-cardone-chargebacks911-coo-talks-phone-security-with-pymnts-com/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/compass-plus-achieves-faster-payments-accreditation/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/discover-research-2016-debit-issuer-study-on-evolution-of-chip-cards-and-mobile-payments/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/equinix-completes-us28-million-expansion-of-melbourne-data-centre/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ficos-interactive-card-fraud-map-shows-uk-card-fraud-rose-18-percent-in-2015/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ip-integration-the-importance-of-being-actual/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/isle-of-man-consultation-on-proposals-for-economic-growth/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-expands-digital-payment-service-for-in-store-contactless-use/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/greater-london-authority-chooses-bread4business-to-pay-team-london-ambassadors-expenses/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pct-management-buyout-confirmed/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/over-70-of-its-users-want-to-pay-taxes-through-paypoint/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysec-makes-a-name-for-itself/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/raphaels-bank-adds-apple-pay-to-cash-passport-multi-currency-card/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/raphaels-bank-joins-faster-payments/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-infographic-provides-insight-into-the-international-b2b-payments-landscape/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/sodexos-motivcom-plc-integration-continues/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/r3-welcomes-thomson-reuters-to-distributed-ledger-consortium/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tns-commits-to-american-dial-market-with-dual-diverse-network/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/brisbane-airport-airtrain-to-distribute-via-travelport-travel-commerce-platform/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tsys-extends-payments-agreement-with-swisscard/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kl-gates-adds-leading-fintech-partners/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mtb-migrates-to-tranzware-from-compass-plus/</loc>
<lastmod>2016-08-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/how-the-epa-plans-to-boost-confidence-in-the-uk-payments-industry-post-brexit/</loc>
<lastmod>2016-08-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tns-strengthens-australian-payments-infrastructure-with-connectivity-to-apca-coin-network/</loc>
<lastmod>2016-09-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/press-release-bacs-consultation-on-access/</loc>
<lastmod>2016-09-07T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/compass-plus-survey-reveals-mobile-payments-are-still-a-sticking-point-between-the-industry-and-consumers/</loc>
<lastmod>2016-09-07T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/just-loans-group-lends-weight-to-uk-lobby-on-fairer-access/</loc>
<lastmod>2016-09-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/views-from-our-director-general/</loc>
<lastmod>2016-09-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/views-from-our-director-general-part-2/</loc>
<lastmod>2016-09-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/views-from-our-director-general-part-3/</loc>
<lastmod>2016-09-14T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/views-from-our-director-general-part-4/</loc>
<lastmod>2016-09-14T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aps-financial-pioneer-of-the-uks-digital-banking-services-sector-offers-investors-attractive-7-bond-targeting-5-million-fund-raising/</loc>
<lastmod>2016-09-15T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/current-account-switch-service-celebrates-three-years-and-3-¼-million-switches/</loc>
<lastmod>2016-09-15T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bank-of-england-poised-to-usher-in-new-dawn-for-payments/</loc>
<lastmod>2016-09-15T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/amazon-launches-amazon-women-in-innovation-bursary/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/uks-current-account-switch-service-cass-officially-designated-by-the-psr/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/callcredit-fraud-and-risk-research-highlights-access-to-social-media-and-devices-at-work/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/compass-plus-survey-industry-and-consumers-disagree-on-mobile-payments/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/compass-plus-helps-united-settlement-system-expand-cash-recycling-atms/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/currencycloud-signs-partnership-with-credit-mutuel-arkea/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/diners-club-introduces-100-acceptance-capability-for-online-transactions/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kazkommertsbank-and-diners-club-international-launch-franchise-activity-in-kazakhstan/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/equinix-invests-42m-in-london-data-center-expansion/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-provides-decisioning-platform-for-smartphone-only-buddybank-in-italy/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/gft-and-fidor-form-an-innovation-partnership/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fis-and-co-op-bring-cardless-cash-to-credit-unions-nationwide/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/grass-roots-group-to-join-forces-with-blackhawk-network/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ip-integration-helps-crown-commercial-service-lower-costs-and-streamline-procurement/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/informed-funding-interview-with-just-cash-flow-founder/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/masterpass-gathers-momentum-in-europe/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/novatti-signs-deal-to-support-wechat-wallet-financial-transactions-for-chinese-consumers-in-australia/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-acquires-affiliate-technology-provider-income-access/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysec-launches-in-indonesia-partnershop-with-leading-payment-service-providers/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tramonex-selects-saxo-payments-for-cross-border-transfers/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/varo-and-the-bancorp-bank-announce-partnership-to-support-mobile-checking-and-savings-accounts/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-selected-by-tencent-subsidiary-for-aml-and-kyc-screening-solutions/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/transfirst-and-lcnb-national-bank-announce-new-relationship/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-and-commerzbank-offer-joint-e-commerce-solution/</loc>
<lastmod>2016-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/compass-plus-supports-the-epas-platform-for-better-communication-around-paytech-for-retailers/</loc>
<lastmod>2016-09-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-campaign-to-create-a-cashless-society/</loc>
<lastmod>2016-09-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-daily-processing-record-for-bacs/</loc>
<lastmod>2016-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bacs-direct-debit-consultation/</loc>
<lastmod>2016-10-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/quipu-becomes-first-processing-and-personalisation-centre-in-kosovo-to-issue-contactless-cards/</loc>
<lastmod>2016-10-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/allpay-limited-to-partner-with-pci-security-standards-council-to-improve-payment-data-security-worldwide/</loc>
<lastmod>2016-10-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/winners-revealed-at-the-uk-emerging-payments-awards-2016/</loc>
<lastmod>2016-10-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-group-the-leader-in-innovative-alternative-banking-and-payments-solutions-announces-the-appointment-of-sarah-colville-as-coo/</loc>
<lastmod>2016-10-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/millions-opt-to-pay-vehicle-tax-by-direct-debit/</loc>
<lastmod>2016-10-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/more-accolades-for-contis-group-and-their-clients-monese-and-suits-me-winners-of-two-awards-at-the-prepaid-summit-awards-2017-in-milan-27th-october-2016/</loc>
<lastmod>2016-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/compass-plus-completes-successful-tranzaxis-stress-testing-on-oracle-exadata/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-group-ltd-launches-full-banking-integration-with-faster-payments-and-direct-debits/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/allpay-to-partner-with-pci-security-standards-council-to-improve-payment-data-security-worldwide/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/american-express-research-consumers-willing-to-take-additional-security-steps-to-prevent-online-fraud/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-daily-processing-record-for-bacs-1/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/arizon-sourcing-ag-moves-financial-messaging-to-bottomline-technologies-cloud/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/callcredit-acquires-recipero-to-accelerate-the-execution-of-its-fraud-and-identity-protection-strategy/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/iid-proudly-distributed-by-synnex-corporation/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/chargebacks911-partners-with-veridu/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/compass-plus-helps-vtb24-and-multicarta-become-partners-of-samsung-pay-in-russia/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/currencycloud-to-power-apac-expansion-for-digital-enterprises/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bdo-unibank-inc-is-the-official-diners-club-international-franchise-in-the-philippines/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/laser-light-partners-with-equinix-to-deploy-worlds-first-laser-based-communications-network/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-launches-global-initiative-to-increase-access-to-credit-for-3-billion-people/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fis-coders-compete-worldwide-to-develop-newest-fintech-innovations/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ubiquity-to-open-multilingual-operations-site-in-hungary/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-risk-technologies-invests-in-veridu/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/blackhawk-network-completes-acquisition-of-grass-roots-group/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tsys-renews-payments-agreement-with-rabobank/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-initiatives-to-support-isle-of-man-businesses/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/just-cashflow-reports-97-customers-would-give-recommendation/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/locke-lord-launches-innovative-comprehensive-and-free-iphone-app-on-brexit-developments-supplements-brexit-blog/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ecobank-takes-a-step-closer-to-reaching-its-100-million-customer-ambition-by-partnering-with-mastercard-to-roll-out-masterpass-qr-across-33-countries/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-partners-with-fit-pay-to-accelerate-the-development-of-payments-enabled-devices-and-wearables/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/metro-bank-responds-to-fsb-report-on-impact-of-bank-branch-closures-on-small-businesses/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/novatti-three-powerful-ways-to-disrupt-aid-payments-and-disbursements/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/payolution-launches-in-the-uk/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/park-group-aquires-fisher-moy/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-opens-state-of-the-art-european-data-centre/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/collectplus-partners-with-loccitane-to-roll-out-brand-new-click-collect-and-returns-service/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-benefits-of-strategic-approach-to-regulatory-data-management-compliance/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mtt-and-easyjet-renew-digital-partnership/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-future-of-prepaid-is-cloud-banking/</loc>
<lastmod>2016-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/hm-treasury-women-in-finance-charter-improving-gender-diversity-in-financial-services/</loc>
<lastmod>2016-11-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ppro-group-issues-millionth-reloadable-prepaid-card-on-the-gps-platform/</loc>
<lastmod>2016-11-14T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/faster-payments-public-consultation-business-hours-proposition/</loc>
<lastmod>2016-11-16T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/compass-plus-helps-quipu-achieve-100-per-cent-service-availability/</loc>
<lastmod>2016-11-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fff-ltd-collaborates-with-wirecard-gps-and-bottomline-technologies-to-deliver-state-of-the-art-digital-agency-banking-solutions-in-great-britain/</loc>
<lastmod>2016-11-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/allinpay-preventing-and-combating-telecommunication-fraud-in-china/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/allpay-produces-first-debit-card-for-starling-bank/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/american-express-americans-expected-to-spending-more-and-shop-on-mobile/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/consumer-engagement-in-the-current-account-market/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/chargebacks911-coo-named-executive-of-the-year-and-innovator-of-the-year/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/compass-plus-helps-quipu-achieve-100-per-cent-service-availability-1/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-group-ltd-launches-full-banking-integration-with-faster-payments-and-direct-debits-1/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/acceptacard-selects-credorax-as-a-merchant-acquirer-for-omnichannel-uk-payment-processing-solutions/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/currencycloud-among-first-wave-of-businesses-to-join-new-monitise-finkit-partner-programme/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/equinix-collaborates-with-facebook-on-industrys-first-open-source-based-packet-optical-network-solution/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/lending-stream-builds-leading-edge-credit-platform-with-fico-analytic-software/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fis-banking-survey-finds-opportunities-for-agile-tech-driven-firms/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-new-mlro-masterclass-dates-released/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/gps-integrates-with-pannovate-to-offer-clients-customised-and-bespoke-payment-cards/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ip-integration-awarded-diamond-status-in-avaya-edge-partner-program/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/locke-lord-comments-on-european-councils-response-to-4th-amld-amendments/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercards-innovative-digital-giving-platform/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/byron-and-tgi-fridays-go-bill-free-with-mastercards-qkr-app/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/metro-bank-launches-game-changing-commercial-banking-platform/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optal-asia-awarded-svf-licence-by-the-hkma/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-partners-with-servicemax-to-provide-integrated-payment-solutions-for-the-field-service-industry/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/crowd-for-angels-partners-with-paysafe/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/online-fraud-attempts-in-europe-are-expected-to-rise-11-percent-during-this-years-christmas-shopping-season-says-aci-worldwide/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-head-of-digital-innovation-keith-richbell-bolsters-the-pct-leadership-team/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/payment-cloud-technologies-launch-bank-vision-technology/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/john-box-head-of-strategic-partnerships-interview/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxopay-summary-of-world-payments-report-2016/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/icbc-singapore-adopts-thomson-reuters-electronic-trading/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tns-launches-fix-hub-to-streamline-trading-globally/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/nomadis-and-travelport-partner-on-new-cloud-solution-to-streamline-travel-management/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fly365-com-becomes-the-first-ota-in-the-asia-pacific-region-to-utilise-travelport-merchandising-technology/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/travelport-signs-a-new-contract-with-kiwi-com/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-payments-strategy-forum-announces-final-strategy/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/brutal-approach-of-banks-attracts-scrutiny/</loc>
<lastmod>2016-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/emerging-payments-association-finds-new-member-and-ambassador-in-coinify/</loc>
<lastmod>2016-12-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/emerging-payments-association-board-strengthened-by-global-industry-leaders/</loc>
<lastmod>2016-12-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/compass-plus-announces-major-updates-to-remote-banking-products/</loc>
<lastmod>2016-12-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ubiquity-global-services-announces-expanded-partnership-with-bankmobile/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tsys-signs-payments-agreement-with-virgin-money/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/travelport-and-global-travel-management-sign-multi-year-renewal-agreement/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/travelport-signs-new-agreement-with-vipservice/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tns-marks-20-year-anniversary-by-expanding-reach-to-more-than-2000-endpoints/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-partners-with-bestx-to-offer-independent-transaction-cost-analysis-service-to-fx-buy-side/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-bancorp-announces-cube8-a-new-fully-dedicated-fintech-innovation-studio-within-the-organization/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-scoops-seventh-award-in-less-than-12-months/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysec-foreign-investors-are-actively-entering-the-developing-fintech-industry-in-indonesia/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-survey-brits-spend-up-to-twice-as-much-on-presents-as-other-europeans/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paypoint-offers-its-retailers-aps-financials-better-than-high-street-banking-business-account/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paypoint-statement-regarding-collect/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/web-fraud-prevention-and-online-authentication-market-guide-2016-2017/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/park-group-flexecash-cards-now-accepted-online-by-argos/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/novatti-10-fintechs-driving-africas-payments-industry/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/verifone-to-help-uk-shoppers-spread-the-cost-of-purchases-with-mastercard-instalments/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/android-pay-is-live-in-ireland-with-mastercard/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/link-christmas-2016-gets-an-early-cash-boost/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/consumer-council-report-2016-link-continues-to-meet-uks-access-to-cash-needs/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-risk-technologies-in-cards-international-chargeback-fraud-drowning-black-friday-and-seasonal-revenue/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fis-embeds-financial-institutions-in-digital-payments-with-paypal-partnership/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-cybersecurity-score-is-twice-as-accurate-as-competing-scores/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/equinixs-seven-predictions-for-the-connected-enterprise-in-2017/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/diners-club-international-to-help-2c2p-increase-acceptance-at-se-asias-e-commerce-merchants/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/discover-global-network-extends-us-emv-fraud-liability-shift-for-automated-fuel-dispensers/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/digital-river-world-payments-becomes-acquirer-for-discover-global-network/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/duco-expands-into-payments-space-with-currencycloud-agreement/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/irish-times-feature-on-cambrist-with-dynamic-approach-to-fx-payments/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-technologies-scoops-win-at-document-management-awards/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bacs-survey-26-billion-owed-in-late-payments/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/american-express-launches-new-add-a-card-feature-for-the-amex-bot-for-messenger/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/rich-wagner-wealth-and-finance-internationals-ceo-of-the-year-shares-his-thoughts-on-leading-the-fintech-challenge/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aevi-and-welcome-real-time-loyalty-app-set-to-empower-small-retail-merchants/</loc>
<lastmod>2016-12-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/boris-johnson-endorses-project-international-trade/</loc>
<lastmod>2016-12-20T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/top-twenty-payments-predictions/</loc>
<lastmod>2016-12-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ethoca-wins-top-spot-in-innovative-online-solutions-at-the-fraud-awards-2017/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cybertonica-hackersgonnahack-the-real-challenges-of-cybersecurity-in-banking-fintech-and-transaction-environments/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/download-the-chargeback-companys-latest-white-paper-a-trident-of-change-in-europe-understanding-dsm-psd2-and-gdpr/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-companys-co-founder-monica-eaton-cardone-discusses-the-urgent-need-to-recruit-women-into-tech-leadership-positions/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/be-the-first-to-hear-an-exclusive-announcement-from-cashplus-ceo/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vantiv-partners-with-aevi-to-enhance-smartpay-terminals-and-allow-merchants-to-manage-their-business-their-way/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-provides-access-to-all-instant-payments-schemes-in-europe/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/allpay-cards-celebrates-successful-year-following-emerging-payment-awards/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/american-express-and-hilton-announce-new-hilton-honors-co-branded-credit-cards/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-technologies-expands-global-scale/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cartas-buffy-duke-is-named-thought-leader-of-the-year/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/coinify-three-challenges-that-blockchain-is-facing-in-africa/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/compass-plus-achieves-pa-dss-v3-2-compliance-across-its-entire-software-portfolio/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-appoints-deborah-levy-as-managing-director-of-engage-its-leading-credit-union-solution/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/introducing-xero-to-curve/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/dejamobile-raised-e2-5-m-from-newfund-and-m-francois-enaud-former-chairman-and-ceo-of-the-steria-group/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epam-helps-neptune-exceed-growth-expectations/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-doubles-the-power-of-cybersecurity-score-to-predict-breaches/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fca-publishes-data-on-progress-toward-diversity-targets-and-gender-pay-gap/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/hellenic-bank-to-transform-payments-platform-with-fiserv/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/geoswift-partners-with-bank-of-shanghai-to-launch-payment-remittance-services/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-collaborating-with-london-on-smart-city-app-for-visitors/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ramparts-publishes-guide-to-uk-law-of-virtual-currencies/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/american-express-comes-to-samsung-pay/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tola-mobile-processes-15-million-monthly-transactions-in-africa/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vocalink-roll-out-of-faster-cheque-clearing-begins/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-partners-with-value-retail-operator-of-luxury-outlet-shopping-destinations/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/worldcores-ios-mobile-app-released/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/iso-20022-translation-guide/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-bank-monzo-chooses-gps-as-processor/</loc>
<lastmod>2017-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/emerging-payments-association-releases-analysis-of-post-brexit-options-for-fintech-growth-beyond-2019/</loc>
<lastmod>2017-01-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/uk-could-lose-30000-fintech-jobs-after-hard-brexit/</loc>
<lastmod>2017-01-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-group-appoints-jason-ollivier-as-chief-disruption-officer/</loc>
<lastmod>2017-01-17T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/geoswift-announces-fca-license-and-plans-to-expand-in-europe/</loc>
<lastmod>2017-01-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/retail-paytech-forum-kicks-off-2017-with-innovation-tech-event/</loc>
<lastmod>2017-01-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/link-update-on-cash-machine-interchange-discussions/</loc>
<lastmod>2017-01-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-group-appoints-fiona-wilkinson-as-group-non-executive-director-to-strengthen-its-governance/</loc>
<lastmod>2017-01-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/time-strapped-smws-set-to-benefit-from-appointed-and-aevi-strategic-partnership/</loc>
<lastmod>2017-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/smart-pay-smart-reward-aevi-and-smart-engine-partner-to-offer-innovative-ad-solutions/</loc>
<lastmod>2017-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-to-drive-real-time-payments-for-rabobank/</loc>
<lastmod>2017-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-provides-access-to-all-immediate-payment-schemes-globally/</loc>
<lastmod>2017-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/great-places-housing-group-partners-with-allpay-to-reduce-risk-of-fraud-and-data-breach/</loc>
<lastmod>2017-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/allpay-to-reveal-future-of-payments-at-housing-event/</loc>
<lastmod>2017-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/current-account-switch-service-figures-published/</loc>
<lastmod>2017-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bacs-commits-to-cma-undertakings/</loc>
<lastmod>2017-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bacs-sends-clear-message-as-more-records-were-broken-in-2016/</loc>
<lastmod>2017-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/intelligent-id-comment-66-of-consumers-wont-do-business-with-breached-organizations/</loc>
<lastmod>2017-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kapital-bank-updates-mobile-and-internet-banking-systems/</loc>
<lastmod>2017-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/discover-and-paypal-partner-to-deliver-new-digital-payment-experiences/</loc>
<lastmod>2017-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ubs-signs-strategic-multi-year-agreement-with-epam-to-boost-innovation/</loc>
<lastmod>2017-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-and-circulo-de-credito-make-it-easier-for-millions-of-mexicans-to-get-credit/</loc>
<lastmod>2017-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-recognized-in-2016-know-your-customer-market-update-analyst-report/</loc>
<lastmod>2017-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ethoca-fico-partner-to-improve-end-to-end-cnp-fraud-management-capabilities-for-card-issuers/</loc>
<lastmod>2017-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-releases-payment-services-industry-compliance-report/</loc>
<lastmod>2017-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/i2c-are-frictionless-mobile-payments-right-for-issuers/</loc>
<lastmod>2017-01-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ip-integration-helps-contact-centres-become-pci-dss-compliant-with-unique-cloud-payment-solution/</loc>
<lastmod>2017-01-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-issues-loa-for-kerv-contactless-payment-ring/</loc>
<lastmod>2017-01-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/how-employment-services-companies-can-take-advantage-of-new-payment-technology/</loc>
<lastmod>2017-01-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/launch-of-nitecrests-new-low-volume-plastic-cards-website/</loc>
<lastmod>2017-01-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/strong-uptake-of-flexepin-by-bitcoin-merchants-in-australia-and-canada/</loc>
<lastmod>2017-01-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/open-ecx-and-optal-partner-to-improve-the-speed-and-ease-of-payments-in-the-construction-supply-chain/</loc>
<lastmod>2017-01-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-donates-10000-hot-meals-for-syrian-citizens/</loc>
<lastmod>2017-01-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/park-gains-mastercard-issuing-licence/</loc>
<lastmod>2017-01-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pct-opening-up-financial-servicesin-two-minutes/</loc>
<lastmod>2017-01-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/announcement-of-sale-of-paypoints-mobile-payments-business/</loc>
<lastmod>2017-01-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-2017-payment-industry-predictions/</loc>
<lastmod>2017-01-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mizuho-bank-adopts-thomson-reuters-fx-trading/</loc>
<lastmod>2017-01-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/travelport-announces-new-full-content-agreement-with-finnair/</loc>
<lastmod>2017-01-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ubiquity-announces-expanded-partnership-with-curve/</loc>
<lastmod>2017-01-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/boon-is-now-available-for-online-shopping/</loc>
<lastmod>2017-01-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-moves-into-london-offices/</loc>
<lastmod>2017-02-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/renowned-payments-industry-expert-leaves-rbs-to-join-chargebacks911/</loc>
<lastmod>2017-02-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tallinn-will-host-the-first-large-conference-devoted-to-blockchain-and-cryptocurrencies/</loc>
<lastmod>2017-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/payments-is-a-global-business-so-why-cant-regulation-be-global-too/</loc>
<lastmod>2017-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/chargebacks911-and-aci-worldwide-combat-80-billion-in-global-chargebacks/</loc>
<lastmod>2017-02-07T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-selected-as-issuer-for-popular-bread4scrap-programme-by-payment-card-solutions/</loc>
<lastmod>2017-02-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/agribank-upgrades-emv-network-using-compass-plus-solutions/</loc>
<lastmod>2017-02-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/passport-to-the-future-options-for-regulated-companies-to-access-eea/</loc>
<lastmod>2017-02-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-paypers-launches-the-online-payments-and-ecommerce-market-guide-2017/</loc>
<lastmod>2017-02-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pilatus-bank-predicts-the-end-of-online-banking/</loc>
<lastmod>2017-02-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cashplus-announces-plan-to-become-a-bank/</loc>
<lastmod>2017-02-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/amazon-reports-over-33-million-customers-have-used-amazon-payments/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aps-financial-rolls-out-new-mobile-banking-platform/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/chargebacks911-how-will-europes-digital-single-market-impact-the-u-s/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epam-and-workfusion-partner-to-accelerate-customer-adoption-of-smart-automation-solutions/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epayments-have-reeived-pci-dss-level-1/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/equinix-brings-direct-private-access-to-salesforce/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/eifr-tnps-stories-of-financial-regulation/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-mizen-group-will-sell-fico-tonbeller-solutions-to-businesses-fighting-financial-crime/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/launch-of-fire-com-new-app-and-debit-card/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/geoswift-awarded-iso-iec-270012013-certification-for-information-security/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/215-companies-in-spanish-fintech-map-2016/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/qkr-with-masterpass-enters-six-new-markets-and-introduces-open-tab-feature/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-launches-digital-vendor-directory-to-assist-customers-with-tokenization-and-digital-wallet-development-efforts/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/metro-bank-customers-can-now-pay-using-android-pay/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/modulr-time-is-money-better-payments-are-the-key-to-customer-satisfaction-in-recommerce/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/nitecrests-latest-innovation-video-cards-to-provide-retailers-with-a-unique-value-proposition/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/novatti-how-mobile-payments-are-already-changing-the-uks-payments-culture/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/co-op-selects-aci-worldwide-to-power-wallet-service-for-its-new-membership-scheme/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pcs-extends-partnership-with-wirecard/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pct-and-fairfx-a-symbiotic-partnership/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paypoint-romania-announce-agreement-with-fiscal-authority/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-launches-game-changer-for-fx-and-payments-businesses/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-introduces-profession-leading-digital-security-feature/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tns-introduces-caller-id-spoofing-protection/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/world-travellers-group-selects-travelport-as-its-preferred-technology-provider/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tsys-signs-payments-agreement-with-ibq/</loc>
<lastmod>2017-02-28T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/are-fx-and-payments-businesses-missing-out-because-they-cant-support-the-international-trading-ambitions-of-their-clients/</loc>
<lastmod>2017-03-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bank-passporting-is-a-cornerstone-of-the-financial-services-sector/</loc>
<lastmod>2017-03-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/smartcash-by-engage-wins-best-card-design-in-card-and-payment-awards-2017/</loc>
<lastmod>2017-03-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclaycard-partners-with-vocalink-on-pay-by-bank-app/</loc>
<lastmod>2017-03-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/arkea-is-railsbanks-first-partner-for-open-banking-and-compliance-platform/</loc>
<lastmod>2017-03-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-group-ltd-comment-on-the-recent-press-coverage-of-the-recent-failures-of-transactions-processing-for-some-of-the-leading-emerging-names-in-uk-fintech-today/</loc>
<lastmod>2017-03-07T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kerv-wearables-launches-contactless-payment-ring-at-wearable-technology-show-2017/</loc>
<lastmod>2017-03-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/who-can-help-you-get-regulated-in-the-eu/</loc>
<lastmod>2017-03-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/irx-and-edx-2017-must-attend-events-for-the-retail-industry/</loc>
<lastmod>2017-03-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/introducing-the-new-fis-international-conference-series-fis-connect-2017/</loc>
<lastmod>2017-03-14T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-acquires-citi-prepaid-card-services/</loc>
<lastmod>2017-03-14T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/nobodys-perfect-and-thats-a-good-thing-when-working-in-a-glass-house/</loc>
<lastmod>2017-03-17T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/a-view-from-the-fintech-bridge/</loc>
<lastmod>2017-03-20T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-evolution-of-contactless-prepaid-cards/</loc>
<lastmod>2017-03-20T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/samsung-pay-beats-apple-pay-to-market-in-india-also-launches-in-sweden/</loc>
<lastmod>2017-03-20T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/first-data-and-fleetcor-join-forces-in-new-prepaid-gift-joint-venture/</loc>
<lastmod>2017-03-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fewer-than-one-in-three-check-terms-and-conditions-when-sharing-personal-data-online/</loc>
<lastmod>2017-03-22T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-emerging-payment-association-appoints-andrea-dunlop-as-deputy-chair/</loc>
<lastmod>2017-03-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/is-paytech-risking-its-own-demise/</loc>
<lastmod>2017-03-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/irx-and-edx-unveil-latest-innovations-and-products-to-hit-the-multichannel-retail-market/</loc>
<lastmod>2017-03-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/retailers-bridge-on-and-offline-worlds-via-mobile-payments-growth/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/american-express-redefines-premium-with-the-new-platinum-card/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/rci-bank-and-services-reiterates-its-confidence-in-arkea-banking-services-for-five-years/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bacs-plan-ahead-to-avoid-easter-payment-delays-businesses-are-urged/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cambrist-wins-at-pwc-docklands-innovation-awards-2017/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/lexmark-and-intelligent-id-announce-partnership-to-enhance-document-security/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/samsung-carta-ingenico-smartlink-bring-wearable-payments-platform-to-three-continents/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/coinify-three-problems-blockchain-will-solve-in-africa/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-function-in-kapital-bank-atms/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/payment21-and-aci-worldwide-enable-anti-money-laundering-compliant-bitcoin-payments-globally/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-group-are-contis-group-babb-sign-infrastructure-and-licensing-deal/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/currencycloud-secures-20m-25m-to-boost-further-global-expansion/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epam-named-sitecore-implementation-partner-in-apac/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/benevitys-user-centric-technology-helps-microsoft-increase-employee-giving-by-14-percent/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/eifr-public-consultation-on-the-operations-of-the-european-supervisory-authorities/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-named-as-a-leader-in-predictive-analytics-and-machine-learning-solutions/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/silvergate-bank-transforms-its-technology-launches-new-core-from-fis/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/payments-industry-veteran-to-lead-i2cs-global-client-success-organization-and-scale-service-delivery-worldwide/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kl-gates-earns-recognition-among-top-10-us-law-firm-brands-for-third-consecutive-year/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/metro-bank-wins-new-company-of-the-year-award/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/nitecrests-latest-innovation-video-gift-cards/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optal-to-acquire-b2b-payments-business-invapay/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/driven-by-aci-worldwide-ecentric-extends-omni-channel-capabilities-for-african-merchants/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/payment-cloud-technologies-launch-in-africa/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paypoint-and-fan-courier-announce-new-partnership/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pennies-research-public-changing-how-they-give-to-charity-amid-uncertainty/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/samsung-leads-smartwatch-category-at-baselworld-2017/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxopayments-research-over-half-of-payments-businesses-are-planning-to-change-financial-partners-ahead-of-the-uks-exit-from-the-european-union/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/icbc-asia-adopts-thomson-reuters-fxall-and-electronic-trading/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/travelport-and-abu-dhabis-bin-ham-travel-group-announce-new-long-term-partnership/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fill-er-up-samsung-pay-is-now-good-at-exxonmobil-stations/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/proposed-m-wallet-rules-dont-hinder-samsung-pay-launch/</loc>
<lastmod>2017-03-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/embracing-uncertainty-written-by-norah-prida-bay/</loc>
<lastmod>2017-03-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/david-craig-president-thomson-reuter-financial-and-risk-an-interview-on-indias-btvi/</loc>
<lastmod>2017-03-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/samsung-launches-mobile-payments-service-samsung-pay-in-india/</loc>
<lastmod>2017-03-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-first-current-account-switch-service-annual-report-is-published-today/</loc>
<lastmod>2017-04-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/5-keys-to-staying-ahead-in-a-fast-moving-threat-environment/</loc>
<lastmod>2017-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kompli-global-named-as-one-of-worlds-most-innovative-regtech-companies/</loc>
<lastmod>2017-04-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kompli-global-demonstrates-best-practice/</loc>
<lastmod>2017-04-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kemp-little-announces-new-financial-regulatory-partner-hire/</loc>
<lastmod>2017-04-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-banking-circle-scores-a-hat-trick-financial-services-utility-shortlisted-in-three-awards/</loc>
<lastmod>2017-04-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paypoint-announces-launch-of-epos-pro-and-mobile-app/</loc>
<lastmod>2017-04-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-selected-as-one-of-the-most-innovative-in-the-regtech-space-and-included-in-the-regtech-100-list-of-companies/</loc>
<lastmod>2017-04-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/american-express-survey-shows-b2b-spending-will-continue-to-rise/</loc>
<lastmod>2017-04-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cma-accepts-mastercards-proposal-to-address-competition-concerns-following-the-acquisition-of-vocalink/</loc>
<lastmod>2017-04-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/consumer-payment-preferences-are-shaping-tomorrows-retail-landscape/</loc>
<lastmod>2017-04-17T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-selected-as-issuer-for-new-payfex-prepaid-mastercard/</loc>
<lastmod>2017-04-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/why-eu-passporting-is-vital-for-britains-fintech-firms/</loc>
<lastmod>2017-04-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-global-data-secures-new-co-investment/</loc>
<lastmod>2017-04-20T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bacs-is-proud-to-be-the-lead-sponsor-of-epa-pay-360-digital-payment-conference/</loc>
<lastmod>2017-04-20T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/how-to-use-elections-to-supercharge-payments/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-to-connect-u-s-banks-to-real-time-payments-scheme/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aevi-partners-with-loyalzoo-on-digital-loyalty-solution/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/amazon-launches-self-service-marketplace-for-subscription-providers/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-new-platinum-card-from-american-express-now-available/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/time-is-mummy-new-research-from-aps-financial-shows-banks-are-creating-barriers-for-mumpreneurs/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-stronger-decision-making-is-needed-to-beat-corporate-fraud/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/chargebacks-911-research-the-essential-guide-to-global-ecommerce/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/creditcall-and-credorax-bring-omni-channel-payment-platform-to-european-smes/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/russias-sovcombank-use-fico-psychometrics-to-increase-credit-portfolio/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-comment-fx-forwards-in-or-out-of-scope-under-mifid-ii/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-global-processing-services-and-payment-card-solutions-collaborate-on-new-payfex-prepaid-mastercard/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/just-bridging-best-commercial-property-lender-in-the-corporate-live-wires-2017-finance-awards/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/projects-update-april/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kemp-little-boosts-end-to-end-sourcing-advisory-offering/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thumbs-up-mastercard-unveils-next-generation-biometric-card/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/metro-bank-posts-record-results-as-new-deposits-crack-1bn-in-three-months-to-march/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/how-modulr-helped-salary-finance-automate-its-payment-flows-modulr/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optal-officially-europes-7th-fastest-growing-company-on-ft1000-list/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/e-opts-for-paypoints-multi-channel-payments-platform/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/spains-correos-selects-paysafe-to-drive-e-commerce-payments/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thames-card-technology-invests-2m-in-machinery/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-teams-up-with-tradeweb-on-suite-of-solutions-for-mifid-ii-compliance/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tola-mobile-launches-mobile-money-with-online-digital-magazine-stand/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tns-launches-multi-carrier-wireless-roaming-solution-across-north-america/</loc>
<lastmod>2017-05-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-global-data-w2-appoints-sara-west-as-its-new-chief-commercial-officer/</loc>
<lastmod>2017-05-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pay360-new-workshop-combating-fake-news/</loc>
<lastmod>2017-05-16T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bacs-publishes-direct-debit-consultation-outcomes-at-epa-conference/</loc>
<lastmod>2017-05-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-research-cybersecurity-survey-shows-investment-will-lag-growth-in-attacks-at-uk-companies/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fca-and-sfc-sign-fintech-co-operation-agreement/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ten-startups-selected-for-global-fintech-accelerator-empowered-by-fis/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fiserv-becomes-new-technology-partner-for-first-national-bank-of-pandora/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fleetcor-to-acquire-cambridge-global-payments/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-comment-safeguarding-guidance-fca-update/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/isle-of-man-named-international-finance-centre-of-the-year/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-link-atm-locator-app-launched/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-is-becoming-the-ticket-to-ride-in-more-than-80-global-cities/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/metro-bank-fans-open-one-million-accounts/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/metro-bank-ceo-crowned-retail-banker-of-the-year/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/park-group-launches-global-reward-capability/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-digital-disruption-continues-to-put-european-bank-profits-at-risk/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-just-loans-group-achieves-iso-90012015-certification/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paymark-and-tns-partnership-boosts-new-zealand-payments-infrastructure/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/travelport-powers-xlgo-mobile-itinerary-app-with-new-trip-assist-technology/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vocalink-now-part-of-the-mastercard-family/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/boon-with-apple-pay-continues-wirecards-growth-in-europe-with-market-launch-in-italy/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aps-and-sage-join-forces-to-help-small-businesses-get-ahead/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epas-women-in-paytech-now-collaborating-with-virgin-moneys-women-in-finance-initiative/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/passporting-survey-results-from-project-europe-available/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/educational-webinar-to-follow-project-international-trades-xceed-conference-in-belgrade/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epas-tony-craddocks-views-soon-to-be-published-in-payments-revolution/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/results-of-banking-access-and-termination-of-services-results-to-be-published-soon/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/what-issues-are-facing-you-in-the-implementation-of-psd2/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/what-are-your-thoughts-on-financial-inclusion/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optal-enables-secure-automated-insurance-claims-payments-for-rightindem/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/payment-cloud-technologies-the-conundrum-of-millennial-money-management/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pay360-joins-forces-with-aci-worldwide-to-extend-its-global-acquiring-reach/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/allpay-limited-accredited-with-government-cyber-essentials-plus-certificate/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/digital-decisive-and-drone-ready-american-express-study-shows-gen-zs-customer-experience-expectations/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cashplus-jump-starts-psd2-with-critical-api-for-b2b-consumption-through-aps-financial/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bankable-partners-with-arkea-banking-services-to-power-agency-banking/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclays-uk-ceo-launches-new-10m-national-digital-safety-drive/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cambrist-shaking-up-the-fx-market/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/countr-pos-partners-with-coinify-to-bring-blockchain-payments-to-its-merchants/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/credit-agricole-launches-its-hce-mobile-payment-service-with-dejamobiles-readytotap-payment-solution/</loc>
<lastmod>2017-05-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclaycard-trials-new-pocket-checkout-payment/</loc>
<lastmod>2017-05-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/allpay-extends-paypoint-contract/</loc>
<lastmod>2017-06-07T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-appoints-leading-payment-services-regulator-as-new-head-of-assurance/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/idemia-and-jcb-partner-to-launch-the-first-f-code-payment-card-in-japan/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/1-million-motion-code-online-transactions-with-societe-generale/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/interview-with-alan-nagle-chief-commercial-officer-of-cybertonica/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/hackersgonnahack-cybertonica-organised-an-evening-of-the-real-challenges-of-cybersecurity-in-banking-fintech-and-transaction-environments/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cybertonicas-market-development-manager-is-featured-in-the-women-in-fintech-powerlist/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/currencycloud-announces-new-chief-compliance-officer-tanya-ziv/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-survey-shows-credit-grantors-prefer-letters-but-consumers-prefer-sms/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-meetfintech-by-arkea-banking-services-gathered-for-one-evening-many-actors-from-the-fintech-industry/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-banking-circle-achieves-50-billion-volume-growth/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-company-difference-between-acquiring-bank-and-issuing-bank/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ethoca-wins-anti-fraud-security-solution-of-the-year-at-the-payments-awards-2017/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/walmart-selects-fleetcor-as-fuel-payment-provider/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-and-payworks-power-global-omni-commerce-in-the-cloud/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/netpay-and-aevi-transform-checkout-experience-for-restaurants/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/allpay-limited-wins-best-prepaid-card-solution-at-the-payments-awards/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/american-express-introduces-blockchain-enabled-cross-border-business-to-business-payments/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bacs-billers-encouraged-to-take-advantage-of-marketing-toolkit/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclays-spending-growth-slows-to-2-4-per-cent-as-consumers-show-continued-restraint-with-household-finances/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-technologies-cybersecurity-more-of-a-threat-than-brexit/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/glint-the-worlds-first-to-reintroduce-gold-as-new-global-currency-selects-gps-as-their-processor/</loc>
<lastmod>2017-06-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aevi-and-moroku-partner-to-mobilize-small-merchants/</loc>
<lastmod>2017-06-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/insights-from-one-of-the-epa-project-teams-on-ais-and-pis/</loc>
<lastmod>2017-06-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclaycard-contactless-spending-index-another-record-breaker-for-touch-and-go-payments/</loc>
<lastmod>2017-06-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-delivers-300000-plus-current-accounts-as-users-access-the-ultimate-solution-in-payments/</loc>
<lastmod>2017-06-20T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tola-mobile-announces-new-website-launch/</loc>
<lastmod>2017-06-20T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/emerging-payments-association-commends-uk-government-creation-of-new-minister-for-financial-inclusion-role/</loc>
<lastmod>2017-06-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/jcb-joins-major-paytech-players-as-a-patron-of-emerging-payments-association-epa/</loc>
<lastmod>2017-06-26T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-needles-in-the-fintech-haystack-or-whats-really-going-on-in-fintech/</loc>
<lastmod>2017-06-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-epas-women-in-paytech-has-signed-hm-treasurys-women-in-finance-charter/</loc>
<lastmod>2017-06-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-europes-upcoming-passport-to-the-regulator-event-in-october-has-created-interest-amongst-regulators-in-eu-jurisdictions/</loc>
<lastmod>2017-06-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-inclusion-commends-the-uk-government-for-the-appointment-of-guy-opperman-as-the-uks-first-minister-for-financial-inclusion/</loc>
<lastmod>2017-06-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-international-trade-team-met-with-city-of-london-corporation-to-discuss-fintech-sector-engagement-for-exports-investment/</loc>
<lastmod>2017-06-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-media-will-be-hosting-a-guest-blog-with-the-blogging-content-being-circulated-amongst-the-epas-media-contacts/</loc>
<lastmod>2017-06-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-regulator-submitted-a-response-on-behalf-of-epa-members-to-the-psr-on-the-implementation-of-psd2/</loc>
<lastmod>2017-06-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-romes-survey-showed-47-of-respondents-have-been-refused-a-banking-service-and-31-25-would-consider-submitting-a-complaint-to-the-psr-regarding-banking-access/</loc>
<lastmod>2017-06-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-retail-will-be-hosting-the-retail-paytech-on-wednesday-5th-july-at-the-st-pancras-hotel/</loc>
<lastmod>2017-06-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-launches-cross-border-payments-strategies-to-drive-business-growth/</loc>
<lastmod>2017-07-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/emerging-payments-association-advisor-and-md-of-global-processing-services-named-first-european-winner-of-prestigious-paybefore-industry-achiever-award/</loc>
<lastmod>2017-07-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/collaboration-and-innovation-bacs-and-the-epa/</loc>
<lastmod>2017-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/emerging-payments-association-gathers-six-national-regulators-for-brexit-passporting-event/</loc>
<lastmod>2017-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/planet-payment-and-aci-worldwide-launch-unionpay-internationals-secureplus/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aevi-partners-with-epos-now-on-pos-systems-for-global-retail-and-hospitality/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aevi-partners-with-moroku-on-pos/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-merchant-partners-for-amex-express-checkout/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/record-tumbles-as-bacs-sets-new-processing-high/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/turkish-bank-becomes-first-bank-to-implement-bacs-new-low-cost-access-solution/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclaycard-research-smes-more-afraid-of-cybercrime-than-brexit/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclays-why-blockchain-is-difficult-and-exciting/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-supporting-citizens-bank-with-online-and-mobile-commercial-banking-platform/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cambrist-and-perfectcard-launch-multi-currency-optimization-service/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/carta-smart-tokens-to-release-the-potential-of-value-added-services/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/coinify-are-national-currencies-headed-to-the-blockchain/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/currencycloud-partners-with-hyundai-to-power-seamless-international-payments-in-south-korea/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/rabobank-selects-finastra-payment-services-hub-for-cross-border-payments/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/discover-cardmembers-can-now-make-payments-using-samsung-pay/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pscu-partners-with-ethoca-to-improve-card-not-present-fraud-loss-recoveries/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-european-card-fraud-for-19-countries-hit-record-e1-8b-in-2016/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fis-and-cardtronics-to-expand-cardless-cash-at-atms-across-the-us/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fiserv-achieves-hitrust-csf-certification-to-mitigate-risk-in-third-party-privacy-security-and-compliance/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-countdown-to-psd2-what-do-payment-service-providers-have-to-do/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-processing-services-and-muchbetter-com-fuel-lucozades-paytech-bottle/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kemp-little-to-advise-fintechs-on-open-banking-api-challenge/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kompli-global-provides-4th-amld-support-for-gaming-operators/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-artificial-intelligence-protects-citi-and-paysafe-customers/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-launches-several-new-apis-for-developers/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/metro-bank-scoops-fs-company-of-the-year-award/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/modulr-whitepaper-innovative-payments-for-alternative-finance/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optal-the-fastest-growing-fintech-firm-in-europe/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ot-morpho-introduces-the-worlds-first-complete-range-of-biometric-payment-cards/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/robin-hood-energy-expand-customer-payment-options-with-paypoints-multipay-platform/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-correspondent-banking-model-hinders-global-expansion-for-39-of-merchants/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thames-card-technology-exclusively-brings-eco-friendly-card-material-to-uk/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/just-loans-group-iso-certifications/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-releases-blockone-iq-into-blockchain-developer-community/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/valitor-acquires-chip-and-pin-solutions-ltd-to-strengthen-and-enhance-uk-card-payment-solutions/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-awarded-fastest-growing-financial-technology-company-uk/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-now-offering-boon-with-apple-pay-in-spain/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-and-poynt-partnering-to-bring-poynt-terminals-to-europe-and-asia/</loc>
<lastmod>2017-07-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kompli-global-launch-will-make-life-more-difficult-for-money-launderers/</loc>
<lastmod>2017-07-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/gps-appoints-former-head-of-business-market-development-at-bottomline-technologies-as-its-cco/</loc>
<lastmod>2017-07-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/blockchain-company-coinify-looking-for-customer-support-specialist/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/almazergienbank-is-amongst-the-first-banks-in-russia-to-support-the-issuing-and-acquiring-of-jcb-cards-with-help-from-compass-plus/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/curve-now-open-for-everyone/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/discover-bank-named-a-top-delaware-workplace-for-eighth-consecutive-year/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/envision-welcome-to-the-world-of-artificial-intelligence/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epam-expands-five-year-relationship-with-kronos/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/consumer-warning-about-the-risks-of-investing-in-cryptocurrency-cfds/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/finastra-solutions-named-best-in-class/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/commercial-bank-of-ceylon-selects-integrated-digital-banking-from-fiserv-to-enable-business-agility-enhance-customer-engagement/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/incomm-celebrates-25-years-of-prepaid-innovation-in-atlantas-transaction-alley/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ppro-group-and-klarna-partner-to-offer-risk-free-credit-payment-methods-across-europe/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/chambers-and-partners-recognises-locke-lord-lawyers-in-chambers-uk-2018/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/rising-stars-at-mastercard-shortlisted-for-techwomen50-awards/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/watford-were-coming-for-you-metro-bank-set-to-land-banking-revolution-in-town-next-year/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paybase-psd2-what-is-it-and-how-is-it-likely-to-affect-me/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-picks-up-two-high-profile-awards-at-the-uk-payments-awards/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ceo-of-pilatus-bank-predicts-that-the-uk-will-remain-a-dominant-financial-hub-regardless-of-brexit/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/post-office-scores-hat-trick-at-personal-finance-awards/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ramparts-publishes-guide-to-data-security-cybercrime/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/samsung-pay-welcomes-john-lewis-partnership-card/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/signicat-people-dont-like-passwords-and-vice-versa/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-announces-suite-of-reference-data-capabilities-to-help-financial-industry-meet-mifid-ii-transparency-and-reporting-requirements/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vocalink-payments-innovation-to-play-critical-role-in-post-brexit-economic-strategy/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/with-the-digital-boon-credit-card-by-wirecard-all-ios-users-can-now-shop-online/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/worldcore-ethereum-wallets-announced/</loc>
<lastmod>2017-07-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/is-this-the-era-of-the-paytech-of-things-by-tony-craddock/</loc>
<lastmod>2017-07-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bank-of-england-extends-direct-access-to-rtgs-accounts-to-non-bank-payment-service-providers/</loc>
<lastmod>2017-07-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paymentscompliance-launches-online-rulebook-platform-for-effective-management-of-psd2-regulatory-technical-standards/</loc>
<lastmod>2017-07-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-europes-upcoming-passport-to-the-regulators-briefing-has-proved-to-be-of-keen-interest-among-the-payments-community/</loc>
<lastmod>2017-07-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epas-project-inclusion-and-epas-project-media-launch-a-series-of-interview-pieces-with-individuals-championing-the-message-of-financial-inclusion/</loc>
<lastmod>2017-07-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-international-trade-partnered-with-the-department-for-international-trade-to-promote-the-route-to-trading-with-the-usa/</loc>
<lastmod>2017-07-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-regulator-hosted-a-panel-discussion-at-the-epas-hot-topic-briefing-in-july/</loc>
<lastmod>2017-07-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-retail-hosted-over-40-attendees-at-the-third-retail-paytech-forum-event-in-july/</loc>
<lastmod>2017-07-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epas-project-rome-commends-the-bank-of-england-in-finalising-a-framework-that-extends-direct-access-to-rtgs-accounts-to-non-bank-payment-service-providers/</loc>
<lastmod>2017-07-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epas-women-in-paytech-is-developing-an-active-partnership-with-women-in-payments/</loc>
<lastmod>2017-07-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/designing-the-future-of-uk-payments-your-opportunity-to-make-payments-work-for-you/</loc>
<lastmod>2017-07-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fintech-profile-alan-nagle-of-cybertonica/</loc>
<lastmod>2017-07-27T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-seamless-customer-experience-critical-to-omni-channel-payments/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/top-fintech-jargon-buster-by-paybase/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pct-three-key-benefits-of-cloud-based-banking/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paypoint-atms-remove-banking-charges-for-over-2000-retailers/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafecard-launches-cash-based-online-payment-solution-to-the-united-arab-emirates/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pilatus-bank-discusses-the-future-for-atms/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/post-office-comments-on-the-fcas-plans-to-address-complex-and-confusing-overdrafts/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/edenred-chosen-by-iata-to-develop-iata-easypay-system-in-more-than-70-countries/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-calls-for-fintech-industry-to-step-up-and-help-merchants-reach-their-full-international-trading-potential/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tesco-uses-thames-card-technology-for-first-uk-contactless-loyalty-card/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/david-craig-president-of-thomson-reuters-financial-risk-business-recognized-this-year-as-number-7-in-the-top-40-global-leaders-in-financial-technology/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/buygamecredit-and-tola-mobile-partner-on-mobile-payments-for-xbox-and-playstation-games/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/valitor-acquires-chip-and-pin-solutions-ltd-to-strengthen-its-uk-card-payment-solutions/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wex-survey-cfos-thoughts-on-future-of-payments/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-brings-wechat-pay-to-europe/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vocalinks-collaboration-with-starling-bank-opens-up-access-to-faster-payments/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2s-new-customer-dashboard/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cashplus-voted-best-challenger-bank-on-paybefore-com/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-expands-in-romania/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aevi-and-epos-now-deliver-cloud-pos-systems-for-smart-business-management/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/allpays-cloud-based-direct-debit-solution-helps-nhsbsa/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/six-years-of-profitability-for-apss-cashplus/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bacs-late-payments-costing-smaller-uk-businesses-more-than-2bn-per-year/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bacs-current-account-switch-service-figures-published/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclaycard-lack-of-payment-technology-is-costing-sme-retailers-8-7bn/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclaycard-festivals-offer-new-opportunities-for-merchants-as-pop-up-commerce-grows/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclaycard-smes-more-afraid-of-cybercrime-than-brexit/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-technologies-launches-2nd-edition-of-the-uk-business-payments-barometer/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cambrist-forex-future-will-be-in-the-cloud/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/coinify-statement-on-bitcoin-scaling/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/finastra-service-bureau-awarded-sip-v2-label-by-swift/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/discover-helps-cardmembers-protect-themselves-from-identity-theft-and-fraud/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epam-and-censhare-partner-to-increase-the-value-of-digital-marketing-solutions/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-extends-cybersecurity-score-to-rate-4th-party-risks/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-what-does-a-good-brexit-deal-look-like-for-financial-services/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/geoswift-meeting-chinas-booming-e-commerce-needs/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kemp-littles-third-consecutive-year-of-double-digit-growth/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kompli-global-provides-4amld-support-for-gaming-operators/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tgi-fridays-becomes-first-uk-bar-to-implement-bar-tab-from-mastercard-and-oracle/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-uk-leads-europe-as-one-of-worlds-digital-elite-economies/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/telit-and-ot-morpho-partner-on-iot/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optal-streamlines-payments-for-insurance-industry/</loc>
<lastmod>2017-08-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/monese-and-prepay-solutions-join-forces-to-deliver-europes-first-full-service-mobile-only-bank-account/</loc>
<lastmod>2017-08-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/eu-prepaid-wallets-and-cards-may-need-to-change-fees/</loc>
<lastmod>2017-08-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/choice-global-payments-increases-us-footprint/</loc>
<lastmod>2017-08-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kompli-globals-24-7-digital-compliance-assistant-samantha-enters-us-market-for-deeper-due-diligence/</loc>
<lastmod>2017-08-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tesco-taps-thames-card-technology-for-next-gen-loyalty-clubcard/</loc>
<lastmod>2017-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/clearsettle-joins-emerging-payments-association-fostering-innovation-in-the-payments-industry/</loc>
<lastmod>2017-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/why-is-european-passporting-important-by-dr-hartwig-gerhartinger/</loc>
<lastmod>2017-08-15T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/one4all-appoints-former-post-office-head-of-payments-banking/</loc>
<lastmod>2017-08-16T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/10-years-of-contactless-by-paul-underwood-managing-director-of-thames-card-technology/</loc>
<lastmod>2017-08-20T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/buygamecredit-joins-forces-with-tola-mobile-to-provide-mobile-payments-for-xbox-and-playstation/</loc>
<lastmod>2017-08-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tola-mobile-helps-merchants-reconcile-transactions-in-africa/</loc>
<lastmod>2017-08-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclaycard-goes-cone-tactless-for-summer/</loc>
<lastmod>2017-08-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/representatives-from-project-inclusion-engaged-with-toynbee-hall-money-advice-service-and-the-big-issue/</loc>
<lastmod>2017-08-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-futuretech-provide-educational-workshops-and-papers-on-emerging-technological-developments-and-innovations-within-the-payments-space/</loc>
<lastmod>2017-08-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-international-trade-is-partnering-with-the-department-for-international-trade-to-bring-uk-fintech-and-paytech-companies-over-to-mexico-as-part-of-a-trade-mission/</loc>
<lastmod>2017-08-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-next-instalment-of-the-epas-payment-heroes-is-set-to-be-launched/</loc>
<lastmod>2017-08-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-regulator-strongly-recommends-that-all-epa-members-respond-to-the-payments-strategy-forum-consultation-on-the-new-payments-architecture/</loc>
<lastmod>2017-08-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-retail-to-launch-the-next-iteration-of-the-retail-paytech-forum-in-november/</loc>
<lastmod>2017-08-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-epa-and-project-rome-joins-the-rtgs-advisory-board/</loc>
<lastmod>2017-08-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-women-in-paytech-will-be-launching-a-women-in-paytech-linkedin-group/</loc>
<lastmod>2017-08-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-research-mobile-payments-rise-in-popularity-reaching-tipping-point-in-some-countries/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pay-it-plan-it-new-ways-to-pay-by-mobile-for-american-express-credit-card-purchases/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/incomm-to-become-exclusive-distributor-of-american-express-u-s-prepaid-cards/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclaycard-marks-10th-anniversary-of-introducing-contactless-payments-to-the-uk/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclaycards-cone-tactless-summer/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-leads-the-way-in-giving-fintechs-direct-access-to-uk-payments-systems/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/findings-from-the-fca-and-the-fca-practitioner-panel-survey-of-industry-views/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/usameribank-live-on-finastras-next-generation-hosted-payments-hub/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fis-and-equifax-unveil-onlyid-advanced-protection-against-financial-fraud-and-identity-theft/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/three-credit-unions-select-fiserv-core-account-processing-platform/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fiserv-completes-acquisition-of-monitise/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fleetcor-completes-acquisition-of-cambridge-global-payments/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/geoswift-partners-in-tuition-payment-promotion-for-international-chinese-students/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/isle-of-man-shortlisted-for-two-international-finance-centre-awards/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/klarna-launches-wavy-peer-to-peer-payment-service/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/equinix-interconnection-fueling-the-explosion-of-the-digital-economy/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/metro-bank-brings-community-banking-to-ilford/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ot-morpho-demonstrates-its-strong-expertise-in-digital-trust/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optal-cheque-please-why-its-time-for-insurers-to-ditch-manual-supplier-payments-and-switch-to-vans/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-partners-with-top-ranked-canadian-open-wheel-rookie-zachary-claman-demelo-in-his-verizon-indycar-series-debut/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/post-office-winter-sunshine-breaks-look-full-of-eastern-promise/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-banking-circle-adds-payments-awards-to-shortlisting-success/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/reuters-launches-grant-program-to-develop-the-next-generation-of-photojournalists/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vocalink-the-millennial-influence-south-east-asia/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-and-obb-expand-collaboration-with-new-value-added-services/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/worldcore-announces-ico/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-white-paper-why-your-psp-should-be-your-best-defence-against-fraud/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/locke-lord-quickstudy-splitcoin-the-impact-of-the-worlds-biggest-cryptocurrency-forking-into-two/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thames-card-technology-10-years-of-contactless/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/coinify-wins-award-at-the-frost-sullivan-best-practices-award-2017/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-psd2-and-mifid-ii-briefing-events/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pcs-is-granted-authorisation-as-a-payment-institute/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-amazon-top-up-service-launches-with-paypoint/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cb-insights-has-identified-cybertonica-among-the-top-cybersecurity-ai-companies/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paybase-edtech-is-being-called-the-new-fintech-why-are-we-comparing-them/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paybase-5-ways-you-can-win-at-fintech-as-a-young-director/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/chairman-of-pilatus-bank-says-private-banking-is-staging-a-comeback-with-a-disruptive-force-which-will-transform-the-way-we-bank-forever/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/china-guangfa-bank-credit-card-center-cuts-collection-costs-and-improves-customer-service-using-fico-solution/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-reports-a-39-percent-rise-in-debit-cards-compromised-at-u-s-atms-and-merchants/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/european-card-fraud-for-19-countries-hit-record-e1-8b-in-2016/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/two-new-independent-directors-for-current-account-switch-service/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cybertonica-selected-as-one-of-the-european-fintech-100-companies/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wex-virtual-payments-secures-e-money-license-and-becomes-principal-member-of-mastercard-in-europe/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-makes-post-workout-shopping-a-breeze-for-fitbit-users/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mcom-payout-service-announced-as-a-payments-awards-finalist/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tola-mobile-a-culture-of-convenience/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ceo-myles-stephenson-discusses-the-positive-impact-of-psd2-and-open-banking-at-money20-20/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/chargeback-company-organises-free-to-attend-chargebash-event-in-london/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-global-data-at-betting-on-sports-2017/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cmo-keith-briscoe-of-ethoca-calls-for-merchant-issuer-collaboration-to-fight-cnp-fraud-and-eliminate-chargebacks/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-processing-services-supports-apple-pay-for-issuers/</loc>
<lastmod>2017-09-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kompli-ceo-jane-jee-explains-theres-no-excuse-for-failing-to-comply-with-the-fourth-aml-directive/</loc>
<lastmod>2017-09-07T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/nesta-announces-open-up-challenge-participants-as-cma-deadlines-edge-closer/</loc>
<lastmod>2017-09-07T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/uk-fintech-startup-hires-former-hsbc-compliance-specialist-to-join-leadership-team/</loc>
<lastmod>2017-09-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/money-transfer-the-more-competitive-landscape-by-andrea-dunlop/</loc>
<lastmod>2017-09-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/valitor-continues-acquisition-spree-with-appointment-of-managing-director-and-chief-marketing-officer/</loc>
<lastmod>2017-09-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/an-post-launches-new-smart-account-with-payment-cloud-technologies-bank-vision/</loc>
<lastmod>2017-09-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-announces-appointment-of-new-ciso/</loc>
<lastmod>2017-09-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/major-uk-banks-closed-to-fintech-business-by-andrea-dunlop/</loc>
<lastmod>2017-09-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-inclusion-will-be-launching-standards-for-identifying-best-practice/</loc>
<lastmod>2017-09-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-futures-is-looking-for-prospective-team-members/</loc>
<lastmod>2017-09-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/announcing-saxo-payments-banking-circle-as-benefactor-for-project-international-trade/</loc>
<lastmod>2017-09-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-media-has-raised-the-profile-of-the-epa-with-activities-and-insights-being-publicised-in-the-fintech-times-payments-journal-fintech-finance-fintechfutures-and-law360/</loc>
<lastmod>2017-09-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-fca-have-taken-on-board-project-regulator-consultation-response-to-cp17-11/</loc>
<lastmod>2017-09-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/richard-burchill-will-be-delivering-a-keynote-presentation-on-tuesday-7th-november-for-project-retail/</loc>
<lastmod>2017-09-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/andrea-dunlop-authors-piece-on-banking-access-and-termination-of-services-to-fintechs/</loc>
<lastmod>2017-09-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-women-in-paytech-lead-anne-pieckielon-spoke-about-women-in-paytech-at-payments-international/</loc>
<lastmod>2017-09-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/chairman-of-pilatus-bank-claims-that-private-banking-soon-will-become-an-everyday-lifestyle-service/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/prepay-solutions-boards-moneses-brexit-bus-to-support-e350-million-free-movement-campaign/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-can-now-offer-australian-ekyc-data/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-banking-circle-becomes-benefactor-of-major-emerging-payments-project/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-spotlights-next-generation-faster-payments-solutions-fraud-prevention-strategies-and-new-digital-banking-capabilities-at-sibos-afp-and-mrc/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/allpay-limiteds-survival-of-the-fittest/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/alexa-and-the-all-new-echo-echo-plus-and-echo-dot-now-available-in-india/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/switching-superhighway-celebrates-four-years-four-million-account-switches/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/is-your-restaurant-ready-for-the-diner-of-the-future/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mobile-commerce-shortlisted-for-two-ecommerce-awards/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/money-transfer-the-more-competitive-landscape/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/gdpr-business-headache-or-business-opportunity/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mobile-payments-technological-contractual-and-regulatory-convergence/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-offers-value-added-services-with-premier-tax-free-and-storymaker/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-facilitates-online-sales-of-webasto-electric-vehicle-charging-stations/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-launches-alipay-for-schustermann-borenstein/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cashplus-expands-with-new-30m-debt-facilities-led-by-rbs/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/at-the-10th-anniversary-of-the-iphone-chairman-of-pilatus-bank-draws-a-stark-comparison-of-the-role-technology-has-played-in-banking-vs-telecommunication/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-machine-learning-algorithms-improve-card-not-present-fraud-detection-by-30/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-data-have-premium-cards-lost-their-edge-in-the-uk/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-companys-co-founder-monica-eaton-cardone-explores-a-trident-of-digital-evolution-in-european-payments/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kompli-globals-ceo-jane-jee-spoke-alongside-the-bank-of-england-european-central-bank-and-financial-conduct-authority-at-regtech-summit-europe-2017/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-london-office-for-fire-com/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/geoswifts-translator-tackles-chinas-tricky-payments-language-barrier/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/geoswift-cross-border-payment-solutions-provider-accepted-into-forbes-finance-council/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ad-astra-amelies-bitcoin-challenge/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fca-finalises-revised-payment-services-directive-psd2-requirements/</loc>
<lastmod>2017-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/curve-curve-card-now-does-expenses-for-you-with-xero-partnership/</loc>
<lastmod>2017-10-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclays-encore-program-helps-professionals-re-enter-the-finance-industry-in-new-york-and-london/</loc>
<lastmod>2017-10-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bank-of-hawaii-provides-innovative-digital-experience-to-business-customers/</loc>
<lastmod>2017-10-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/coinify-shares-latest-awards-and-accomplishments/</loc>
<lastmod>2017-10-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-appoints-flavia-alzetta-as-chief-executive-officer/</loc>
<lastmod>2017-10-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/currencycloud-wins-2017-api-award/</loc>
<lastmod>2017-10-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/dejamobile-is-contributing-to-the-arrival-of-mobile-ticketing-with-smartnavigo-in-ile-de-france-region/</loc>
<lastmod>2017-10-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/amplify-credit-union-turns-up-tech-focus-with-move-to-fiserv/</loc>
<lastmod>2017-10-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/klarna-announces-completion-of-acquisition-of-billpay/</loc>
<lastmod>2017-10-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/metro-bank-celebrates-golden-milestone-with-50th-store-opening-in-peterborough/</loc>
<lastmod>2017-10-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/samsung-pay-now-available-to-the-co-operative-bank-cardholders/</loc>
<lastmod>2017-10-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/sodexo-earns-top-fm-certification-in-china/</loc>
<lastmod>2017-10-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-introduces-lei-profiling-service-to-ease-mifid-ii-preparedness/</loc>
<lastmod>2017-10-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tola-mobile-and-wi-q-offer-a-new-way-to-order-and-pay-via-mobile/</loc>
<lastmod>2017-10-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/how-millennials-are-shaping-the-future-of-payments/</loc>
<lastmod>2017-10-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/worldcore-national-winner-of-ce-startup-awards/</loc>
<lastmod>2017-10-04T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/emerging-payments-association-launches-new-membership-for-early-stage-fintechs/</loc>
<lastmod>2017-10-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-fca-has-opened-for-applications-under-psd2/</loc>
<lastmod>2017-10-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fighting-modern-slavery-collective-responsibility-and-transparency-by-john-davies-and-anne-pieckielon/</loc>
<lastmod>2017-10-16T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epa-members-dominate-the-payexpo-power-10-2017/</loc>
<lastmod>2017-10-19T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-inclusion-was-referenced-in-the-big-issue/</loc>
<lastmod>2017-10-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-project-futures-project-team-has-been-finalised-and-confirmed/</loc>
<lastmod>2017-10-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-international-trade-attended-a-round-table-on-opportunities-in-mexico/</loc>
<lastmod>2017-10-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-media-launched-the-payment-heroes-video-series-in-october/</loc>
<lastmod>2017-10-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-regulator-has-created-three-core-working-groups-to-shape-the-epas-approach/</loc>
<lastmod>2017-10-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/only-25-of-tickets-left-for-retailers-to-sign-up-for-project-retails-upcoming-retail-paytech-forum/</loc>
<lastmod>2017-10-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-rome-released-a-thought-leadership-piece-on-modern-slavery/</loc>
<lastmod>2017-10-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/andrea-dunlop-member-of-the-project-women-in-paytech-team-will-speak-at-the-european-women-payments-network-conference/</loc>
<lastmod>2017-10-23T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-lost-in-transaction-volume-ii/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/robert-courtneidge-recognised-in-payments-power-10-for-sixth-consecutive-year/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-are-exhibiting-with-a-purpose-built-stand-at-the-sigma-event-the-largest-igaming-show-in-malta/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cybertonica-wins-the-best-new-back-office-innovation-award-at-emerging-payments-awards-2017/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bacs-current-account-switch-service-switches-over-four-million-accounts/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ot-morpho-becomes-idemia-the-global-leader-in-trusted-identities/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-launches-whitepaper-big-data-a-twenty-first-century-arms-race/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kemp-little-tops-the-league-in-legal-500-fintech-it-telecoms-and-ma-rankings/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pilatus-bank-believes-that-a-disruptive-fintech-product-and-personalized-customer-care-is-the-only-winning-combination-in-the-race-for-the-mass-affluent-customer/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fis-is-holding-a-transforming-the-payments-landscape-briefing-session-on-the-29th-november-in-manchester-and-the-6th-december-in-london/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/allinpay-provides-better-services-for-cross-border-e-commerce-retailers/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/banking-circle-launches-a-new-white-paper-examining-the-true-potential-of-emerging-financial-utilities-for-tier-two-and-three-banks-and-financial-tech-businesses/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-rolls-out-new-payments-solution-for-software-platforms-and-marketplaces/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pymnts-have-released-their-payments-as-a-service-paas-tracker-in-collaboration-with-paysafe/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-processing-services-extends-mobile-wallet-capabilities-to-support-android-pay-for-issuers/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/currencycloud-hosted-their-first-hackathon-at-the-end-of-september-read-the-round-up-from-the-event/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fleetcor-uk-bolsters-leadership-team-with-the-appointment-of-thore-vestergaard-and-allister-mitchell/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-processing-services-agreement-with-marq-millions-to-deliver-technology-for-its-alternative-bank-arro/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-processing-services-combines-contactless-payments-with-luxury-wearables-for-armillion/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclaycards-grabgo-has-been-awarded-top-innovations-in-payments-and-wallets-at-the-efma-accenture-dmi-awards/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/multiple-award-wins-for-prepay-solutions-at-the-2017-emerging-payments-awards/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/payment-cloud-technologies-named-leading-emerging-payments-organisation-at-10th-emerging-payments-awards/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/adastras-amelie-arras-wins-the-money20-20-payments-race/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/a-thematic-breakfast-with-the-fintech-innovation-desk-of-the-french-regulator/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-payments-on-fire-podcast-speaks-with-modulr-ceo-myles-stephenson-on-tech-faster-payments-and-psd2/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/modulrs-ceo-myles-stephenson-sets-out-his-predictions-for-open-banking-with-catalyst/</loc>
<lastmod>2017-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-social-engineering-and-push-payment-fraud-who-should-pay/</loc>
<lastmod>2018-01-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-instant-payments-mean-real-time-payments-fraud/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ficos-intelligent-collections-help-metrobank-card-meet-growth-and-improve-customer-service/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-offers-free-cybersecurity-ratings-to-companies-worldwide/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-awarded-seven-new-patents-for-analytic-innovations-in-fraud-detection-and-ai/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-financial-risk-business-announces-new-company-name-refinitiv/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-company-shortlisted-for-multiple-emerging-payment-awards/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-companys-cio-and-co-founder-discussed-this-years-hottest-topics-in-payments-with-financial-it/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-company-advises-merchants-to-adopt-artificial-intelligence-and-big-data-to-fight-fraud/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-companys-vp-of-business-development-kristjan-gjura-confirmed-to-speak-at-the-european-summit/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ray-brash-prepay-solutions-on-what-prepay-solutions-is-all-about/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/alan-king-fleetcor-on-how-do-they-stay-on-top-of-regulation/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paypoint-agrees-landmark-deal-with-ebay-to-access-the-collect-network-for-parcel-deliveries/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/uk-swoon-partners-with-payments-provider-klarna-to-offer-flexible-financing/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/online-beauty-retailer-beauty-bay-partners-with-leading-payments-provider-klarna-to-drive-growth/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/signicat-joins-etsi-for-standardisation-of-digital-signatures-and-trust-services/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/konsentus-selected-as-finalist-at-the-bbva-fintech-awards/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/locke-lord-shortlisted-in-the-best-professional-service-organisation-category-at-the-emerging-payments-awards/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/marqeta-moves-into-new-shoreditch-office-and-recruits-dean-king-as-business-development-manager/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/idemia-selected-to-deliver-its-next-generation-fingerprint-matcher-engine-as-part-of-the-uk-home-office-biometrics-programme/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ethocas-keith-briscoe-sat-down-with-the-paypers-on-what-the-company-does-to-keep-fraudsters-off-easyjets-planes/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/myles-stephenson-appeared-on-camera-at-money20-20-europe-introducing-modulr-and-its-sector-focus-to-fintech-finance/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fintech-unpluggeds-second-live-episode/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/park-group-signs-new-retail-collaborations-with-the-arcadia-group-office-outlet-fat-face-and-wynsors/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/eqt-acquires-saxo-payments-banking-circle/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafes-andrea-dunlop-wins-woman-in-paytech-award/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cft-group-scoops-top-payments-award/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/consult-hyperion-money20-20-europe-get-to-know-the-four-levels-of-biocryptology/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/consult-hyperion-dunedin-private-equity-firm-seals-44m-fintech-deal/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-biometric-payments-to-take-centre-stage-as-1-in-4-of-online-sales-will-require-further-security-next-year/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/worldpay-and-mastercard-to-enter-new-global-partnership-focused-on-innovating-payments/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/siobhan-moore-of-locke-lord-receives-highly-commended-at-the-uk-gift-card-and-voucher-association-awards/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-banking-circle-wins-at-paytech-awards/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-signs-on-to-mobile-connect/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fortytwo-data-part-of-inaugural-parliamentary-group-for-digital-currencies/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-processing-services-joins-the-women-in-finance-charter/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fire-com-founder-ceo-colm-lyon-appointed-to-uk-finance-payments-product-and-service-board/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-the-smartphone-as-a-weapon-against-identity-fraud/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-mobile-authentication-what-happens-when-security-and-usability-stop-being-mutually-exclusive/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/stet-aci-worldwide-instant-payments-partnership/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-instant-open-payments-a-winning-combination/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-turning-psd2-from-cost-center-to-revenue-generator/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-general-manager-for-bacs/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-will-psd2-increase-authorised-push-payment-fraud/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-application-fraud-the-role-of-ai-and-machine-learning/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-how-to-build-credit-risk-models-using-ai-and-machine-learning/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-too-many-uk-firms-think-their-cybersecurity-is-tops/</loc>
<lastmod>2018-01-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/banking-technology-award-goes-to-saxo-payments-banking-circle-virtual-iban/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/psr-regulatory-fees-consultation-and-decision-paper/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-global-data-announces-a-further-strengthening-of-our-global-ekyc-platform-introducing-a-new-danish-ekyc-service/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-3-reasons-why-psd2-could-mean-fewer-card-transactions/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/idemia-has-been-selected-by-wizink-to-launch-samsung-pay-in-spain/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/idemia-and-flexigroup-to-launch-australias-first-motion-code-credit-card/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/modulr-introduces-sub-90-second-24x7-business-payments/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/will-2018-be-the-year-the-financial-utility-comes-of-age-saxo-payments-banking-circle-sets-out-its-predictions-for-2018/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/npso-stakeholder-breakfast-briefing-17-january-2018/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/transact-24-owner-net1-partners-with-bitstamp-to-facilitate-safe-secure-and-faster-cryptocurrency-purchases/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/immediate-payments-require-new-business-models-first-it-solutions-can-come-later/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/arkea-banking-services-is-proud-to-be-the-sponsor-of-a-team-of-the-4l-trophy/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/modulr-speaks-with-pymnts-on-real-time-b2b-payments/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ethoca-comments-on-the-false-declines-spiral-in-bobsguide/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-and-fortress-gb-launch-first-integrated-contactless-stadium-card/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/jcb-partners-with-izettle-and-the-iconic-london-black-taxis/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pilatus-bank-risk-manager-discusses-the-importance-of-incorporating-fintech-into-the-overall-banking-strategy/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pilatus-bank-discusses-whether-banks-are-failing-generation-x/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/locke-lord-names-siobhan-moore-global-head-of-cards-and-payments-practice/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/american-express-to-provide-additional-flexibility-to-merchants-by-eliminating-signature-requirements-worldwide/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclays-super-8-the-future-of-tech/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/coinify-and-blockchain-introduce-recurring-orders/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-issues-fresh-challenge-to-business-banking-market-with-launch-of-freedom-business-solutions/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/discover-mobile-app-users-now-can-log-in-with-a-glance-on-apples-iphone-x/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/making-business-payments-more-secure-with-the-firework-mobile-app/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/two-credit-unions-switch-to-fiserv-core-account-processing-to-provide-foundation-for-their-digital-focus/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-psd2-spells-the-end-of-surcharges/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/worldpay-partners-with-klarna-to-launch-invoice-and-credit-based-payments-in-6-key-european-markets/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/jane-jee-ceo-kompli-global-on-do-aml-compliance-managers-need-tech-support/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/access-to-cash-link-response-to-treasury-committee/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-is-the-first-international-acquirer-for-mastercards-pay-by-bank-app-the-new-fully-digital-payment-method-in-the-uk/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/in-a-matter-of-taps-a-new-payee-can-now-be-set-up-on-the-metro-bank-mobile-app/</loc>
<lastmod>2018-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-launches-digital-fleet-card-program-for-shell-in-indonesia/</loc>
<lastmod>2018-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/gps-are-banks-ready-to-embrace-invisible-banking/</loc>
<lastmod>2018-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/are-new-regulations-enough-to-keep-uk-open-for-business/</loc>
<lastmod>2018-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-international-trade-leads-way-in-trade-mission-to-australia-and-new-zealand/</loc>
<lastmod>2018-02-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/konsentus-psd2-open-banking-the-ticking-time-bomb-for-eu-financial-institutions/</loc>
<lastmod>2018-02-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/prepay-solutions-partners-with-countingup-to-provide-straightforward-business-banking/</loc>
<lastmod>2018-02-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/consumers-and-businesses-can-now-pay-and-transfer-between-multiple-currencies-using-mastercard-flow-prepaid-and-echo-prepaid/</loc>
<lastmod>2018-02-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fortytwo-data-appoints-machine-learning-expert-luca-primerano-as-chief-ai-officer/</loc>
<lastmod>2018-02-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-banking-circle-digitisation-top-of-the-agenda-as-banks-step-up-to-the-fintech-threat/</loc>
<lastmod>2018-02-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thames-technology-completes-strategic-recruitment-project/</loc>
<lastmod>2018-02-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/swapx-and-global-processing-services-launch-a-travel-money-card-that-lets-consumers-swap-and-spend-in-local-currencies/</loc>
<lastmod>2018-02-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kompli-global-ceo-jane-jee-on-the-gambling-industry-needs-to-stop-bluffing-when-it-comes-to-aml-compliance/</loc>
<lastmod>2018-02-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/signicat-featured-in-lafferty-groups-new-bank-fintech-partnership-report/</loc>
<lastmod>2018-02-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/idemia-and-jcb-trial-of-the-first-f-code-payment-card-in-japan/</loc>
<lastmod>2018-02-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-and-entersekt-enable-all-in-one-scan-to-pay-feature-in-nedbank-app/</loc>
<lastmod>2018-02-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kemp-little-to-advise-12-winning-fintechs-on-final-stage-of-api-open-banking-challenge/</loc>
<lastmod>2018-02-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/moorwand-and-global-processing-services-latest-podcast-including-the-third-fintech-unplugged-live-from-pif-innovation-day/</loc>
<lastmod>2018-02-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-alison-donnelly-scoops-top-aml-and-payments-services-awards/</loc>
<lastmod>2018-02-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/simon-eacott-of-natwest-appointed-to-one-of-the-12-placed-on-the-participant-advisory-council/</loc>
<lastmod>2018-02-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aevi-peter-spee-vp-strategy-corporate-development-discusses-digital-transformation-for-smbs-a-look-into-the-payments-trends-for-the-rest-of-2018/</loc>
<lastmod>2018-02-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aevi-will-be-present-at-money20-20-las-vegas-complimentary-discount-code-to-get-your-tickets-use-aevi250a/</loc>
<lastmod>2018-02-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/starling-bank-launches-vertical-debit-cards/</loc>
<lastmod>2018-02-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cashplus-britains-original-and-first-profitable-fintech-celebrates-seventh-year-of-profitability/</loc>
<lastmod>2018-02-08T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/idemia-delivers-the-new-metal-hsbc-black-credit-card/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-currencycloud-study-fostering-innovation-from-ideas-to-action/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-download-the-real-time-payments-value-realization-is-here-report/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-company-launches-new-state-of-the-art-friendly-fraud-alert-service/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-company-explains-the-latest-visa-and-mastercard-rule-changes/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-companys-co-founder-monica-eaton-cardone-named-one-of-the-top-female-entrepreneurs-in-the-uk/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-companys-co-founder-was-featured-in-forbes-discussing-escaping-age-old-technology-stereotypes/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/optimising-your-payment-processes-with-the-fire-com-payments-api/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/4-ways-fire-com-is-taking-the-hassle-out-of-end-of-year-taxes/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/series-2-episode-1-of-fintech-unplugged-featuring-robert-courtneidge-of-moorwand-and-suresh-vaghjiani-of-gps-has-now-launched/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-new-ways-to-fight-fraud-and-financial-crime/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/basisbank-will-manage-risk-and-accelerate-digital-transformation-with-fico-technology/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-research-from-allstar-business-solutions-a-fleetcor-subsidiary-reveals-that-75-of-uk-businesses-are-unclear-on-alternative-fuel-policy/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/calling-all-fintechs-acquirers-issuers-and-more-to-the-jcb-stand-at-money-2020/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/adastra-top-5-things-exhibitors-forget-in-fintech-events/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ethocas-keith-briscoe-speaks-to-pymnts-on-how-their-new-integrated-solution-suite-can-mitigate-up-to-90-of-chargebacks/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/digital-transactions-interviews-keith-briscoe-of-ethoca-on-what-visas-new-chargeback-resolution-program-means-for-merchants/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/modulr-delves-into-open-banking-apis-outlining-the-potential-for-a-european-wide-api-standard-in-altfi-com/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-global-data-appoints-new-chief-financial-officer/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fleetcor-smarter-payment-solutions-and-tailored-expense-strategies-are-key-for-smes/</loc>
<lastmod>2018-03-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/freemarketfx-joins-saxo-payments-banking-circle/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-banking-circle-fragmented-asian-payments-market-stalling-business-success/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/transferwise-chooses-wirecard-as-debit-card-issuer-for-millions-of-users/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/gps-suresh-vaghjiani-on-prepaid-cards-psd2-and-the-paytech-of-things/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fintech-unplugged-co-presented-by-two-1-influencers-in-the-payments-power-ten-robert-courtneidge-of-moorwand-and-suresh-vaghjiani-of-global-processing-services/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-convenient-future-in-store-as-co-op-dials-up-pay-in-aisle-technology/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mando-announces-the-launch-of-their-universal-card-in-collaboration-with-global-processing-services/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/money20-20-asia-payments-race-interview-with-adastra-director-and-bitcoin-racer-amelie-arras/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-gdpr-reality-a-cybertonica-evening-discussing-cybersecurity-and-gdpr/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cybertonica-appoints-technical-advisor-to-develop-its-broader-applications-in-cybersecurity-and-collaborates-with-emerging-payments-association/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/currencycloud-introducing-global-collections/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/unionpay-international-forges-major-strategic-alliance-with-aci-worldwide-to-grow-global-footprint/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-webinar-real-time-payments-value-realisation-is-here/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/making-trade-easier-for-fire-com-business-customers/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/how-fire-com-is-helping-businesses-with-the-uncertainty-of-brexit/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fire-com-sage-one-and-quickbooks-compatible-statement-exports-now-available-in-firework-online/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/konsentus-the-world-of-open-banking/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/konsentus-eu-open-banking-is-not-just-for-banks/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/konsentus-psd2-open-banking-who-will-use-it/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/chairman-of-faster-payments-joins-konsentus-team/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/polymath-consulting-gdpr-compliance-for-bin-sponsors-programme-managers-and-wallet-card-processors/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bacs-new-campaign-aims-to-raise-awareness-of-account-switching-among-smes/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-banking-circle-building-a-utility-layer-for-banking/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-global-data-adds-both-france-and-spain-to-its-growing-list-of-ekyc-services-being-offering/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-global-data-and-sky-betting-gaming-skybet-join-forces/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-how-fraud-changes-in-the-world-of-real-time-payments/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-5-tips-for-avoiding-credit-card-debt-problems/</loc>
<lastmod>2018-04-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-banking-circle-a-quarter-of-small-businesses-would-cut-staff-if-they-couldnt-access-new-finance/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/hans-henrik-hoffmeyer-joins-coinify-as-chief-operating-officer/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/meet-sameer-ismail-coinifys-chief-risk-officer/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/coinify-launches-corporate-brokerage-service-for-eth-and-btc/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/coinify-to-broker-funds-raised-in-blockshippings-ico/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/konsentus-appoints-leeroy-pye-as-advisory-board-member/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-what-the-fca-really-wants-from-e-money-and-payment-institutions/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-got-a-complaint-about-a-payment-service/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-consumer-payments-will-request-for-payment-be-the-next-big-thing/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-what-rihanna-can-teach-us-about-a-decade-of-uk-faster-payments/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-launches-accelerate-to-continue-to-unleash-the-potential-of-fintechs/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/conversational-commerce-primed-to-be-the-next-digital-frontier-says-mastercard-study/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-send-to-launch-in-the-uk-offering-real-time-payments-to-every-bank-account/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-puts-down-roots-in-the-us/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-transakt-judged-psd2-compliant-for-strong-customer-authentication/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-banking-circle-vp-of-marketing-appointed-to-executive-board-of-the-european-women-payments-network/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-processing-services-receives-44-million-funding-making-it-uks-largest-b2b-fintech-financing-this-year/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/experience-key-in-nitecrest-group-sales-director-appointments/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/swift-extends-gpi-to-all-cross-border-payments/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-completes-acquisition-of-ipayment/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-andrea-dunlop-featured-on-the-cover-of-this-months-edition-of-uk-retail-banker-from-rfi-group/</loc>
<lastmod>2018-04-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/early-stage-fintechs-get-regulation-guidance/</loc>
<lastmod>2018-04-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/will-gdpr-and-psd2-exacerbate-financial-exclusion/</loc>
<lastmod>2018-04-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-banking-circle-cashflow-stifled-for-nearly-half-of-businesses-trading-internationally/</loc>
<lastmod>2018-05-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cybertonica-the-gdpr-reality-an-evening-on-cybersecurity-and-gdpr/</loc>
<lastmod>2018-05-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-real-time-payments-will-be-europes-most-dominant-payments-system-are-you-ready-to-realize-the-full-value/</loc>
<lastmod>2018-05-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/prepay-solutions-cracks-open-new-partnership-with-challenger-bank-coconut/</loc>
<lastmod>2018-05-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ramparts-welcomes-karen-griffin/</loc>
<lastmod>2018-05-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/gps-switzerland-and-austria-to-host-its-annual-uk-fintech-mission/</loc>
<lastmod>2018-05-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-processing-services-and-revolut-join-forces-for-the-launch-of-the-startups-multi-currency-fx-app-in-the-apac-region/</loc>
<lastmod>2018-05-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/multi-currency-e-money-app-devere-vault-launches-companion-cards/</loc>
<lastmod>2018-05-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-money-transfers-made-easy-with-skrill-send-direct/</loc>
<lastmod>2018-05-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cybertonica-appoints-chief-product-officer-to-deepen-offer-in-transaction-systems-security-and-anti-fraud/</loc>
<lastmod>2018-05-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-joins-saxo-payments-banking-circle/</loc>
<lastmod>2018-05-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/jane-jee-on-the-key-to-opbass-success/</loc>
<lastmod>2018-05-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fleetcor-subsidiary-allstar-business-solutions-launches-cost-saving-scheme-for-smes/</loc>
<lastmod>2018-05-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/allpay-limited-and-clearbank-join-forces-to-transform-the-uk-prepaid-and-bill-payments-market/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/london-mayor-chooses-b4b-payments-for-international-growth-programme/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclays-hybrid-connection/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-technologies-launches-new-paymode-x-apis/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/carta-worldwide-announces-partnership-with-railsbank-to-enable-customers-to-issue-own-branded-mastercard-debit-cards/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/coinify-the-worlds-smallest-computer-is-here-and-its-based-on-blockchain/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/compass-plus-offers-active-active-database-clustering-on-tranzaxis/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-chancellor-drives-uk-fintech-strategy/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/creditcall-and-credorax-align-to-bring-omni-channel-payment-platform-to-under-served-small-and-medium-sized-european-merchants/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/credit-agricoles-paylib-contactless-mobile-payment-service-based-on-dejamobiles-hce-solution-is-now-accessible-to-visa-card-holders/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/discover-enhances-mobile-experience-with-redesigned-app-homepage/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/peoples-trust-company-selects-finastra-to-fulfill-end-to-end-lending-vision/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fiserv-and-mastercard-help-financial-institutions-approve-more-genuine-transactions-without-increasing-risk/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/uber-freight-partners-with-fleetcor-to-bring-savings-to-its-carriers-and-their-drivers/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/geoswift-to-throw-hat-in-virtual-banking-ring/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/headcount-expands-advisory-board-with-payments-veteran-stanley-skoglund/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kalixa-ceo-judging-emerging-payments-awards-2018/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/klarna-and-myonlinestore-partner-up-to-offer-all-in-one-online-commerce-solution/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/metro-bank-debuts-walk-out-trading-service/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/modulr-payroll-still-highly-manual-but-change-is-coming/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paypoint-extends-atm-cashback-offer/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-further-strengthens-its-executive-team/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/teams-with-gender-parity-achieve-better-results-across-the-board-sodexo-finds/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-launches-bitcoin-sentiment-data-feed-for-trading-and-risk-management/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/qatar-airways-and-wirecard-expand-collaboration-to-offer-alipay-at-doha-airport/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/whats-next-in-cards-with-global-processing-services/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cybertonica-has-been-selected-to-participate-in-fintech-europe-2018/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-psd2-a-glimpse-inside-the-regulator/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-psd2-further-inside-the-regulator/</loc>
<lastmod>2018-05-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aevis-vision-for-openness-shines-at-money20-20-europe/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/blue-train-marketing-blog-explains-why-podcasts-are-back-and-bigger-than-ever/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kemp-little-building-consumer-trust-is-the-biggest-open-banking-challenge/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kemp-little-access-to-talent-in-the-fintech-industry-is-there-a-light-at-the-end-of-the-tunnel/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/challenger-bank-tide-partners-with-paypoint-to-allow-cash-deposits-across-uk-retail-network/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-launches-new-report-lost-in-transaction-payment-trends-2018/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fire-com-authorised-for-new-payment-services/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/an-interview-with-ekaterina-safonova-director-for-partnerships-and-training-at-cybertonica/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cybertonica-named-a-finalist-in-the-category-best-use-of-payments-data-as-the-emerging-payments-awards-2018-are-announced-in-london/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/money20-20-europe-an-interview-with-joshua-bower-saul-ceo-of-cybertonica/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-banking-circle-shortlisted-in-four-emerging-payments-awards-categories/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/arkea-banking-services-ready-for-instant-payments/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/arkea-banking-services-webinar-about-instant-payment/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/seb-goes-live-on-swifts-global-payments-innovation-service/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fortytwo-data-appoints-a-content-media-and-marketing-manager-to-consolidate-marketing-and-media-activities/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysme-launches-funding-round-with-crowdcube-to-help-smes-grow-mobile-payments/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/valitor-picks-dejamobile-to-offer-mobile-payments-and-branded-mobile-wallets-to-clients/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/managing-business-expenses-with-fire-com/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-company-announces-the-year-long-chargeback-charity-challenge/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-companys-travel-expert-stefano-petrazzoli-discusses-retaining-revenue-in-the-travel-industry/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-companys-director-card-scheme-compliance-tracy-cray-reviews-key-elements-of-vcr/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-companys-co-founder-monica-eaton-cardone-speaks-with-fintech-finance-on-industry-changes-at-money20-20-europe/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mitek-and-signicat-partner-to-improve-digital-customer-on-boarding-for-financial-institutions/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/signicat-and-verisec-partner-to-offer-swedens-freja-eid-across-europe/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/signicat-and-belgian-mobile-id-to-deliver-trusted-digital-identity-services-in-belgium-through-the-itsme-digital-identity-scheme/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-announces-fast-track-access-to-its-network-and-100m-investment-for-european-fintechs/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-when-it-comes-to-mobile-banking-apps-what-makes-a-winner/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-welcome-contactless-on-milan-metro/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/monese-the-banking-bandwagon-everyone-else-jumped-on/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/monese-becomes-a-member-of-fraud-intelligence-agency-cifas/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/monese-research-suggests-young-people-are-willing-to-move-overseas-for-jobs/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/b4b-payments-the-best-kept-secret-in-payments/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/modulrs-myles-stephenson-features-on-money20-20-podcast/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-global-data-new-service-bank-account-verification/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-global-data-renewed-partnership-agreement-with-european-challenger-bank/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fintech-unplugged-listen-to-the-latest-podcasts/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/open-payments-cloud-continues-to-build-new-fintech-partnerships-with-cashflows-offering-bin-sponsorship-services/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/in2retail-selects-cashflows-for-european-atm-roll-out/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cashflows-looks-forward-to-another-successful-year-as-bin-sponsor-of-leading-independent-atm-deployer-cardtronics/</loc>
<lastmod>2018-05-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fintechunplugged-features-the-epas-tony-craddock-introduces-the-man-on-the-street/</loc>
<lastmod>2018-05-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclaycard-trials-game-changing-technology-that-lets-restaurant-customers-dine-and-dash/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-company-calls-for-an-industry-wide-change-on-managing-disputes/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-company-reveals-how-to-avoid-false-economies-of-peak-sales-days/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-company-provides-an-overview-of-the-health-and-status-of-chargeback-management-in-the-cnp-space/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/modulr-demonstrates-how-its-revolutionising-customer-experience-in-the-times/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/modulr-highlights-the-eight-things-businesses-need-to-know-about-psd2/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ethoca-introduce-eliminator-to-eradicate-chargeback-costs/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/adastra-list-their-top-picks-from-the-global-fintech-awards-in-a-convenient-pdf-reference/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/prepay-solutions-opens-united-arab-emirates-office/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/b4b-payments-new-name-better-presents-our-expertise-focus-and-value/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/american-express-chief-financial-officer-to-participate-in-kbw-cards-payments-financial-technology-symposium/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/challenger-brand-starling-bank-joins-bacs/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/carta-provides-debit-capabilities-for-transferwise-borderless-account/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/coinify-putting-the-blockchain-in-space/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/consult-hyperion-nordics-new-technology-and-neo-banks/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-launches-buffer-account-to-revolutionise-the-delivery-of-loans/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/currencycloud-richard-arundel-tapped-to-support-continued-growth-of-its-cloud-based-payments-platform-in-north-america/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/chargebacks-explained-how-am-i-protected-with-curve/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/discover-and-nxt-id-subsidiary-fitpay-partner-to-extend-payments-to-iot-devices/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/lhv-estonias-leading-financial-group-will-combat-money-laundering-with-fico-compliance-solution/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fiserv-consumer-survey-finds-digital-experiences-factor-in-lifes-most-important-financial-decisions/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-comply-or-die-how-compliance-audits-can-help-fintechs-survive/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-technology-resolution-at-incomm/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/judopay-ceo-ryan-farley-visa-conjure-ribot-dr-paul-marsden-and-epas-tony-craddock-talk-about-connected-commerce-and-iot-on-9th-march/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/klarna-appoints-new-general-manager-for-dach-region/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-expands-support-of-mobile-network-operators/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/moorwand-celebrates-epa-membership-by-sponsoring-februarys-ephome/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pilatus-bank-chairman-discusses-whether-fintech-is-the-ultimate-solution-to-our-everyday-banking-needs/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/signicat-the-uks-second-tier-digital-identity-scheme-will-lead-to-a-second-tier-digital-economy/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-expands-global-network-of-partners-to-promote-contactless-payments-in-public-transportation/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/allianz-visa-and-wirecard-collaborate-to-launch-mobile-payment-app-allianz-prime/</loc>
<lastmod>2018-06-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/payments-community-calls-on-government-to-show-courage-in-supporting-the-uk-payments-industry/</loc>
<lastmod>2018-06-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/switzerland-and-austria-to-host-its-annual-uk-fintech-mission/</loc>
<lastmod>2018-07-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-enters-landmark-partnership-with-wirex-to-power-everyday-spending-of-converted-cryptocurrencies/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-enables-google-pay-to-make-transacting-easier-and-more-secure/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/konsentus-psd2-open-banking-glossary-dont-get-lost-in-the-jargon/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fleetcor-subsidiary-allstar-named-uk-government-fuel-card-partner/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-processing-services-consumers-and-businesses-can-now-pay-and-transfer-between-multiple-currencies-using-mastercard-flow-prepaid-and-echo-prepaid/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-processing-services-the-direct-finance-card-gives-companies-direct-overview-and-control-over-all-employee-expenses-in-real-time/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-processing-services-first-cohort-of-24-uk-smes-selected-to-join-the-access-india-programme/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/i-movo-department-of-work-pensions-payment-exceptions-service/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/konsentus-identifying-an-approved-tpp-in-psd2-open-banking/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/amazon-pay-alexa-take-me-to-doncaster-virgin-becomes-first-train-company-to-sell-tickets-through-voice-command/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/join-kemp-little-for-a-breakfast-seminar-on-june-20th-on-how-technology-is-changing-the-face-of-financial-services-register-here/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/an-interview-with-joshua-bower-saul-ceo-and-co-founder-of-cybertonica/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/conversation-with-alan-nagle-chief-commercial-officer-of-cybertonica/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cashplus-launches-international-payments-service-to-help-put-britains-smes-on-the-world-stage/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclaycard-launches-new-exclusive-benefits-for-live-entertainment-fans/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/erste-bank-will-leverage-acis-up-portfolio-of-solutions-to-meet-compliance-requirements-for-national-instant-payments-scheme-and-psd2/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-nearly-80-percent-of-banks-expect-real-time-payments-and-open-banking-will-drive-payments-transformation-over-time/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-eu-real-time-payments-realisation-is-here-are-you-ready/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/banking-heads-reveal-plans-to-take-on-the-fintech-challenge/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/eml-payments-adds-value-to-its-client-proposition-by-joining-saxo-payments-banking-circle/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-launches-accelerate-to-help-fintechs-scale/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/account-management-giant-sage-and-b4b-payments-announce-key-strategic-partnership/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-launches-3-new-programmes-with-bi-worldwide-transferwise-and-glint/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/signicat-research-retail-banks-lose-over-half-of-european-applicants-during-on-boarding/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/transact-payments-one-in-five-americans-think-their-payments-will-be-completely-cashless-in-their-lifetime/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/transact-payment-regulators-need-to-avoid-a-blanket-approach-to-dlt-rules/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/saxo-payments-banking-circle-launches-banking-circle-lending-at-money20-20-europe/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/leeroy-pye-moves-to-ceo-at-tagnitecrest/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bankable-partnering-with-starling-bank-and-transact-payments-to-deliver-a-full-service-payments-infrastructure/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-company-bolsters-its-team-with-visas-craig-mcclure/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/e-commerce-and-affiliate-marketing-expert-melissa-fitzsimmons-joins-the-chargeback-company/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-survey-uk-car-buyers-ready-for-digital-financing-but-adoption-is-slow/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/raiffeisen-bank-will-accelerate-digital-transformation-with-fico-platform/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-unveils-exciting-new-plug-into-paysafe-brand-positioning/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/b4b-payments-ceo-paul-swinton-elected-to-prepaid-international-forum-pif-board/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-fico-and-equifax-regtech-solution-can-help-lenders-meet-affordability-requirements/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/moorwand-and-global-processing-services-latest-fintech-unplugged-podcast-features-open-cloud-payments/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/valitor-leverages-visa-direct-to-offer-instant-transactions/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ethocas-keith-briscoe-speaks-on-camera-with-afp-discussing-the-benefits-of-a-layered-approach-to-fighting-friendly-fraud-and-false-declines/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/modulr-gives-its-take-on-creating-an-open-banking-world-and-the-role-of-apis-in-computer-business-review/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epa-scaleup-member-konsentus-is-money2020-europe-startup-pitch-finalist/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-unveils-solutions-to-underpin-open-banking-transformation/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/adastra-successful-marketing-events-8-critical-stakeholders-you-need-on-board/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/curve-the-end-of-money-management-tools-curve-introduce-insights-a-detailed-view-of-users-spending-habits/</loc>
<lastmod>2018-07-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epas-project-regulator-interview-with-iana-dimitrova-ozan/</loc>
<lastmod>2018-07-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/coinify-selects-cybertonica-to-deploy-industry-leading-fraud-prevention-and-aml-technology-services/</loc>
<lastmod>2018-08-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclays-how-cheque-imaging-is-helping-small-businesses/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-media-continues-raising-epa-profile/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-tech-deploys-machine-learning-to-boost-epayment-adoption/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/carta-provides-debit-capabilities-to-make-true-multi-country-banking-accessible-to-all/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-regulator-has-received-a-response-from-the-open-banking-implementation-entity/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-company-psd2-explained/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/denmark-leading-the-way-in-the-adoption-of-blockchain-payments/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-retails-survey-80-of-retailers-do-not-feel-that-their-voice-is-heard/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/curve-card-launches-for-consumers/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/dejamobile-ceo-contributes-to-the-data-security-dossier-of-cap-digital/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-rome-encourages-all-epa-members-to-respond-to-the-psrs-discussion-paper/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/discover-increases-acceptance-in-hong-kong/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epam-and-black-box-create-in-store-dynamic-advertising-solution-using-instant-facial-recognition/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-women-in-paytech-published-a-thought-leadership-piece-in-response-to-recent-publication/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/finastra-acquires-olfa-soft-sa/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/easier-reconciliation-for-fire-com-business-customers/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-home-savings-and-loan-company-of-kenton-ohio-moves-to-fiserv-to-build-service-offerings-and-spark-growth/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-a-new-year-a-new-payments-landscape/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/incomm-expands-gift-card-assortment-in-grocery-partners-with-new-brand-offerings/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kl-gates-welcomes-investigations-enforcement-and-white-collar-partner-to-london-office/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/maplin-and-klarna-allow-customers-to-pay-later-or-spread-the-cost-over-time/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/link-moves-to-secure-future-of-free-atms/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-the-removal-of-surcharging-on-card-payments/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bricks-and-clicks-unite-metro-bank-takes-the-revolution-nationwide-with-launch-of-current-accounts-online/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pymnts-com-interviews-modulr-ceo-on-how-b2b-payments-can-find-its-footing-in-a-world-moving-to-real-time/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paybase-our-2017/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/local-credit-unions-partner-change-account-for-award-winning-digital-banking-services/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paypoint-and-acs-team-up-on-assured-advice/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/post-office-branches-out-in-central-london-to-meet-growing-demand-for-services/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/signicat-secures-second-round-of-horizon-2020-funding-to-develop-id-assurance-as-a-service/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-and-blackstone-announce-strategic-partnership-for-thomson-reuters-financial-risk-fr-business/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vocalink-makes-new-hire-to-drive-sales-in-europe/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-peer-to-peer-function-now-available-for-all-boon-users/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/worldcore-android-app-ebaeea-membership/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-futures-will-publish-findings-of-its-inaugural-workshop-at-the-epas-agm-2018/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kompli-global-is-now-an-affiliate-member-of-the-association-of-professional-compliance-consultants/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-international-trade-and-saxo-payments-banking-circle-has-launched-fintech-helpline/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-media-kicked-off-blog-series-on-financial-exclusion/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-regulator-will-be-penning-an-open-letter-to-the-open-banking-implementation-entity/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-retail-ran-its-largest-retail-paytech-forum-to-date/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/overcoming-unconscious-bias/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-rome-strongly-encourages-epa-members-to-respond-to-the-bank-of-englands-consultation-on-iso-20022/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-joins-the-emerging-payments-association-as-benefactor-lead-sponsor-of-pay360-conference-and-supporter-of-project-women-in-paytech/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-women-in-paytech-announces-next-women-in-paytech-event/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-inclusion-met-with-matt-hancock-minister-of-state-department-for-digital-culture-media-and-sport/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-bank-of-england-is-consulting-on-a-new-messaging-standard-for-uk-payments/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-futures-will-be-hosting-its-first-workshop-on-wednesday-21st-march/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-international-trade-joined-the-lord-mayor-in-a-trade-mission-to-australia-and-new-zealand-in-february/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-medias-national-open-banking-consumer-survey-was-featured-in-the-sunday-times/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-regulator-will-be-developing-an-educational-piece-regarding-the-emerging-payments-sector/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-retail-will-be-launching-the-next-retail-paytech-forum-in-april/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-rome-met-with-the-all-party-parliamentary-group-on-fair-business-banking/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/emerging-payments-association-launches-training-academy-with-series-of-payments-specific-courses/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-women-in-paytech-has-published-a-thought-leadership-piece-on-overcoming-unconscious-bias/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/payments-api-pioneer-modulr-introduces-sub-90-second-24x7-business-payments/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/internet-retailing-expo-is-back-with-a-focus-on-omnichannel-payments/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/clearsettle-joins-the-emerging-payments-association-as-benefactor-for-project-regulator/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vietinbank-successfully-migrates-all-debit-cards-to-tranzware-from-compass-plus/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aml-and-big-data-specialist-fortytwo-data-bolsters-top-team-with-heavyweights-from-deutsche-bank-and-software-giant-sap/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bacs-latest-current-account-switch-service-figures-published/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fleetcor-subsidiary-allstar-teams-with-itm-power-to-fuel-a-hydrogen-fleet-revolution/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-provides-real-time-payments-capability-for-bmo-financial-group/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ethocas-integrated-solution-suite-aims-to-eradicate-90-of-chargebacks-through-proven-industry-collaboration/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-campaign-aims-to-raise-awareness-of-account-switching-among-smes/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/payments-community-calls-on-open-banking-to-do-more-to-enable-access-for-fintechs/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/judopay-and-visas-cybersource-partner-to-bring-in-app-payments-to-merchants-globally/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-inclusion-hosted-a-showcase-event-for-the-dwp/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-have-come-onboard-as-the-benefactor-of-project-futures/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epa-scales-up-membership-with-exclusive-offer-for-fintechs-on-a-budget/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-international-trade-will-be-launching-a-brand-new-partner-association-titled-epa-africa/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-media-lead-angela-yore-writes-piece-on-benefits-of-epa-membership/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-regulator-lead-alison-donnelly-pens-piece-on-rtgs/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-retail-will-develop-group-called-the-epa-retail-payments-leaders/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/join-the-epa-and-fico-at-money20-20/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-rome-will-be-providing-updates-and-thought-leadership-on-the-iso-20022-working-groups/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-inclusion-has-called-upon-the-payments-industry-to-do-more-to-reduce-the-number-of-financially-excluded-individuals-in-the-uk/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-women-in-paytech-will-be-launching-a-linkedin-group-to-provide-a-platform-for-mentorship/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epa-will-provice-the-department-for-works-pensions-with-guidance-on-alternate-solutions/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-futures-held-its-second-workshop-on-the-technologies-and-innovations-that-will-arise-through-an-increasing-digitised-economy/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-futures-next-workshop-will-be-on-28th-june/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-international-trade-has-launched-a-survey-on-global-markets-and-the-challenges-of-trading-internationally/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epa-cee-hosted-its-second-xceed-conference-in-may/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-media-tony-craddock-interviewed-with-fstech/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-media-continue-raising-the-profile-of-the-epa/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-regulator-and-the-epa-have-written-open-letter-to-the-obie/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-regulator-has-published-a-video-interview-with-iana-dimitrova/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-retail-has-created-a-survey-to-understand-how-the-payments-industry-can-better-provide-for-merchants/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-rome-has-published-a-report-by-andrea-dunlop-on-correspondent-banking-challenges-and-impact/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-retail-is-developing-a-series-of-explanatory-videos-that-provide-education-to-merchants/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-women-in-paytech-hosted-its-largest-women-in-paytech-event-on/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-rome-is-partnering-with-the-bank-of-england-to-promote-their-rtgs-event-in-september/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-women-in-paytech-is-undertaking-a-research-report-on-the-current-state-of-gender-balanced-initiatives-within-the-industry/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epa-insights-what-consumers-make-of-open-banking-gdpr-psd2/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/leeroy-pye-becomes-ceo-of-tagnitecrest/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/join-the-internet-retailing-expo-in-less-than-a-week-payments-mobile-omnichannel-and-more-at-irx-and-edx/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epa-insights-why-its-smart-to-act-like-an-ant/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-inclusion-were-represented-and-championed-at-bacs-event/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-futures-held-its-first-workshop-on-wednesday-21st-march/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epa-africa-hosted-an-epa-africa-awareness-day-on-wednesday-21st-and-thursday-22nd-march/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-medias-fairer-banking-survey-has-gained-some-widescale-coverage/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tickets-are-running-out-for-retail-paytech-forum-in-april/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-rome-will-be-producing-an-overview-on-banks-providing-support-for-psp/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-women-in-paytech-hosted-its-largest-event-titled-shaping-the-gender-agenda-in-paytech/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/calling-all-fintechs-dont-miss-out-on-mexico/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-regulator-promoted-epa-at-the-payment-systems-regulators-launch-of-their-annual-plan/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-inclusion-team-members-were-actively-involved-at-the-london-assembly-economy-committees-report-launch-event/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-futures-launched-a-survey-to-epa-members-to-gain-insight-on-the-interests-in-2018/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-inclusion-will-be-hosting-an-event-in-partnership-with-the-department-for-work-pensions/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-international-trade-has-launched-a-fintech-regulation-helpline/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-media-has-launched-a-national-consumer-survey-to-gauge-the-publics-knowledge-of-open-banking/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-futures-formally-launched-in-november/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-regulator-will-be-developing-briefing-paper-on-npso-npa/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-retail-will-be-launching-the-next-iteration-of-the-retail-paytech-forum-in-april/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-international-trade-launched-scaleup-membership-and-epa-cee/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-rome-has-published-a-thought-leadership-piece-on-psd2-and-the-impact-on-banking-access/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-media-raised-epa-profile-in-various-media/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-women-in-paytech-will-be-hosting-an-event-on-wednesday-28th-february-titled-shaping-the-gender-agenda-in-paytech/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-pilots-new-biometric-payment-card/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-regulator-hosted-a-hot-topic-briefing-on-the-new-payments-architecture/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-retail-hosted-its-third-retail-paytech-forum-in-november/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-predicts-2018-fraud-and-payments/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-rome-will-be-providing-high-level-overview-on-rtgs/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-psd2-a-challenge-or-an-opportunity/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-women-in-paytech-will-be-hosting-evening-of-insights-and-interaction-to-shape-how-to-challenge-the-industry-stereotypes-of-women-within-the-payments-sector/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-psd2-new-era-or-old-problems/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/dont-sit-back-take-action/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/starling-bank-joins-step2-sepa-payments-scheme/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-inclusion-published-the-epas-response-to-hm-treasurys-call-for-evidence/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-futures-has-moved-the-second-workshop-to-july/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/american-express-acquires-mezi/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-international-trade-is-partnering-with-the-dit-to-bring-uk-fintech-and-paytech-companies-over-to-australia/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclaycard-retailers-how-improving-your-in-store-experience-can-help-boost-sales/</loc>
<lastmod>2018-08-13T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-inclusion-responded-to-links-access-to-cash-review/</loc>
<lastmod>2018-09-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-financial-crime-hosted-an-inaugural-project-design-meeting/</loc>
<lastmod>2018-09-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-futures-has-published-its-report-titled-managing-a-digital-business-on-the-changing-nature-of-digital-business-transformation/</loc>
<lastmod>2018-09-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-international-trade-census-highlight-europe-asia-and-north-america-as-the-markets-of-most-opportunity/</loc>
<lastmod>2018-09-24T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-banking-access-discussed-how-24-7-banking-access-through-rtgs-could-drive-innovation/</loc>
<lastmod>2018-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-women-in-paytech-latest-event-was-the-largest-to-date/</loc>
<lastmod>2018-09-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/banking-circle-renews-as-benefactor-of-the-epas-project-international-trade/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/15-discount-for-epa-members-to-attend-lendit-fintech-europe-2018-on-19-20-november-at-the-business-design-centre-in-london/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cwg-to-launch-entersekt-product-line-into-nigerian-market/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-the-mobile-remote-enrollment-challenge/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-the-future-of-banking-relies-on-trust/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/swift-gpi-to-provide-payment-message-error-detection-and-upfront-fee-transparency/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/banking-circle-tackles-cashflow-gap-faced-by-online-merchants/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-joins-sunday-times-tech-track-100/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/financial-technology-providers-crealogix-entersekt-and-inventx-offer-a-saas-push-notification-based-authentication-solution-for-digital-banking/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/uwe-hartel-to-head-entersekts-central-european-operation/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bacs-high-fives-for-uks-flagship-account-switching-service/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/klarna-grows-again-acquiring-close-brothers-retail-finance-to-strengthen-position-in-uk-market/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/post-office-annual-report-and-accounts-published/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-contributes-to-the-gc-consultation-on-age-and-id-verification/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/marqeta-welcomes-deanna-fernandez-to-its-senior-business-development-team-in-europe/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-processing-services-gps-strengthens-its-advisory-and-leadership-team-for-its-next-phase-of-growth/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/prepay-solutions-launches-google-pay-in-uk-with-monese/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/anders-la-cour-nominated-for-payments-power-10-shortlist/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/judopay-are-nominated-for-the-fintech-power-50/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/judopay-with-a-new-approach-the-iot-could-revolutionise-the-payments-sector/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/judopay-dont-show-me-the-money-how-apps-revolutionised-the-payments-sector/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/glassdoor-judopay-voted-as-one-of-the-best-places-to-work/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-names-christian-ali-head-of-canadian-ops/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paybase-will-host-first-collaborative-workshop-for-online-marketplaces-and-gig-sharing-economy-platforms-on-11th-october-2018-in-london/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cft-group-trading-as-duesday-announces-partnership-with-moneymatic/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/banking-circle-ceo-wins-business-accolade/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/novatti-subsidiary-flexepin-leading-global-alternative-payment-method-is-now-available-in-africa/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/idemia-presents-idemia-3d-face-the-cutting-edge-facial-recognition-technology/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fleetcors-allstar-business-solutions-finds-business-expense-burden-causing-financial-stress-for-uk-workers/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/compass-plus-announces-global-expansion-of-processing-business/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-why-authentication-needs-a-standard/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-what-does-the-future-hold-for-banks/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pennies-announced-as-charity-partner-for-the-emerging-payments-awards-2018/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-launch-new-id-verification-facial-comparison-product/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-part-of-the-2018-emerging-payments-awards-finalists/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/rtgs-renewal-programme-events-in-december/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-uk-fintech-jaja-finance-announces-launch-of-mobile-first-credit-card-jaja/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-invests-in-behalf-to-support-small-business-financing/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-and-swift-launch-new-capabilities-for-real-time-cross-border-payments/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-aci-worldwide-evaluation-demonstrates-significantly-reduced-total-cost-of-ownership-for-up-base24-eps-on-linux-in-the-cloud/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/compass-plus-migrates-first-bolivian-customer-to-tranzaxis/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ethocas-keith-briscoe-sits-down-with-euromoney-on-why-digital-goods-businesses-report-some-of-the-highest-false-decline-rates/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/modulr-brings-total-funding-to-10-5m-and-opens-an-edinburgh-office-to-fuel-business-growth/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/arro-money-appoints-new-cto-to-drive-innovation-and-inclusion/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/token-learning-from-the-uks-open-banking-experience/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/token-open-banking-means-business/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/jane-jee-ceo-of-kompli-global-talks-to-tom-fox-about-the-power-of-effective-due-diligence-in-the-latest-podcast-of-innovation-in-compliance/</loc>
<lastmod>2018-10-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fiserv-business-benefits-from-open-banking/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fiserv-open-banking-the-agility-test-for-banks/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fiserv-global-speed-of-open-banking-adoption-not-a-concern-say-experts/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/philippine-veterans-bank-selects-fiserv-for-transformation-programme/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fiserv-awareness-enhances-the-payments-experience/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fiserv-a-360-degree-view-of-customer-relationships-gives-bank-the-lead-in-innovation/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fiserv-bank-of-cyprus-aml-compliance-management-testimonial/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kompli-global-sink-or-swim-why-the-financial-services-sector-needs-technology-to-tackle-money-laundering/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/jane-jee-ceo-of-kompli-global-is-featured-on-an-expert-panel-discussing-the-biggest-developments-in-the-payments-sector/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-makes-artificial-intelligence-explainable-with-latest-release-of-its-analytics-workbench/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/uk-card-fraud-falls-8-percent-in-2017-as-criminals-seek-new-battlegrounds/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-will-psd2-and-sca-ruin-your-customer-experience/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-what-is-framl-and-why-is-it-important/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-decisions-awards-2018-now-open/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-how-to-fight-identity-fraud-qa-with-andy-procter/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/stefano-petrazzoli-director-of-travel-relations-at-the-chargeback-company-explained-the-complicated-world-of-cancellation-fees-and-non-refundable-bookings/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-companys-cio-and-co-founder-monica-eaton-cardone-was-featured-in-euromoney-discussing-merchant-losses-to-fraudulent-claims/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-companys-monica-eaton-cardone-reviewed-the-evolution-of-the-payment-industry-and-the-likely-impact-of-invisible-payments/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fire-com-accelerated-payments-alternative-finance-case-study/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/refinitiv-blackstone-led-consortium-completes-partnership-transaction-with-thomson-reuters-for-financial-risk-business/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomson-reuters-continues-to-set-the-standard-for-know-your-customer-kyc-managed-services-surpassing-400000-kyc-records/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/abra-and-coinify-partnership-to-extend-wallet-services-to-europe/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/curve-now-makes-all-your-cards-zero-fx/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/konsentus-launches-webinar-series-to-assist-financial-institutions-in-meeting-psd2-open-banking-requirements/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/open-payments-cloud-has-launched-its-new-look-website-check-it-out/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/b4b-payments-latest-blog-on-financial-inclusion-how-prepaid-cards-can-help/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/blue-train-marketing-is-proud-to-announce-the-recruitment-of-two-new-team-members-thomas-cheung-and-samantha-price/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/global-processing-services-appoints-kevin-mcadam-as-vice-president-of-card-services-and-global-strategy/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-open-banking-and-the-evolution-of-digital-payments/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/swift-releases-payments-analytics-tool/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fiserv-names-lee-cameron-as-managing-director-for-emea/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-brexit-workshop-speed-network-eu-destinations-for-your-perfect-match/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pwc-acquires-regtech-solution-from-fscom/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/konsentus-psd2-open-banking-for-prepaid-programme-managers/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/konsentus-will-be-exhibiting-at-payexpo-and-look-forward-to-seeing-you-there/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/dave-birch-of-consult-hyperion-nominated-for-emerging-payments-industry-contributor-of-the-year/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-why-diversity-and-inclusion-is-good-for-business/</loc>
<lastmod>2018-10-03T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-financial-crime-has-commissioned-the-report-the-changing-face-of-financial-crime/</loc>
<lastmod>2018-10-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-futures-next-workshop-dated/</loc>
<lastmod>2018-10-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-international-trade-is-delighted-to-announce-and-support-the-launch-of-epa-asia/</loc>
<lastmod>2018-10-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-regulator-has-partnered-with-the-fca-to-promote-the-launch-of-the-fcas-regulatory-sandbox/</loc>
<lastmod>2018-10-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-banking-access-encourages-epa-members-to-get-involved-with-the-boes-upcoming-rtgs-renewal-industry-update-event/</loc>
<lastmod>2018-10-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-women-in-paytechs-next-event-is-on-thursday-24th-january/</loc>
<lastmod>2018-10-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-inclusion-supported-the-official-launch-of-the-inclusion-signpost/</loc>
<lastmod>2018-10-21T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/in-todays-regulated-payments-industry-who-does-what/</loc>
<lastmod>2018-10-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-regulator-has-published-an-explainer-document-on-the-differences-between-banks-e-money-institutions-and-payments-institutions/</loc>
<lastmod>2018-10-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/curve-card-offers-fee-free-overseas-spending-is-this-the-best-card-to-use-abroad/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/token-open-banking-is-opening-up-business-everywhere/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-technologies-expands-secure-payments-offerings/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/lloyds-banking-group-rolls-out-voice-id/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/hm-and-klarna-partner-to-elevate-the-modern-shopping-experience-for-consumers/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/klarna-raises-20m-from-hm-will-build-financing-and-payment-services-for-the-fashion-retailer/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-brings-real-time-bill-payments-to-mobile-banking-apps/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/metro-bank-rolls-out-money-management-insights/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cybertonica-wins-the-best-use-of-payments-data-award-at-emerging-payments-awards-2018/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cybertonica-neocryptotrust-the-next-major-financial-crisis-in-less-than-5-years-will-be-due-to-massive-penetration-of-a-major-bank-by-cyber-criminals/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/refinitiv-microsoft-brings-market-data-to-the-masses/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-signs-off-on-removal-of-card-signature-panel/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/swift-and-npp-australia-open-api-sandbox/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclays-woos-debt-laden-millennial-generation-with-video-chat-advice-service/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wirecard-wins-again-at-the-emerging-payment-awards/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/sibos-2018-swift-ceo-touts-success-of-gpi-reiterates-2020-for-universal-adoption/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-readies-b2b-connect-for-market/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-technologies-unveils-open-banking-capabilities-at-eurofinance-conference/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-technologies-beating-money-laundering-requires-layers-of-cyber-defence/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-technologies-stopping-fraudulent-transactions-before-they-take-place-lessons-from-the-cosmos-bank-attack/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/swift-testing-payment-flows-over-microsoft-azure/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/starling-bank-welcome-to-banking-as-a-service/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/alibaba-partners-with-banking-circle-for-futureproof-payments/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/konsentus-launches-psd2-open-banking-tpp-regulatory-checking-sandbox-supporting-obie-standards/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/headcount-acquired-by-global-igaming-recruitment-agency-pentasia/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/banking-circle-wins-2-emerging-payments-awards/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-almost-1-in-2-uk-transactions-are-now-contactless/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/simon-eacott-head-of-innovation-and-business-development-at-natwest-view-from-sibos-2018/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fintech-power-50-announces-metro-bank-as-partner/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/swift-creates-financial-sector-api-blueprint/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/swift-the-transformation-of-the-european-payments-landscape/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/monese-for-business-launches-as-next-step-in-expansion/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/natwest-hooks-up-to-blockchain-based-syndicated-lending-platform/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/konsentus-goes-live-with-tpp-identity-and-regulatory-checking-for-psd2-open-banking/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bacs-latest-figures-reveal-over-five-million-accounts-have-been-switched-since-launch-of-current-account-switch-service/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-appoints-group-chief-commercial-officer-builds-on-rapid-growth/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/contis-gains-uk-consumer-credit-licence-with-paze-acquisition/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/swift-industry-veteran-dennis-sweeney-marks-25-years-at-sibos/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/banking-circle-virtual-iban-award-finalist-again/</loc>
<lastmod>2018-10-31T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aevi-announces-appflow-at-money20-20-the-clever-app-integration-that-paves-the-way-to-the-next-generation-of-in-store-consumer-experience/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/69-of-smbs-retailers-innovate-in-payments-to-strengthen-consumer-loyalty-new-research-by-aevi-and-pymnts-in-the-us-shows/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aevi-launches-new-website-the-foundation-for-next-generation-acquiring/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/highlights-from-cybertonica-at-the-european-women-in-payments-network-annual-conference-awards/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cybertonica-announces-that-former-cisco-global-cto-jane-butler-to-chair-the-advisory-board/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-expands-tokenization-partnership-with-netflix-to-improve-digital-payments-experience-globally/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-when-your-body-becomes-your-password/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-delivering-a-secure-and-seamless-customer-experience/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/b4b-payments-named-winner-of-the-best-csr-or-charity-initiative-category-at-the-emerging-payments-awards-2018/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fintech-unplugged-is-back-with-a-fourth-series-in-the-first-episode-robert-moorwand-suresh-are-joined-by-paul-riseborough-from-metro-bank/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/blue-train-marketing-new-blog-post-top-tips-for-a-prize-podcast/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/amazon-web-services-to-open-data-centers-in-south-africa/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-maximizing-the-customer-experience-in-a-secure-open-banking-ecosystem-webinar/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-in-digital-transactions-consumers-must-trust/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/video-interview-entersekt-cto-talks-trends-at-money-20-20/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/european-women-payments-network-and-money20-20-europe-join-forces-to-promote-diversity-and-inclusion/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-global-data-solutions-secures-3m-series-a-funding/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomas-cook-moneys-lyk-prepaid-mastercard-named-best-consumer-funded-payments-programme-at-the-emerging-payment-awards-2018/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cybertonica-book-your-place-to-cpd-certified-course-payment-fraud-prevention-and-management/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/shane-mortimer-joined-w2-global-data-solutions-as-business-development-manager/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/token-qib-uk-plc-selects-volante-technologies-psd2-open-banking-solution/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/token-psd2s-open-banking-also-opens-up-business-payments/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/token-banks-demand-more-not-less-regulation/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/lendit-fintech-europe-2018-final-discount-expiring-on-9th-november/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/i-movo-paypoint-win-at-emerging-payments-awards/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paybase-held-first-series-of-events-for-fast-tracking-your-success/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/anna-tsyupko-ceo-and-co-founder-of-paybase-will-be-speaking-at-the-moneylive-summit/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/jessy-conflon-paybase-head-of-marketing-will-be-speaking-at-the-fintechconnect-conference/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/banking-circle-give-smes-a-cash-life-line/</loc>
<lastmod>2018-11-01T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fiserv-and-the-co-operative-bank-expand-their-relationship-in-readiness-for-open-banking/</loc>
<lastmod>2018-11-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/buckaroo-b-v-selects-aml-risk-manager/</loc>
<lastmod>2018-11-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fiserv-and-intesa-sanpaolo-instant-payments-initiative-earns-idc-fintech-rankings-real-results-award/</loc>
<lastmod>2018-11-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fiserv-awarded-for-delivery-of-xcelent-service-to-clients/</loc>
<lastmod>2018-11-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/gav-to-host-an-innovation-challenge-at-the-florida-theatre-in-february-2019-sponsored-by-fis/</loc>
<lastmod>2018-11-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/arro-money-what-the-new-name-check-service-means-for-the-challenger-banks/</loc>
<lastmod>2018-11-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cft-group-duesday-come-highly-commended-at-epa-awards-2018/</loc>
<lastmod>2018-11-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/klarna-survey-fintech-disruptors-2019-next-wave-fintech-whats-next-in-digital-finance/</loc>
<lastmod>2018-11-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paris-fintech-forum-20-early-bird-discount-until-30-november-2018/</loc>
<lastmod>2018-11-02T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-inclusion-was-referenced-in-the-report-banking-on-change/</loc>
<lastmod>2018-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-financial-crime-formally-launched-at-kick-off-meeting-in-november/</loc>
<lastmod>2018-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-futures-has-published-its-report-titled-monetisation-of-data/</loc>
<lastmod>2018-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-international-trade-is-supporting-epa-asias-survey/</loc>
<lastmod>2018-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-regulator-is-seeking-input-to-shape-response-to-the-psrs-consultation-on-implementing-confirmation-of-payee/</loc>
<lastmod>2018-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-retail-has-published-a-video-interview-with-judopay-ceo-jeremy-nicholds/</loc>
<lastmod>2018-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-banking-access-strongly-encourages-epa-members-to-put-themselves-forward-standards-advisory-panel/</loc>
<lastmod>2018-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-women-in-paytechs-next-event-has-less-than-a-third-of-tickets-remaining/</loc>
<lastmod>2018-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/revolutionary-digital-mobile-payment-paradigms-detailed-by-industry-insiders/</loc>
<lastmod>2018-11-29T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/emerging-payments-association-announces-latest-advisory-board-members/</loc>
<lastmod>2018-12-05T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/epam-banks-and-fintechs-fast-becoming-friends/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/lloyds-invests-in-cloud-based-core-banking-startup-thought-machine/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mobile-only-challenger-starling-arrives-on-the-high-street-picks-up-new-funding/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-sets-sights-on-the-nordics/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclaycard-joined-forces-with-uk-chain-costa-coffee-to-launch-contactless-reusable-cups/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/powerhouse-arcadia-become-one-of-the-first-fashion-retailers-to-model-klarnas-new-slice-it-in-3-in-the-uk/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/huntswood-report-managing-a-digital-business/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-takes-stake-in-indias-billdesk/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/transunions-director-of-retail-comments-on-the-retail-sales-figures/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/transunion-announces-agreement-to-sell-noddle-business-to-credit-karma/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/transunion-releases-e-commerce-fraud-whitepaper/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/just-tap-and-ride-mastercard-simplifies-the-daily-commute-in-over-150-global-cities/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-warns-of-increasing-sophistication-of-fincrime/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-brexit-doubling-up-in-dublin/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cft-group-edge-awards-2018 - duesday-takes-the-edge/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/department-for-international-trade-dit-fintech-mission-to-poland/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/starling-hires-helen-bierton-as-head-of-retail-banking/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/save-up-to-400e-on-your-ticket-for-paris-fintech-forum-2019-with-discount-code-epa10c69a-for-epa-members-only/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-countdown-to-rep018-31-december-2018/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/lloyds-customers-can-now-keep-track-of-spending-with-google-maps/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/payment-asia-summit-2019-revolutionary-digital-mobile-payment-paradigms-detailed-by-industry-insiders/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/idemia-and-jcb-partner-to-launch-google-pay-in-japan/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mclear-partner-bankwest-won-expert-choice-awards-2018-for-banking-innovation/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mclear-ring-branded-halo-ring-by-bankwest/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-bank-of-england-has-published-the-findings-on-a-new-messaging-standard-for-uk-payments/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-and-microsoft-forge-digital-identity-partnership/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/acquiring-com-put-21st-century-anti-fraud-system-at-heart-of-customer-offering-with-implementation-of-cybertonicas-ai-enabled-fraud-and-risk-management-technology/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/arkea-banking-services-instant-payments-we-are-live-now/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/christophe-bitner-ceo-of-arkea-banking-services-was-judge-of-the-emerging-payment-awards/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/wex-the-power-of-platforms/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-accelerates-growth-in-europe/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/token-a-big-idea-for-banks/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/b4b-why-new-digital-tax-laws-should-inspire-you-to-eliminate-avoidable-mistakes/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thomas-cheung-joins-to-the-blue-train-marketing-team/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cate-kemp-to-lead-uk-ireland-and-nordics-at-swift/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ecomcharge-introduces-a-new-payment-widget-with-3-d-secure-verification-inside/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/blue-train-marketing-welcomes-samantha-price-to-the-team/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/banking-circle-virtual-iban-shortlisted-for-three-categories-of-card-payments-awards/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/blue-train-marketing-is-crypto-finally-ready-to-break-through-in-2019/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cutting-edge-tech-from-uk-fintech-challenger-to-save-businesses-50-on-bank-transaction-costs/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclaycard-joins-forces-with-evernym-on-self-sovereign-identity/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mastercard-spendingpulse-shoppers-demand-discounts-like-never-before-in-thrifty-christmas-spending-period/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-direct-now-available-via-stripe-instant-payouts/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/suits-me-partners-with-contis-to-enhance-member-facilities/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-is-celebrating-our-independent-shopkeepers-this-christmas/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/first-banks-go-live-on-tips-using-swiftnet-instant/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-companys-latest-study-found-mixed-reviews-for-visas-new-chargeback-process-as-reported-by-paymentssource/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-companys-cio-and-co-founder-monica-eaton-cardone-reviewed-2018-and-gave-her-predictions-for-how-the-sector-will-evolve-in-the-future/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/banking-circle-named-best-b2b-payments-platform-in-the-juniper-research-future-digital-awards/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/modulrs-chief-software-architect-ritesh-tendulkar-featured-in-an-idg-connect-advice-piece/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/token-and-almoayed-technologies-partner-to-deliver-open-banking-across-mena-region/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/julie-fergerson-senior-vice-president-of-industry-solutions-at-ethoca-won-innovator-of-the-year-at-the-silicon-valley-women-in-it-awards-2018/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ethoca-partnered-with-amex-to-solve-disputes-more-quickly-between-cardholders-and-merchants-using-ethoca-eliminator/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kompli-globals-ceo-jane-jee-explains-how-traditional-banks-meet-the-alternative-bank-challenge/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/jane-jee-ceo-of-kompli-global-explains-how-gaming-operators-can-avoid-gambling-away-its-profits-through-aml-flaws/</loc>
<lastmod>2018-12-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fleetcor-allstar-business-solutions-inefficient-reimbursement-of-on-road-expenses-impacts-staff-morale/</loc>
<lastmod>2018-12-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fleetcor-alternative-fuels-technology-still-in-transitional-phase/</loc>
<lastmod>2018-12-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/prepay-solutions-and-monese-shortlisted-in-the-card-and-payment-awards-for-the-best-prepaid-product-of-the-year-category/</loc>
<lastmod>2018-12-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/incomm-expands-its-barcode-payment-solutions-with-new-partnership-in-japan/</loc>
<lastmod>2018-12-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cybertonica-co-sponsors-european-women-payments-network-ewpns-first-meetup-in-turkey/</loc>
<lastmod>2018-12-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/barclays-debuts-spend-blocker-for-vulnerable-customers/</loc>
<lastmod>2018-12-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/over-70-confirmed-to-attend-highly-anticipated-2nd-annual-payments-forum-2019-in-london/</loc>
<lastmod>2018-12-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/tagnitecrest-metal-cards-and-laser-engraving/</loc>
<lastmod>2018-12-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mclear-to-attend-futuretech-festival-in-delhi-and-mumbai-with-department-of-international-trade-dit/</loc>
<lastmod>2018-12-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mclear-new-wearable-device-makes-payments-simple/</loc>
<lastmod>2018-12-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/judopay-partnering-with-pepperhq-has-created-an-app-for-youngs-pubs/</loc>
<lastmod>2018-12-12T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-banking-access-project-lead-endorsed-the-bank-of-englands-activity-in-upgrading-rtgs/</loc>
<lastmod>2018-12-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-inclusion-penned-a-letter-to-parliamentary-under-secretary-of-state-at-the-department-for-work-and-pensions/</loc>
<lastmod>2018-12-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-financial-crimes-report-facing-up-to-financial-crime-report-will-be-announced-at-a-briefing-event-in-january/</loc>
<lastmod>2018-12-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-futures-has-announced-the-dates-and-themes-for-its-workshops-in-2019/</loc>
<lastmod>2018-12-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-international-trade-hm-treasury-responds-to-epa-letter/</loc>
<lastmod>2018-12-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-regulator-has-launched-a-consultation-register/</loc>
<lastmod>2018-12-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-retail-is-rebranding-to-project-payments-in-commerce/</loc>
<lastmod>2018-12-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-women-in-paytechs-january-event-has-few-places-left/</loc>
<lastmod>2018-12-18T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mtb-introduces-unionpay-to-bangladesh-with-support-from-compass-plus/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fiserv-open-banking-survey-shows-emergence-of-strategic-focus/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/launch-an-account-and-payment-solution-in-as-little-as-four-weeks-contis-makes-it-possible/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/mi-bank-turns-to-fiserv/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paybase-head-of-marketing-jessy-conflon-explains-how-paybase-is-enabling-more-firms-to-get-to-market-and-build-better-products-at-the-fintech-connect/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paybase-to-host-2nd-collaborative-workshop-for-founders-of-platform-businesses-on-january-17th-2019/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/we-are-the-city-inspirational-woman-anna-tsyupko-ceo-paybase/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paybase-hosted-the-sharing-economy-uk-festive-networking-event-last-month/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/konsentus-launches-tpp-regulatory-checking-sandbox/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-why-payments-should-stop-worrying-about-the-next-big-thing/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-paythink-as-cash-and-cards-give-way-to-mobile-banks-need-consumers-trust-even-more/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-from-friends-grandpa-to-hip-elder-brother-banks-as-consumer-trust-anchors/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-five-things-that-float-the-customers-boat/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/thinkmoney-chooses-token-for-psd2-compliance/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/arkea-announces-the-acquisition-of-net-m-privatbank-1891-to-serve-its-clients-growth-in-germany/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/blue-train-marketing-presents-classic-crowd-pleasing-panto-antics-lovingly-mixed-with-a-large-helping-of-fintech-jokes-to-bring-good-cheer-to-all/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/moorwand-fintech-unplugged-robert-courtneidge-and-suresh-vaghjiani-are-joined-by-bill-gajda-from-the-global-payments-technology-company-visa/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-expands-global-football-portfolio-connecting-with-fans-around-the-world/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-supports-uefa-womens-football/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-signs-ground-breaking-seven-year-womens-football-deal-with-uefa/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/singtels-dash-e-wallet-goes-global-with-visa-and-apple-pay/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-the-race-to-manage-your-money-is-on-the-smarter-the-better/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-mobile-banking-app-review-2018-reloaded/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/transactive-systems-api-payment-platform-launched-with-live-customers-giving-them-access-uk-and-sepa-ibans-and-instant-payments/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/transunion-launch-open-banking-early-adopter-programme/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/transunion-is-continuing-its-work-to-tackle-the-gender-pay-gap-in-the-technology-sector/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/modulr-has-been-named-a-finalist-in-the-2019-fstech-awards-for-payments-innovation-of-the-year/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/kompli-global-mobile-payments-anti-money-laundering-to-benefit-from-nudge-theory/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vote-for-cybertonicas-director-for-partnerships-and-training-to-become-a-co-author-of-the-paytech-book/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cybertonicas-london-office-is-hiring-a-business-admin-marketing-intern/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-chargeback-companys-co-founder-monica-eaton-cardone-met-with-the-financial-times-to-discuss-how-women-have-a-tougher-time-attracting-venture-capital-than-their-male-counterparts/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ethoca-partner-cb-offers-ecommerce-merchants-a-new-service-to-fight-fraud-and-reduce-chargebacks/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/clearhaus-opens-office-in-london-appoints-paul-barclay-as-commercial-director/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/i-movo-announce-payin-a-digital-alternative-to-cheques/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/i-movo-selected-for-crown-commercial-services-payment-solutions-framework/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vocalink-and-cce-sign-trailblazing-payments-deal-nationally-in-peru/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-anti-money-laundering-technology-sees-uk-fraud-rings-frozen/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/coinify-continues-market-dominance-in-europe-by-acquiring-bettercoins/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-swift-gpi-leveraging-cross-border-payments-for-the-real-time-world/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/aci-worldwide-instant-payments-in-germany-which-csm-best-fits-your-bank/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-nilson-report-mclear-smart-payment-rings/</loc>
<lastmod>2019-01-09T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/cashplus-announces-degradable-pvc-bank-card-of-the-future/</loc>
<lastmod>2019-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/answer-digital-launch-whitepaper-on-the-impact-of-the-changing-payments-landscape-on-multiple-sectors/</loc>
<lastmod>2019-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/answer-digital-launch-request-to-pay-centre-of-excellence/</loc>
<lastmod>2019-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/answer-digital-breakfast-event-on-the-impact-of-the-changing-payments-landscape-in-leeds/</loc>
<lastmod>2019-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/the-center-for-financial-professionals-interviews-with-speakers-ahead-of-payments-forum-2019-in-london/</loc>
<lastmod>2019-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/interview-ahead-of-payments-forum-2019-get-15-discount-on-the-forum-using-code-pay15/</loc>
<lastmod>2019-01-10T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/moorwand-to-issue-first-prepaid-unionpay-branded-cards-to-customers-in-uk/</loc>
<lastmod>2019-01-11T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/pay-uk-welcomes-atom-bank-as-newest-member-of-bacs/</loc>
<lastmod>2019-01-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/incomm-vanilla-expands-its-gift-card-product-suite-with-the-launch-of-vanilla-go/</loc>
<lastmod>2019-01-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/incomm-partners-with-revolut-to-launch-prepaid-cards-at-wilko-stores-in-the-uk/</loc>
<lastmod>2019-01-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paymenteye-what-factors-are-reshaping-global-payments/</loc>
<lastmod>2019-01-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/digital-identity-expert-jennifer-singh-joins-entersekt-to-support-strategic-business-development-in-the-u-s/</loc>
<lastmod>2019-01-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/sinnad-migrates-processing-business-to-new-platform-based-on-compass-plus-products/</loc>
<lastmod>2019-01-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/unibank-launches-in-house-card-personalisation-centre-with-support-from-compass-plus/</loc>
<lastmod>2019-01-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/idemias-biometrics-and-mobile-based-cloudcard-solution-wins-best-payment-authentication-solution-award-from-juniper-research/</loc>
<lastmod>2019-01-25T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-inclusion-has-received-a-response-from-dwp/</loc>
<lastmod>2019-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-financial-crime-were-promoted-on-consult-hyperions-podcast-series/</loc>
<lastmod>2019-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-international-trade-is-delighted-to-announce-scott-abrahams-senior-vice-president-at-mastercard-as-the-new-project-mentor/</loc>
<lastmod>2019-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-regulator-responded-to-the-psrs-consultation-on-the-general-directions-of-implementing-confirmation-of-payee/</loc>
<lastmod>2019-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-women-in-paytech-held-its-largest-women-in-paytech-event-to-date/</loc>
<lastmod>2019-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/project-banking-access-gets-new-benefactor/</loc>
<lastmod>2019-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-have-renewed-their-support-as-a-benefactor-behind-project-futures/</loc>
<lastmod>2019-01-30T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/starling-bank-ceo-anne-boden-receives-mbe/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-why-real-time-payments-can-solve-your-payments-woes/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-technologies-onboards-the-access-bank-uk-limited-to-faster-payments-scheme/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-technologies-report-finds-that-fraudulent-losses-stop-growing-after-years-of-corporate-security-spend/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-technologies-improving-the-customer-experience-in-banking-its-simpler-than-you-think/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/bottomline-technologies-has-released-white-paper-on-seizing-the-opportunity-in-todays-changing-payments-and-financial-messaging-landscape/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ethocas-keith-briscoe-discusses-the-chargeback-problem-in-podcast/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/modulr-featured-in-the-economist-report-whose-customer-are-you-the-reality-of-digital-banking-in-europe/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/arkea-banking-services-was-present-at-the-paris-fintech-forum-2019/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-fraud-analytics-for-open-banking-multi-layered-self-calibrating-models/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ficos-fraud-payments-predictions-2019-go-cashless-with-care/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-survey-uk-consumers-could-thwart-strong-customer-authentication/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fico-psd2-strong-customer-authentication-what-do-consumers-think/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/napier-a-busy-start-to-2019/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/starling-bank-open-euro-accounts-ahead-of-brexit/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/k-wearables-has-launched-in-the-netherlands-with-abn-amro/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/united-settlement-system-successfully-achieves-emv-3d-secure-certification-for-unionpay-cards-with-support-from-compass-plus-and-nspk/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/vietinbank-achieves-verified-by-visa-certification-with-support-from-compass-plus/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/compass-plus-blog-loyalty-and-banks-a-marriage-of-convenience/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/blue-train-marketing-blog-why-a-unique-product-isnt-essential-for-a-distinctive-brand/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/blue-train-marketing-we-are-looking-forward-to-exhibiting-this-year-at-pay360/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-fintech-unplugged-s5e2-featuring-david-parker/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/new-fintech-unplugged-s5e3-featuring-kriya-patel/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/b4b-blog-vat-on-gift-vouchers-is-this-the-end-of-vouchers-for-your-business/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/b4b-ceo-appointed-chair-of-leading-prepaid-trade-body/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/sara-west-appointed-to-the-w2-board-of-executive-directors/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/w2-case-study-vitesse/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paybase-dived-straight-into-2019-by-hosting-their-2nd-collaborative-workshop/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paybase-cto-chris-wessels-features-on-crypto-confidence-podcast/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paybase-ceo-anna-tsyupko-will-be-speaking-at-the-mpe-conference-in-february/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paybase-ceo-interview-secret-sauce-of-payments-success/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/clearhaus-ebook-european-payments-predictions-2019-get-9-insights-from-9-industry-experts/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/how-the-challenger-banks-have-become-the-challenged-banks/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/fscom-cryptoassets-and-fincrime-building-for-the-future/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-in-pymnts-interview/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-commentary-why-payments-should-stop-worrying-about-the-next-big-thing/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-the-rise-in-social-media-payments-will-banks-collapse-or-collaborate/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/entersekt-as-cash-and-cards-give-way-to-mobile-banks-need-consumers-trust-even-more/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/paysafe-partners-with-visa-to-increase-customer-payment-choice-in-europe/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-champions-female-entrepreneurs-in-2019/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/visa-announces-new-benefit-to-help-us-small-businesses-reach-more-customers-on-yelp/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/flutterwave-and-visa-launch-african-consumer-payment-service-getbarter/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/judopay-join-the-wi-q-technologies-partner-programme/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/ukgcva-conference-2019-the-flagship-gift-card-industry-event-of-the-year-book-now/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>			<url>
<loc>https://thepaymentsassociation.org/article/arro-money-to-launch-crowdfunding-campaign-to-tackle-financial-exclusion/</loc>
<lastmod>2019-02-06T00:00:00+00:00</lastmod>
</url>	</urlset>