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Moorwand is a London based financial services provider offering issuing, digital banking and acquiring services. We provide access to card schemes and banking services, in addition to Electronic Money Services, to banks, fintechs, and payment companies.

Moorwand consistently strives to reduce payment friction and transform payments compliance into an enabler of innovation.

Moorwand’s legal and payments expertise makes it uniquely placed to support our clients, and understand the impact of regulations, anticipating the next wave of innovation before they break.

Moorwand is licensed by the Financial Conduct Authority of the United Kingdom as a regulated Electronic Money Institution to issue electronic money and provide payment services throughout EEA.

Whether you are a regulated Electronic Money Institution, Authorised Payment Institution requiring access to scheme membership, or a business needing both scheme membership and the ability to offer e-money, Moorwand has a solution for you.


Why every company won’t be a fintech company

Embedded Finance has become one of the hottest issues in the fintech space. The term was coined by Angela Strange at VC firm Andreessen Horowitz who also asserted that in the future “every company will be a fintech company” because every company will be able to embed financial services. But does that really mean every company will be a fully-fledged fintech company just because they have embedded financial services? Vicki Gladstone, Moorwand CEO, doesn't think so.

Dear Luc: With the contactless limit increasing to £100, why are people so divided?

Contactless card payments have boomed since the onset of Covid-19 and 15 October marked yet another milestone with shoppers able to spend £100 per transaction with a tap of their card. In this Dear Luc article, Luc Gueriane discusses why are people so divided about the £100 contactless limit? Head over to Fintech Futures to read the full article: https://www.fintechfutures.com/2021/10/dear-luc-why-are-people-so-divided-about-the-100-contactless-limit/

OneFor selects Moorwand for launch of new European-wide remittance service

OneFor has selected Moorwand’s to provide issuing, acquiring and digital banking services 

Dear Luc: I want to add credit capabilities like buy now, pay later (BNPL) to my service, what do I need to consider?

It's time for another monthly #DearLuc, payments agony uncle, with Moorwand CCO Luc Gueriane and FinTech Futures! This week a fintech founder has asked about Buy Now, Pay Later (BNPL) and how they can get a piece of the action. Luc describes some of the key considerations to keep in mind when a card programme provider is looking to add BNPL to their service.

New research discovers that Issuing tops the list of services fintechs outsource

Moorwand, a payments solution provider, today revealed that issuing tops the list of services that fintechs outsource, with mobile wallets and customer communications coming second and third respectively. Read the full announcement to see the top ten services fintechs outsource, as found in the latest research from Moorwand.

Nearly £1m in additional revenue generated by fintechs who outsource to specialists

Moorwand, a payments solution provider, today launched a report that reveals fintechs who outsource to specialist partners generate nearly £1m in additional revenue. The report ‘Specialists vs. generalists: How do fintechs fuel growth?’ explores why and how fintechs outsource to third parties, the importance of outsourcing for fintech growth, and the impact of working with specialists or generalists on fintech businesses.


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