The case for core modernisation: Why businesses must act now
Legacy systems are a competitive risk—financial institutions must modernise with AI, automation, and cloud solutions to stay agile and scalable.
February 18, 2025
Legacy systems are a competitive risk—financial institutions must modernise with AI, automation, and cloud solutions to stay agile and scalable.
E-invoicing is transforming financial operations, enhancing efficiency, compliance, and fraud prevention while shaping the future of digital tax systems.
Forex brokers must adopt payment orchestration, real-time settlements, and AI fraud prevention to stay competitive and compliant.
Personalised, omnichannel payment experiences are key to deepening loyalty, boosting retention, and exceeding customer expectations.
The future of e-commerce is subscription-based, offering businesses predictable revenue, deeper customer relationships, and long-term growth.
The future of payments is digital, inclusive, and transformative—driving financial access, innovation, and global economic empowerment.
Open finance is redefining data sharing, innovation, and growth in financial services.
Travel is surging, but outdated payments lag—fintech-driven innovation is key to seamless, secure, and sustainable transactions.
European banks must embrace digital transformation and fintech partnerships to stay competitive and compliant.
In 2025, payments firms must prioritise safeguarding funds, expanding open banking, and preparing for stablecoin regulation to stay competitive and compliant.
UPI is transforming cross-border payments, boosting India’s global digital payment reach.
With fraud evolving faster than security, banks must embrace risk-based authentication or risk falling behind.
The EU’s shift to open banking and finance presents both opportunities and challenges, demanding a balance between innovation, security, and regulation.
As crypto reshapes finance, the FATF’s Travel Rule struggles to keep pace—can global regulators close the gap on illicit transactions?
Many payment firms assume they need an FCA licence, but exemptions may allow them to operate with fewer regulatory burdens.
The 2024 holiday shopping season set eCommerce records, but a surge in post-holiday returns and chargebacks highlights the costly “holiday hangover” for merchants.
Network tokenisation boosts security, cuts costs, and enhances customer experiences, making it essential for modern merchants.
Swift drives global interoperability and innovation, aligning with the UK’s National Payments Vision to enhance seamless, secure payments.
The payments industry in 2025 will see advancements in real-time payments, AI tools, and voice-activated technologies reshaping consumer and business interactions.
Fintech is leading the shift from traditional IPOs to transparent, cost-effective direct listings.
Digital payments demand advanced fraud prevention, blending AI and human intelligence to counter evolving threats while ensuring seamless user experiences.
2025 payment trends focus on digital wallets, instant payments, AI, fraud prevention, and consumer convenience, driven by evolving regulations and innovation.
Payments Association has released a report, “Transforming the UK’s Payments Infrastructure,” proposing a revamp of the UK’s payments. The paper argues that the current system of account-to-account (A2A) payments hinders
De-risking endangers financial inclusion, driving MSBs out and boosting unregulated markets, calling for urgent reform.
Rising youth involvement in economic crimes highlights the urgent need for robust financial education.
UK businesses must prioritise digital investment to boost financial clarity, agility, and competitiveness in an evolving economic landscape.
Payments firms must streamline technology after acquisitions to boost agility and compete amid disruption.
Fintech drives UK SME growth with tailored solutions, streamlining finances and boosting efficiency.
Web3 is transforming finance with blockchain, digital assets, and smart contracts, paving the way for a decentralised future.
Quality Engineering is transforming digital banking, enabling seamless innovation, operational continuity, and future-proofing in a rapidly evolving landscape.
In an era marked by technological advancements and evolving consumer preferences, high-end banks and financial institutions are constantly seeking for innovative ways to cater for the demands of the discerning mass affluent market.
Open Banking set out to revolutionize finance by giving third-party providers access to customer data (with consent) to drive innovation and empower consumers. But while Europe’s PSD2 regulation has enabled new fintech services and a vibrant TPP ecosystem, adoption has fallen short of initial expectations. Complex regulations, security concerns, and, most critically, profitability challenges for banks have created hurdles. Discover how a shift in strategy, combined with data enrichment, could help banks embrace Open Banking as a growth opportunity rather than a regulatory burden.
AI transforms payment routing, boosting success, cutting costs, and improving customer experiences in real time.
Payment firms must balance innovation with compliance, while regulators support growth and trust.
A flexible, focused marketing plan improves budgeting, targeting, and adaptability, with ongoing analysis ensuring effective growth.
Compliance in payment communications is key to trust; AI solutions and customised frameworks ensure secure, global adherence to regional regulations.
The Click to Pay mandate allows card issuers to modernise payments, boost customer experience, and ensure secure, interoperable digital transactions.
The Payments Association (TPA)’s George Iddenden recently sat down with Peter Theunis, senior vice president sales and European managing director at BPC to discuss the remarkable transformation of the payments processing industry, driven by the rise of fintech, the shift towards digital payments, and evolving consumer behaviours.
Chargeback abuse costs billions, but merchants can reduce fraud with proactive strategies like customer engagement and better security.
Visionary leadership is crucial for driving innovation and navigating the rapid changes in the payments industry.
Traditional banks must modernise their tech stack to stay competitive with fintechs and meet shifting consumer expectations.
Despite the growth of digital payments, cash use is rising in the UK, supported by emerging cashtech innovations.
The merged R&D tax credit scheme in April 2024 introduces new rules for contracted-out R&D, benefiting larger businesses but requiring careful planning and documentation.
Rising maintenance costs in social housing, driven by damp remediation and regulations, are pushing providers to adopt preventive strategies and modernisation.
How open banking can reshape finance, enabling personalised services, streamlined verification, and improved fraud detection.
The challenges financial institutions face under SEPA Instant Credit Transfer regulations and explores how advanced technologies can help overcome them.
Discover how moving sales online can transform your business and unlock new growth opportunities.
In the fast-moving payments industry, trust must be replaced by a “Protection Model” focused on safeguarding compliance, technology, and risk management.
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