The PSR abolition: What’s next?
Members are invited to join our evidence session to gather members’ views on the future of the regulatory set-up for payments. Why Attend? Contributing to the design of regulatory frameworks
March 18, 2025
Members are invited to join our evidence session to gather members’ views on the future of the regulatory set-up for payments. Why Attend? Contributing to the design of regulatory frameworks
A Submission for HMT from Tony Craddock, Director General of The Payments Association (TPA) and Vision Engagement Group member. Working with UK Finance and Innovate Finance we have adapted the
Members of The Payments Association are invited to join the Payment Systems Regulator’s (PSR) roundtable at PAY360 to discuss where future innovation in payments is coming from in the UK
As the global economy becomes more interconnected, the demand for seamless cross-border payments and innovative digital wallet solutions is reaching new heights. Staying ahead in this fast-evolving landscape requires an
The FCA is considering its approach to the future regulation of contactless payments and the current regulatory limits. This is an opportunity for payment providers, third party providers and others
This two-day course covers the fundamentals of the card payments ecosystems. The first day covers the mechanics of card payments, introducing ecosystem actors and mechanisms (e.g. authorisation, clearing and settlement),
This Regulations 101 training course will cover payments regulations and frameworks (e.g. SEPA, PSD2, IFR, Open Banking, AML and other financial crime related regulations) as well as privacy and security
In May, we travel to Leeds… Non-members should submit their interest in attending here – Please note: You must work within the financial/payments/FinTech industry (or have a relevant connection to
Join your fellow members back in London at our popular networking event – establish new contacts and sales leads The event will run between 18:00 – 20:00 GMT and is
The urgency to mitigate climate change means an increasing demand for accountability from companies, including those in the digital payments sector. As this sector expands, so too does its carbon footprint,
Europe leads in payment innovation, yet harnessing blockchain and digital assets hinges on streamlined regulation and deeper collaboration.
Discover how AI-driven innovation, blockchain advancements, and evolving consumer behaviours are reshaping the payments industry.
Presenting The Payments Manifesto 2025 The Payments Association exclusively welcomes members to a networking reception event held at the House of Commons, to present The Payments Manifesto 2025. PA@Westminster sponsored
The Digital Assets Bill introduces opportunities and challenges for PSPs, from stablecoin clarity to operational overhauls, as firms navigate legal uncertainty and evolving compliance standards.
In an increasingly competitive space, building brand and influence (both internally and externally) are essential tools for success. This Breakfast in the Boardroom session will examine effectively utilising influence in
Ripple launches RLUSD, a backed USD stablecoin designed for global financial adoption, offering secure, compliant, and scalable solutions across payments, liquidity, and DeFi.
The urgency to mitigate climate change means an increasing demand for accountability from companies, including those in the digital payments sector. As this sector expands, so too does its carbon footprint,
The Payments Association welcomes the opportunity to contribute to the FCA’s call for input on ‘Changes to the safeguarding regime for payments and e-money firms’. The community’s response contained in
2025 payment trends focus on digital wallets, instant payments, AI, fraud prevention, and consumer convenience, driven by evolving regulations and innovation.
The dream of fostering a borderless financial ecosystem is slowly becoming a reality as we transform the way we move money with mobile wallets. One of the latest steps forward
Payments Association has released a report, “Transforming the UK’s Payments Infrastructure,” proposing a revamp of the UK’s payments. The paper argues that the current system of account-to-account (A2A) payments hinders
An independent paper setting out how to build commercial parity between card scheme and account-to-account rails that creates better outcomes for consumers and merchants. From a group of members of
Payments in 2025 will be shaped by AI, instant payments, CBDCs, embedded finance, and sustainability.
Web3 is transforming finance with blockchain, digital assets, and smart contracts, paving the way for a decentralised future.
This two-day course covers the fundamentals of the card payments ecosystems. The first day covers the mechanics of card payments, introducing ecosystem actors and mechanisms (e.g. authorisation, clearing and settlement),
The UK is undergoing a ‘seismic shift’ in how people pay (Nikhil Rathi, CEO, FCA), with wallets on the rise to become the default payment type for many. This raises
Ripple has upgraded Ripple Custody with new features like transaction screening and XRP Ledger integration, providing secure and scalable crypto asset storage.
Flawed assumptions in CBDC designs around accounts, wallet control, and privacy call for a more innovative, privacy-focused approach.
BVNK has introduced Customer Virtual Accounts, enabling fintechs and payment service providers to facilitate EUR, GBP, and stablecoin payments on a unified platform.
Ripple has begun beta testing its stablecoin, Ripple USD (RLUSD), on the XRP Ledger and Ethereum, with plans to expand to other blockchains, focusing on security and reliability before full release.
The dream of fostering a borderless financial ecosystem is slowly becoming a reality as we transform the way we move money with mobile wallets. One of the latest steps forward
Blockchain is transforming digital payments with faster, more secure, and transparent transactions, driving mainstream adoption and new applications.
Join your fellow members at our popular networking event – establish new contacts and sales leads. The event will run between 18:00 – 21:00 GMT on Tuesday 3 December 2024
Latham & Watkins has launched the Markets in Crypto-Assets Regulation Tracker, an online tool providing crypto businesses with up-to-date information on navigating the evolving MiCA regulatory framework.
The UK is undergoing a ‘seismic shift’ in how people pay (Nikhil Rathi, CEO, FCA), with wallets on the rise to become the default payment type for many. This raises
Central bank digital currencies (CBDCs) could transform cross-border payments by reducing costs, improving efficiency, and enhancing transparency.
Central bank digital currencies (CBDCs) are exciting many in the digital assets world, but what can these mean for those who are less engaged and on the fringes of financial services altogether?
Choosing the right custody solution is vital for institutions to securely navigate the evolving digital asset landscape and future-proof their financial operations.
Digital wallets are reshaping payments with convenience and security, but face challenges like device reliance and regional limits; with increasing regulatory focus, their growth and innovation are set to continue.
The Bank of England’s exploration of a digital pound and its integration with existing payment systems could modernise the UK’s financial landscape, enhancing efficiency, security, and inclusivity.
The Bank of England has recently published a paper on its approach to innovation in money and payments (click here to view). The paper aims to understand what the industry thinks
Fintechs can accelerate mainstream adoption of digital assets by integrating them with traditional payment networks, enabling seamless everyday transactions.
Breakfast in the Boardroom: The Product Edition Creating a successful product requires careful planning, research, and effective decision-making. As a product owner, you must constantly adjust to the changing market
The first stablecoin was launched in July 2014, 10 years ago. A decade later, it has reached a market cap of $165 billion, with trillions in stablecoin payments settled each
Exploring the need for a digital euro to maintain Europe’s financial autonomy and enhance transaction efficiency in an increasingly digital global economy.
Riccardo Tordera Ricchi, head of policy and government relations, The Payments Association, explores the transformative potential of programmable money and smart contracts.
Discover how programmable money could revolutionise finance with automation and efficiency, while exploring the ethical dilemmas it poses around privacy and potential misuse
Digital wallets are rapidly evolving, increasingly centralising essential personal functionalities like payments, identity verification, and data control, highlighting both immense potential and significant risks.
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