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6AMLD Deadline is Nearing: A Look Back on Key Changes in Legal Framework Since 1AMLD

The deadline for the 6th Anti-Money Laundering Directive (6AMLD) is rapidly approaching — currently, it is set for June 3rd. That said, the question of whether 6AMLD’s measures are clear and robust enough to combat the ever-growing problem of money laundering remains.

Marius Galdikas, CEO at ConnectPay, has taken the opportunity to overview how the AML regulatory framework has changed over the years, starting with the first Anti-Money Laundering Directive. He has also outlined what to expect in the near future, as some challenges regulators have yet to outline as possible threats.

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Paysafe streamlines US SMB payments with SimplyPayMe

We are extremely proud to announce our expansion to the United States with Paysafe Group & Mastercard as a partner of their Digital Doors program.

SimplyPayMe will from now on empower & enable American SMBs by allowing them flexibility in getting paid and the ease of running their business, all within one single application.

We are also working with banks and digital partners to help them serve their SMBs better, giving them the option to offer SimplyPayMe as a value-added service or as a white label.

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The rise and evolution of embedded finance

Demand for cash injections from alternative finance providers shows no signs of abating, as such, lenders must embrace innovation to improve their business finance offering. Read @Currencycloud’s blog to discover how APIs are the future of invoice finance. https://bit.ly/3wEqwCr

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KFC España Launches Mobile Payments with Nuvei and Judopay

I hope you are well and enjoying the sunshine! I have a story here from Judopay that you may be interested in covering?
Judopay, a leading mobile-centric and fully cloud based payments provider, today announces that, alongside partner Nuvei, the technology providers will enable a seamless and touch free mobile payment experience for customers at KFC restaurants throughout Spain.

The deal will enable KFC to shift its strategy to focus on providing its customers with an omnichannel experience; Judopay and Nuvei’s innovative solutions provide optimised processing speeds and transaction approvals at scale, delivering effortless payment experiences across all channels.

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Report: True Cost of Failed Payments

This 2021 report summarises a survey taken by over 200 payments professionals across the banking, financial, fintech and corporate sectors. It provides an overview of the payments landscape, explores the key findings, and provides insight into the various elements that had an impact on failed payments throughout 2020.

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PSD2: Enabled but not yet excelling

PSD2 is a hot topic for the UK market. How can we tackle it?
We take a look at challenges and solutions for the UK payment ecosystem in complying with PSD2 requirements.
With PSD2 now live in most European countries, being 5 months past the December 31, 2020 deadline, the UK is next, as the deadline for March 2022 is approaching. In order for the cardholder and merchant to properly adopt additional authentication without abandoning the transaction, the main focus is eliminating as much friction as possible. Testing data¹ from merchants such as Amazon, Google and Microsoft has shown that although Strong Customer Authentication has been enabled for most of the UK ecosystem, it is still grappling with several issues. Examples of this are relying on Risk Based Authentication for lower challenge rates, issuer readiness on latest protocols, issuer latency and lastly confusion on what exemptions to properly utilize.

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Leaders vs Laggards: How FinTechs and non-banks are fast-tracking financial technology innovation

In the post-pandemic world, where digital commerce has become the default, all kinds of financial service innovators are looking for new ways to add value for customers and to monetise these enhanced experiences, even when banking isn’t their core business. Here, digital leaders provide insider tips on how to get ahead.

Download the full report here: https://landing.modulrfinance.com/leaders-and-laggards-part2-report-0

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5 THINGS FRAUD FIGHTERS ARE SAYING ABOUT ONLINE FRAUD RIGHT NOW

– Introduction
– Poor hygiene & Persistent threats – ‘perfect storm’ of online fraud
– Customers expect Banks to Know Your User
– Fraud Fighting Collective – Fraud Fusion Centers
– Overwhelmed with Alerts, Automation is key
– Clear ‘risk calculation’ – Frictionless First
– No silver bullet – but there are best practices

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USING BIONICIDS TO STOP IMPERSONATION AND MANIPULATION ATTACKS

– Introduction
– What is BionicID™ analysis best suited for?
– Does BionicID™ data collection or analysis impact the user experience?
– Does BionicID™ data collection/analysis comply with SCA/PSD2?
– Does BionicID™ data collection/analysis (behavioral biometric digital identity) comply with GDPR?

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WHAT IS BEHAVIORAL BIOMETRIC ANALYSIS?

– Introduction
– Physical vs. Behavioral Biometrics
– What is a BionicID™
– What makes Revelock’s BionicID™ solution unique in fraud prevention?
– What makes Revelock’s BionicID™ more accurate than other behavioral biometric solutions?

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Banking-as-a-Service in 2021: the SCA Dilemma

Banking as a Service (BaaS) refers to the services and tools that allow financial institutions to adapt to the current digital banking shift. BaaS providers are the ones that build the web and mobile applications for these institutions so that customers may access their accounts digitally. But has this environment changed since the release of PSD2? Absolutely – let’s take a look.

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PAYMASTER24 BOOSTS SPEED OF PAYMENT AND RANGE OF CURRENCIES

Full-service Payment Service Provider (PSP) of local e-payment solutions, Paymaster24, has selected Banking Circle to enhance its service proposition for merchants. Crucially, the partnership with Banking Circle will help Paymaster24 speed up payments and offer additional currencies to its merchant customers.

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Diners Club Peru selects BPC’s SmartVista commerce suite

BPC, the global leading payment solution provider, has announced that Diners Club Peru has selected its commerce suite as part of its innovation program. Diners Club Peru is the third acquiring network in Peru, owned by Banco Pichincha Peru, part of the Pichincha Holding Group headquartered in Ecuador.

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Webinar: How to avoid the payments transformation sinkhole

How can your bank or building society avoid the payments transformation sinkhole?

Join us and our guest speaker Chris Jones, Managing Director PSE Consulting, on the 20th July to learn:

How customers experience your brand through your payments experience
How to fast track payments technology
What can de-rail your digitisation

Book your spot today and make getting payments right easier for your financial institution https://landing.modulrfinance.com/how-to-avoid-the-payments-transformation-sinkhole-epa

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eBook: It’s Time to Take Your Business Global

Over the past 18 months e-commerce has become a lifeline, not just a convenience – both for businesses and consumers alike. This has amplified the importance of digital payments and the ability to transact seamlessly across borders. Find out what you need to know to take your business global and why now is the time to do it, download our eBook.

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Are you ready for the future of payments?

This guide takes you through some of the innovations and trends taking place in payments, including how different sectors responded to the challenges of Covid-19; why business-to-business payments are ripe for innovation and changes in regulatory landscape that will impact payments in the future.

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Payment Trend Updates for June 2021

Okay is mainly concerned about security and Strong Customer Authentication. However, that doesn’t prevent us from taking part in industry conferences or being a member of industry groups. In this blog, we take a look at a few of the hot topics that have been on the discussion table over the past year, with some insight as to where they may be headed.

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Why go back if we could go forward? Post-Pandemic Sustainability Opportunities for the Finance Industry

It is important to remember that even before COVID-19, the planet was in a state of emergency. So with the finance industry focusing on recovery, resilience, and longevity as we come out of lockdown, should sustainability and the environment be top of the agenda as well?

In this article, we break down the post-pandemic sustainability opportunities for the finance industry and speak to our partner ecolytiq about why the best time to focus on climate change was yesterday.

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Judopay and MedPoint enhance prescription checkouts

Judopay, the leading mobile-centric and fully cloud based payments provider, has announced its partnership with MedPoint, an automated prescription collection system, to enable a safe, quick and secure method for patients to purchase and collect their prescriptions, 24 hours a day, 7 days a week.

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Global Processing Services and Currencycloud partner to offer complete, enterprise-grade, cross-border payments solution

Global Processing Services (GPS), the multi-award-winning payments processing partner behind some of Britain’s biggest challenger fintechs including Revolut and Starling Bank, and Currencycloud, the experts simplifying business in a multi-currency world, have partnered to widen access to cross-border payments for financial institutions and fintechs, providing a passport to a post-Covid world.

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Embedded Lending in Action: The Potential of Buy-Now, Pay-Later

As part of Currencycloud series of interviews that explores the nature and evolution of embedded finance we invited Laurel Wolfe, Vice President of Marketing at Mambu, and former Klarna, to deep dive into how Buy-Now, Pay-Later and embedded lending, a subset of embedded finance, is changing how retailers and payments providers serve their customers.

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How to avoid the payments transformation sinkhole

Modulr Pulse, our quarterly insights event, is back on July 20th for a discussion about ‘How to avoid the payments transformation sinkhole’.

Getting payments right is increasingly tougher for established financial institutions so we have brought along a consultant who regularly manages payment transformation projects, to give their advice on how to avoid the various pitfalls and sinkholes.

Register for the event and secure your place today: https://landing.modulrfinance.com/how-to-avoid-the-payments-transformation-sinkhole-epa

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Trust Payments partners with Zip for Buy Now, Pay Later

Trust Payments, the global unified payments group, has partnered with Zip, the first Buy Now, Pay Later provider to join its network of payment partners. The agreement means UK merchants using Trust Payments’ platform can offer Zip at check out and allow customers to pay over four interest-free instalments.

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Rethink the Ordinary With Advanced Payment Solutions

Most consumers are more than aware of basic payment solutions, especially after the pandemic struck their lives and their usual means of payment. Even before the new normal, many consumers were familiar with e-commerce and therefore, businesses were already used to accepting online payments on their websites or their apps. If these payments seemed pretty straightforward for consumers, technology now allows for more streamlined payment solutions that make it easier to take online payments on your website.

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PPS and Talenom join forces to provide banking software with accounting services

PPS are the payments and banking provider behind Talenom’s new banking service for SMEs. This partnership will enable financial services to be embedded into Talenom’s emerging SME solution ‘Accounting Alex’.
As a result of working with PPS, small businesses that use Talenom’s ‘Accounting Alex’ service will now be able to set up a bank account in minutes and enable savings on fees by more than 50%.

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